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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1111,"disclosureMonth":1051,"companyCode":1081,"companyName":1082,"productCode":1083,"productName":1084,"joinWay":1060,"mortgageType":1076,"mortgageTypeName":1077,"repaymentType":1102,"repaymentTypeName":1103,"rateType":1065,"rateTypeName":1066,"rateMin":1112,"rateMax":1113,"rateAvg":1114,"loanLimit":1088,"earlyRepaymentFee":1089,"delinquencyRate":1090,"incidentalExpense":1091},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1116,"disclosureMonth":1051,"companyCode":1081,"companyName":1082,"productCode":1094,"productName":1095,"joinWay":1060,"mortgageType":1061,"mortgageTypeName":1062,"repaymentType":1102,"repaymentTypeName":1103,"rateType":1065,"rateTypeName":1066,"rateMin":1112,"rateMax":1113,"rateAvg":1117,"loanLimit":1088,"earlyRepaymentFee":1089,"delinquencyRate":1090,"incidentalExpense":1091},"0010001-1054-A-D-C",4.75,{"id":1119,"disclosureMonth":1051,"companyCode":1120,"companyName":1121,"productCode":1122,"productName":1123,"joinWay":1060,"mortgageType":1076,"mortgageTypeName":1077,"repaymentType":1102,"repaymentTypeName":1103,"rateType":1065,"rateTypeName":1066,"rateMin":1124,"rateMax":1125,"rateAvg":9,"loanLimit":1126,"earlyRepaymentFee":1127,"delinquencyRate":1128,"incidentalExpense":1129},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1131,"disclosureMonth":1051,"companyCode":1120,"companyName":1121,"productCode":1122,"productName":1123,"joinWay":1060,"mortgageType":1061,"mortgageTypeName":1062,"repaymentType":1102,"repaymentTypeName":1103,"rateType":1065,"rateTypeName":1066,"rateMin":1124,"rateMax":1125,"rateAvg":1132,"loanLimit":1126,"earlyRepaymentFee":1127,"delinquencyRate":1128,"incidentalExpense":1129},"0010016-20461501000001001-A-D-C",4.66,{"id":1134,"disclosureMonth":1051,"companyCode":1120,"companyName":1121,"productCode":1135,"productName":1136,"joinWay":1060,"mortgageType":1076,"mortgageTypeName":1077,"repaymentType":1102,"repaymentTypeName":1103,"rateType":1065,"rateTypeName":1066,"rateMin":1124,"rateMax":1125,"rateAvg":1137,"loanLimit":1126,"earlyRepaymentFee":1127,"delinquencyRate":1128,"incidentalExpense":1129},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1139,"disclosureMonth":1051,"companyCode":1120,"companyName":1121,"productCode":1135,"productName":1136,"joinWay":1060,"mortgageType":1061,"mortgageTypeName":1062,"repaymentType":1102,"repaymentTypeName":1103,"rateType":1065,"rateTypeName":1066,"rateMin":1124,"rateMax":1125,"rateAvg":1140,"loanLimit":1126,"earlyRepaymentFee":1127,"delinquencyRate":1128,"incidentalExpense":1129},"0010016-20283701000001001-A-D-C",4.92,{"id":1142,"disclosureMonth":1051,"companyCode":1098,"companyName":1099,"productCode":1143,"productName":1144,"joinWay":1060,"mortgageType":1076,"mortgageTypeName":1077,"repaymentType":1102,"repaymentTypeName":1103,"rateType":1065,"rateTypeName":1066,"rateMin":1145,"rateMax":1146,"rateAvg":1147,"loanLimit":1106,"earlyRepaymentFee":1107,"delinquencyRate":1108,"incidentalExpense":1109},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1149,"disclosureMonth":1051,"companyCode":1150,"companyName":1151,"productCode":1152,"productName":1153,"joinWay":1154,"mortgageType":1061,"mortgageTypeName":1062,"repaymentType":1063,"repaymentTypeName":1064,"rateType":1065,"rateTypeName":1066,"rateMin":1155,"rateMax":1156,"rateAvg":9,"loanLimit":1088,"earlyRepaymentFee":1157,"delinquencyRate":1158,"incidentalExpense":1159},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1161,"disclosureMonth":1051,"companyCode":1162,"companyName":1163,"productCode":1164,"productName":1165,"joinWay":1166,"mortgageType":1061,"mortgageTypeName":1062,"repaymentType":1102,"repaymentTypeName":1103,"rateType":1065,"rateTypeName":1066,"rateMin":1167,"rateMax":1168,"rateAvg":1169,"loanLimit":1170,"earlyRepaymentFee":1171,"delinquencyRate":1172,"incidentalExpense":1173},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1175,"disclosureMonth":1051,"companyCode":1176,"companyName":1177,"productCode":1178,"productName":1179,"joinWay":1180,"mortgageType":1076,"mortgageTypeName":1077,"repaymentType":1102,"repaymentTypeName":1103,"rateType":1065,"rateTypeName":1066,"rateMin":1181,"rateMax":1182,"rateAvg":1183,"loanLimit":1184,"earlyRepaymentFee":1185,"delinquencyRate":1186,"incidentalExpense":1187},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1189,"disclosureMonth":1051,"companyCode":1176,"companyName":1177,"productCode":1178,"productName":1179,"joinWay":1180,"mortgageType":1061,"mortgageTypeName":1062,"repaymentType":1102,"repaymentTypeName":1103,"rateType":1065,"rateTypeName":1066,"rateMin":1181,"rateMax":1182,"rateAvg":1190,"loanLimit":1184,"earlyRepaymentFee":1185,"delinquencyRate":1186,"incidentalExpense":1187},"0013175-2001104780001-A-D-C",5.13,{"id":1192,"disclosureMonth":1051,"companyCode":1176,"companyName":1177,"productCode":1178,"productName":1179,"joinWay":1180,"mortgageType":1061,"mortgageTypeName":1062,"repaymentType":1063,"repaymentTypeName":1064,"rateType":1065,"rateTypeName":1066,"rateMin":1181,"rateMax":1182,"rateAvg":1193,"loanLimit":1184,"earlyRepaymentFee":1185,"delinquencyRate":1186,"incidentalExpense":1187},"0013175-2001104780001-A-S-C",4.86,{"id":1195,"disclosureMonth":1051,"companyCode":1176,"companyName":1177,"productCode":1178,"productName":1179,"joinWay":1180,"mortgageType":1076,"mortgageTypeName":1077,"repaymentType":1063,"repaymentTypeName":1064,"rateType":1065,"rateTypeName":1066,"rateMin":1181,"rateMax":1182,"rateAvg":1140,"loanLimit":1184,"earlyRepaymentFee":1185,"delinquencyRate":1186,"incidentalExpense":1187},"0013175-2001104780001-E-S-C",{"id":1197,"disclosureMonth":1051,"companyCode":1198,"companyName":1199,"productCode":1200,"productName":1201,"joinWay":1202,"mortgageType":1061,"mortgageTypeName":1062,"repaymentType":1063,"repaymentTypeName":1064,"rateType":1065,"rateTypeName":1066,"rateMin":1203,"rateMax":1204,"rateAvg":9,"loanLimit":1205,"earlyRepaymentFee":1206,"delinquencyRate":1207,"incidentalExpense":1208},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1210,"disclosureMonth":1051,"companyCode":1198,"companyName":1199,"productCode":1200,"productName":1201,"joinWay":1202,"mortgageType":1076,"mortgageTypeName":1077,"repaymentType":1063,"repaymentTypeName":1064,"rateType":1065,"rateTypeName":1066,"rateMin":1203,"rateMax":1204,"rateAvg":9,"loanLimit":1205,"earlyRepaymentFee":1206,"delinquencyRate":1207,"incidentalExpense":1208},"0010030-1-E-S-C",{"id":1212,"disclosureMonth":1051,"companyCode":1213,"companyName":1214,"productCode":1215,"productName":1216,"joinWay":1060,"mortgageType":1061,"mortgageTypeName":1062,"repaymentType":1063,"repaymentTypeName":1064,"rateType":1065,"rateTypeName":1066,"rateMin":1117,"rateMax":1217,"rateAvg":9,"loanLimit":1088,"earlyRepaymentFee":1218,"delinquencyRate":1219,"incidentalExpense":1220},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1222,"disclosureMonth":1051,"companyCode":1213,"companyName":1214,"productCode":1215,"productName":1216,"joinWay":1060,"mortgageType":1076,"mortgageTypeName":1077,"repaymentType":1063,"repaymentTypeName":1064,"rateType":1065,"rateTypeName":1066,"rateMin":1117,"rateMax":1217,"rateAvg":9,"loanLimit":1088,"earlyRepaymentFee":1218,"delinquencyRate":1219,"incidentalExpense":1220},"0010927-KB200300000002-E-S-C",{"id":1224,"disclosureMonth":1051,"companyCode":1056,"companyName":1057,"productCode":1225,"productName":1226,"joinWay":1166,"mortgageType":1061,"mortgageTypeName":1062,"repaymentType":1102,"repaymentTypeName":1103,"rateType":1065,"rateTypeName":1066,"rateMin":1227,"rateMax":1228,"rateAvg":1229,"loanLimit":1230,"earlyRepaymentFee":1071,"delinquencyRate":1072,"incidentalExpense":1231},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1233,"disclosureMonth":1051,"companyCode":1234,"companyName":1235,"productCode":1236,"productName":1237,"joinWay":1166,"mortgageType":1061,"mortgageTypeName":1062,"repaymentType":1102,"repaymentTypeName":1103,"rateType":1065,"rateTypeName":1066,"rateMin":1238,"rateMax":1239,"rateAvg":1240,"loanLimit":1241,"earlyRepaymentFee":1242,"delinquencyRate":1243,"incidentalExpense":1244},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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