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대출금액*120%*1%*채권할인율",{"id":666,"disclosureMonth":606,"companyCode":636,"companyName":637,"productCode":638,"productName":639,"joinWay":615,"mortgageType":631,"mortgageTypeName":632,"repaymentType":657,"repaymentTypeName":658,"rateType":620,"rateTypeName":621,"rateMin":667,"rateMax":668,"rateAvg":669,"loanLimit":643,"earlyRepaymentFee":644,"delinquencyRate":645,"incidentalExpense":646},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":671,"disclosureMonth":606,"companyCode":636,"companyName":637,"productCode":649,"productName":650,"joinWay":615,"mortgageType":616,"mortgageTypeName":617,"repaymentType":657,"repaymentTypeName":658,"rateType":620,"rateTypeName":621,"rateMin":667,"rateMax":668,"rateAvg":672,"loanLimit":643,"earlyRepaymentFee":644,"delinquencyRate":645,"incidentalExpense":646},"0010001-1054-A-D-C",4.75,{"id":674,"disclosureMonth":606,"companyCode":675,"companyName":676,"productCode":677,"productName":678,"joinWay":615,"mortgageType":631,"mortgageTypeName":632,"repaymentType":657,"repaymentTypeName":658,"rateType":620,"rateTypeName":621,"rateMin":679,"rateMax":680,"rateAvg":9,"loanLimit":681,"earlyRepaymentFee":682,"delinquencyRate":683,"incidentalExpense":684},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":686,"disclosureMonth":606,"companyCode":675,"companyName":676,"productCode":677,"productName":678,"joinWay":615,"mortgageType":616,"mortgageTypeName":617,"repaymentType":657,"repaymentTypeName":658,"rateType":620,"rateTypeName":621,"rateMin":679,"rateMax":680,"rateAvg":687,"loanLimit":681,"earlyRepaymentFee":682,"delinquencyRate":683,"incidentalExpense":684},"0010016-20461501000001001-A-D-C",4.66,{"id":689,"disclosureMonth":606,"companyCode":675,"companyName":676,"productCode":690,"productName":691,"joinWay":615,"mortgageType":631,"mortgageTypeName":632,"repaymentType":657,"repaymentTypeName":658,"rateType":620,"rateTypeName":621,"rateMin":679,"rateMax":680,"rateAvg":692,"loanLimit":681,"earlyRepaymentFee":682,"delinquencyRate":683,"incidentalExpense":684},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":694,"disclosureMonth":606,"companyCode":675,"companyName":676,"productCode":690,"productName":691,"joinWay":615,"mortgageType":616,"mortgageTypeName":617,"repaymentType":657,"repaymentTypeName":658,"rateType":620,"rateTypeName":621,"rateMin":679,"rateMax":680,"rateAvg":695,"loanLimit":681,"earlyRepaymentFee":682,"delinquencyRate":683,"incidentalExpense":684},"0010016-20283701000001001-A-D-C",4.92,{"id":697,"disclosureMonth":606,"companyCode":653,"companyName":654,"productCode":698,"productName":699,"joinWay":615,"mortgageType":631,"mortgageTypeName":632,"repaymentType":657,"repaymentTypeName":658,"rateType":620,"rateTypeName":621,"rateMin":700,"rateMax":701,"rateAvg":702,"loanLimit":661,"earlyRepaymentFee":662,"delinquencyRate":663,"incidentalExpense":664},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":704,"disclosureMonth":606,"companyCode":705,"companyName":706,"productCode":707,"productName":708,"joinWay":709,"mortgageType":616,"mortgageTypeName":617,"repaymentType":618,"repaymentTypeName":619,"rateType":620,"rateTypeName":621,"rateMin":710,"rateMax":711,"rateAvg":9,"loanLimit":643,"earlyRepaymentFee":712,"delinquencyRate":713,"incidentalExpense":714},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":730,"disclosureMonth":606,"companyCode":731,"companyName":732,"productCode":733,"productName":734,"joinWay":735,"mortgageType":631,"mortgageTypeName":632,"repaymentType":657,"repaymentTypeName":658,"rateType":620,"rateTypeName":621,"rateMin":736,"rateMax":737,"rateAvg":738,"loanLimit":739,"earlyRepaymentFee":740,"delinquencyRate":741,"incidentalExpense":742},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":744,"disclosureMonth":606,"companyCode":731,"companyName":732,"productCode":733,"productName":734,"joinWay":735,"mortgageType":616,"mortgageTypeName":617,"repaymentType":657,"repaymentTypeName":658,"rateType":620,"rateTypeName":621,"rateMin":736,"rateMax":737,"rateAvg":745,"loanLimit":739,"earlyRepaymentFee":740,"delinquencyRate":741,"incidentalExpense":742},"0013175-2001104780001-A-D-C",5.13,{"id":747,"disclosureMonth":606,"companyCode":731,"companyName":732,"productCode":733,"productName":734,"joinWay":735,"mortgageType":616,"mortgageTypeName":617,"repaymentType":618,"repaymentTypeName":619,"rateType":620,"rateTypeName":621,"rateMin":736,"rateMax":737,"rateAvg":748,"loanLimit":739,"earlyRepaymentFee":740,"delinquencyRate":741,"incidentalExpense":742},"0013175-2001104780001-A-S-C",4.86,{"id":750,"disclosureMonth":606,"companyCode":731,"companyName":732,"productCode":733,"productName":734,"joinWay":735,"mortgageType":631,"mortgageTypeName":632,"repaymentType":618,"repaymentTypeName":619,"rateType":620,"rateTypeName":621,"rateMin":736,"rateMax":737,"rateAvg":695,"loanLimit":739,"earlyRepaymentFee":740,"delinquencyRate":741,"incidentalExpense":742},"0013175-2001104780001-E-S-C",{"id":752,"disclosureMonth":606,"companyCode":753,"companyName":754,"productCode":755,"productName":756,"joinWay":757,"mortgageType":616,"mortgageTypeName":617,"repaymentType":618,"repaymentTypeName":619,"rateType":620,"rateTypeName":621,"rateMin":758,"rateMax":759,"rateAvg":9,"loanLimit":760,"earlyRepaymentFee":761,"delinquencyRate":762,"incidentalExpense":763},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":765,"disclosureMonth":606,"companyCode":753,"companyName":754,"productCode":755,"productName":756,"joinWay":757,"mortgageType":631,"mortgageTypeName":632,"repaymentType":618,"repaymentTypeName":619,"rateType":620,"rateTypeName":621,"rateMin":758,"rateMax":759,"rateAvg":9,"loanLimit":760,"earlyRepaymentFee":761,"delinquencyRate":762,"incidentalExpense":763},"0010030-1-E-S-C",{"id":767,"disclosureMonth":606,"companyCode":768,"companyName":769,"productCode":770,"productName":771,"joinWay":615,"mortgageType":616,"mortgageTypeName":617,"repaymentType":618,"repaymentTypeName":619,"rateType":620,"rateTypeName":621,"rateMin":672,"rateMax":772,"rateAvg":9,"loanLimit":643,"earlyRepaymentFee":773,"delinquencyRate":774,"incidentalExpense":775},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":788,"disclosureMonth":606,"companyCode":789,"companyName":790,"productCode":791,"productName":792,"joinWay":721,"mortgageType":616,"mortgageTypeName":617,"repaymentType":657,"repaymentTypeName":658,"rateType":620,"rateTypeName":621,"rateMin":793,"rateMax":794,"rateAvg":795,"loanLimit":796,"earlyRepaymentFee":797,"delinquencyRate":798,"incidentalExpense":799},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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