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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[803,823,828,841,845,859,864,867,879,882,887,890,897,909,923,937,940,943,945,958,960,970,972,981,994,1000,1010,1013,1021,1023,1028,1030,1034,1037,1040,1045,1049,1052,1056,1060,1064,1074,1079,1081,1083,1088,1094,1106,1108,1112,1115,1118,1120,1123,1127,1131,1142,1144,1155,1167,1170,1174,1178,1180,1183,1189,1193,1199,1203,1208,1220,1225,1228,1231,1233,1239,1242,1245,1247,1254,1256,1258,1260,1264,1266,1268,1270,1273,1275,1279,1281,1285,1287,1291,1293,1298,1300,1304,1310,1312,1315,1320,1322,1327,1329,1331,1333,1338,1342,1346,1350],{"id":804,"disclosureMonth":800,"companyCode":805,"companyName":806,"productCode":807,"productName":808,"joinWay":809,"mortgageType":810,"mortgageTypeName":811,"repaymentType":812,"repaymentTypeName":813,"rateType":814,"rateTypeName":815,"rateMin":816,"rateMax":817,"rateAvg":818,"loanLimit":819,"earlyRepaymentFee":820,"delinquencyRate":821,"incidentalExpense":822},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":824,"disclosureMonth":800,"companyCode":805,"companyName":806,"productCode":807,"productName":808,"joinWay":809,"mortgageType":825,"mortgageTypeName":826,"repaymentType":812,"repaymentTypeName":813,"rateType":814,"rateTypeName":815,"rateMin":816,"rateMax":817,"rateAvg":827,"loanLimit":819,"earlyRepaymentFee":820,"delinquencyRate":821,"incidentalExpense":822},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":829,"disclosureMonth":800,"companyCode":830,"companyName":831,"productCode":832,"productName":833,"joinWay":809,"mortgageType":825,"mortgageTypeName":826,"repaymentType":812,"repaymentTypeName":813,"rateType":814,"rateTypeName":815,"rateMin":834,"rateMax":835,"rateAvg":836,"loanLimit":837,"earlyRepaymentFee":838,"delinquencyRate":839,"incidentalExpense":840},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":842,"disclosureMonth":800,"companyCode":830,"companyName":831,"productCode":843,"productName":844,"joinWay":809,"mortgageType":810,"mortgageTypeName":811,"repaymentType":812,"repaymentTypeName":813,"rateType":814,"rateTypeName":815,"rateMin":834,"rateMax":835,"rateAvg":24,"loanLimit":837,"earlyRepaymentFee":838,"delinquencyRate":839,"incidentalExpense":840},"0010001-1054-A-S-C","1054","우리아파트론",{"id":846,"disclosureMonth":800,"companyCode":847,"companyName":848,"productCode":849,"productName":850,"joinWay":809,"mortgageType":810,"mortgageTypeName":811,"repaymentType":851,"repaymentTypeName":852,"rateType":814,"rateTypeName":815,"rateMin":853,"rateMax":854,"rateAvg":146,"loanLimit":855,"earlyRepaymentFee":856,"delinquencyRate":857,"incidentalExpense":858},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":860,"disclosureMonth":800,"companyCode":830,"companyName":831,"productCode":832,"productName":833,"joinWay":809,"mortgageType":825,"mortgageTypeName":826,"repaymentType":851,"repaymentTypeName":852,"rateType":814,"rateTypeName":815,"rateMin":861,"rateMax":862,"rateAvg":863,"loanLimit":837,"earlyRepaymentFee":838,"delinquencyRate":839,"incidentalExpense":840},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":865,"disclosureMonth":800,"companyCode":830,"companyName":831,"productCode":843,"productName":844,"joinWay":809,"mortgageType":810,"mortgageTypeName":811,"repaymentType":851,"repaymentTypeName":852,"rateType":814,"rateTypeName":815,"rateMin":861,"rateMax":862,"rateAvg":866,"loanLimit":837,"earlyRepaymentFee":838,"delinquencyRate":839,"incidentalExpense":840},"0010001-1054-A-D-C",4.75,{"id":868,"disclosureMonth":800,"companyCode":869,"companyName":870,"productCode":871,"productName":872,"joinWay":809,"mortgageType":825,"mortgageTypeName":826,"repaymentType":851,"repaymentTypeName":852,"rateType":814,"rateTypeName":815,"rateMin":873,"rateMax":874,"rateAvg":24,"loanLimit":875,"earlyRepaymentFee":876,"delinquencyRate":877,"incidentalExpense":878},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":880,"disclosureMonth":800,"companyCode":869,"companyName":870,"productCode":871,"productName":872,"joinWay":809,"mortgageType":810,"mortgageTypeName":811,"repaymentType":851,"repaymentTypeName":852,"rateType":814,"rateTypeName":815,"rateMin":873,"rateMax":874,"rateAvg":881,"loanLimit":875,"earlyRepaymentFee":876,"delinquencyRate":877,"incidentalExpense":878},"0010016-20461501000001001-A-D-C",4.66,{"id":883,"disclosureMonth":800,"companyCode":869,"companyName":870,"productCode":884,"productName":885,"joinWay":809,"mortgageType":825,"mortgageTypeName":826,"repaymentType":851,"repaymentTypeName":852,"rateType":814,"rateTypeName":815,"rateMin":873,"rateMax":874,"rateAvg":886,"loanLimit":875,"earlyRepaymentFee":876,"delinquencyRate":877,"incidentalExpense":878},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":888,"disclosureMonth":800,"companyCode":869,"companyName":870,"productCode":884,"productName":885,"joinWay":809,"mortgageType":810,"mortgageTypeName":811,"repaymentType":851,"repaymentTypeName":852,"rateType":814,"rateTypeName":815,"rateMin":873,"rateMax":874,"rateAvg":889,"loanLimit":875,"earlyRepaymentFee":876,"delinquencyRate":877,"incidentalExpense":878},"0010016-20283701000001001-A-D-C",4.92,{"id":891,"disclosureMonth":800,"companyCode":847,"companyName":848,"productCode":892,"productName":893,"joinWay":809,"mortgageType":825,"mortgageTypeName":826,"repaymentType":851,"repaymentTypeName":852,"rateType":814,"rateTypeName":815,"rateMin":894,"rateMax":895,"rateAvg":896,"loanLimit":855,"earlyRepaymentFee":856,"delinquencyRate":857,"incidentalExpense":858},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":898,"disclosureMonth":800,"companyCode":899,"companyName":900,"productCode":901,"productName":902,"joinWay":903,"mortgageType":810,"mortgageTypeName":811,"repaymentType":812,"repaymentTypeName":813,"rateType":814,"rateTypeName":815,"rateMin":904,"rateMax":905,"rateAvg":24,"loanLimit":837,"earlyRepaymentFee":906,"delinquencyRate":907,"incidentalExpense":908},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":910,"disclosureMonth":800,"companyCode":911,"companyName":912,"productCode":913,"productName":914,"joinWay":915,"mortgageType":810,"mortgageTypeName":811,"repaymentType":851,"repaymentTypeName":852,"rateType":814,"rateTypeName":815,"rateMin":916,"rateMax":917,"rateAvg":918,"loanLimit":919,"earlyRepaymentFee":920,"delinquencyRate":921,"incidentalExpense":922},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":924,"disclosureMonth":800,"companyCode":925,"companyName":926,"productCode":927,"productName":928,"joinWay":929,"mortgageType":825,"mortgageTypeName":826,"repaymentType":851,"repaymentTypeName":852,"rateType":814,"rateTypeName":815,"rateMin":930,"rateMax":931,"rateAvg":932,"loanLimit":933,"earlyRepaymentFee":934,"delinquencyRate":935,"incidentalExpense":936},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":938,"disclosureMonth":800,"companyCode":925,"companyName":926,"productCode":927,"productName":928,"joinWay":929,"mortgageType":810,"mortgageTypeName":811,"repaymentType":851,"repaymentTypeName":852,"rateType":814,"rateTypeName":815,"rateMin":930,"rateMax":931,"rateAvg":939,"loanLimit":933,"earlyRepaymentFee":934,"delinquencyRate":935,"incidentalExpense":936},"0013175-2001104780001-A-D-C",5.13,{"id":941,"disclosureMonth":800,"companyCode":925,"companyName":926,"productCode":927,"productName":928,"joinWay":929,"mortgageType":810,"mortgageTypeName":811,"repaymentType":812,"repaymentTypeName":813,"rateType":814,"rateTypeName":815,"rateMin":930,"rateMax":931,"rateAvg":942,"loanLimit":933,"earlyRepaymentFee":934,"delinquencyRate":935,"incidentalExpense":936},"0013175-2001104780001-A-S-C",4.86,{"id":944,"disclosureMonth":800,"companyCode":925,"companyName":926,"productCode":927,"productName":928,"joinWay":929,"mortgageType":825,"mortgageTypeName":826,"repaymentType":812,"repaymentTypeName":813,"rateType":814,"rateTypeName":815,"rateMin":930,"rateMax":931,"rateAvg":889,"loanLimit":933,"earlyRepaymentFee":934,"delinquencyRate":935,"incidentalExpense":936},"0013175-2001104780001-E-S-C",{"id":946,"disclosureMonth":800,"companyCode":947,"companyName":948,"productCode":949,"productName":950,"joinWay":951,"mortgageType":810,"mortgageTypeName":811,"repaymentType":812,"repaymentTypeName":813,"rateType":814,"rateTypeName":815,"rateMin":952,"rateMax":953,"rateAvg":24,"loanLimit":954,"earlyRepaymentFee":955,"delinquencyRate":956,"incidentalExpense":957},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 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