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대출금액*120%*1%*채권할인율",{"id":2111,"disclosureMonth":2051,"companyCode":2081,"companyName":2082,"productCode":2083,"productName":2084,"joinWay":2060,"mortgageType":2076,"mortgageTypeName":2077,"repaymentType":2102,"repaymentTypeName":2103,"rateType":2065,"rateTypeName":2066,"rateMin":2112,"rateMax":2113,"rateAvg":2114,"loanLimit":2088,"earlyRepaymentFee":2089,"delinquencyRate":2090,"incidentalExpense":2091},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":2116,"disclosureMonth":2051,"companyCode":2081,"companyName":2082,"productCode":2094,"productName":2095,"joinWay":2060,"mortgageType":2061,"mortgageTypeName":2062,"repaymentType":2102,"repaymentTypeName":2103,"rateType":2065,"rateTypeName":2066,"rateMin":2112,"rateMax":2113,"rateAvg":2117,"loanLimit":2088,"earlyRepaymentFee":2089,"delinquencyRate":2090,"incidentalExpense":2091},"0010001-1054-A-D-C",4.75,{"id":2119,"disclosureMonth":2051,"companyCode":2120,"companyName":2121,"productCode":2122,"productName":2123,"joinWay":2060,"mortgageType":2076,"mortgageTypeName":2077,"repaymentType":2102,"repaymentTypeName":2103,"rateType":2065,"rateTypeName":2066,"rateMin":2124,"rateMax":2125,"rateAvg":9,"loanLimit":2126,"earlyRepaymentFee":2127,"delinquencyRate":2128,"incidentalExpense":2129},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":2131,"disclosureMonth":2051,"companyCode":2120,"companyName":2121,"productCode":2122,"productName":2123,"joinWay":2060,"mortgageType":2061,"mortgageTypeName":2062,"repaymentType":2102,"repaymentTypeName":2103,"rateType":2065,"rateTypeName":2066,"rateMin":2124,"rateMax":2125,"rateAvg":2132,"loanLimit":2126,"earlyRepaymentFee":2127,"delinquencyRate":2128,"incidentalExpense":2129},"0010016-20461501000001001-A-D-C",4.66,{"id":2134,"disclosureMonth":2051,"companyCode":2120,"companyName":2121,"productCode":2135,"productName":2136,"joinWay":2060,"mortgageType":2076,"mortgageTypeName":2077,"repaymentType":2102,"repaymentTypeName":2103,"rateType":2065,"rateTypeName":2066,"rateMin":2124,"rateMax":2125,"rateAvg":2137,"loanLimit":2126,"earlyRepaymentFee":2127,"delinquencyRate":2128,"incidentalExpense":2129},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":2139,"disclosureMonth":2051,"companyCode":2120,"companyName":2121,"productCode":2135,"productName":2136,"joinWay":2060,"mortgageType":2061,"mortgageTypeName":2062,"repaymentType":2102,"repaymentTypeName":2103,"rateType":2065,"rateTypeName":2066,"rateMin":2124,"rateMax":2125,"rateAvg":2140,"loanLimit":2126,"earlyRepaymentFee":2127,"delinquencyRate":2128,"incidentalExpense":2129},"0010016-20283701000001001-A-D-C",4.92,{"id":2142,"disclosureMonth":2051,"companyCode":2098,"companyName":2099,"productCode":2143,"productName":2144,"joinWay":2060,"mortgageType":2076,"mortgageTypeName":2077,"repaymentType":2102,"repaymentTypeName":2103,"rateType":2065,"rateTypeName":2066,"rateMin":2145,"rateMax":2146,"rateAvg":2147,"loanLimit":2106,"earlyRepaymentFee":2107,"delinquencyRate":2108,"incidentalExpense":2109},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":2149,"disclosureMonth":2051,"companyCode":2150,"companyName":2151,"productCode":2152,"productName":2153,"joinWay":2154,"mortgageType":2061,"mortgageTypeName":2062,"repaymentType":2063,"repaymentTypeName":2064,"rateType":2065,"rateTypeName":2066,"rateMin":2155,"rateMax":2156,"rateAvg":9,"loanLimit":2088,"earlyRepaymentFee":2157,"delinquencyRate":2158,"incidentalExpense":2159},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":2161,"disclosureMonth":2051,"companyCode":2162,"companyName":2163,"productCode":2164,"productName":2165,"joinWay":2166,"mortgageType":2061,"mortgageTypeName":2062,"repaymentType":2102,"repaymentTypeName":2103,"rateType":2065,"rateTypeName":2066,"rateMin":2167,"rateMax":2168,"rateAvg":2169,"loanLimit":2170,"earlyRepaymentFee":2171,"delinquencyRate":2172,"incidentalExpense":2173},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":2175,"disclosureMonth":2051,"companyCode":2176,"companyName":2177,"productCode":2178,"productName":2179,"joinWay":2180,"mortgageType":2076,"mortgageTypeName":2077,"repaymentType":2102,"repaymentTypeName":2103,"rateType":2065,"rateTypeName":2066,"rateMin":2181,"rateMax":2182,"rateAvg":2183,"loanLimit":2184,"earlyRepaymentFee":2185,"delinquencyRate":2186,"incidentalExpense":2187},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":2189,"disclosureMonth":2051,"companyCode":2176,"companyName":2177,"productCode":2178,"productName":2179,"joinWay":2180,"mortgageType":2061,"mortgageTypeName":2062,"repaymentType":2102,"repaymentTypeName":2103,"rateType":2065,"rateTypeName":2066,"rateMin":2181,"rateMax":2182,"rateAvg":2190,"loanLimit":2184,"earlyRepaymentFee":2185,"delinquencyRate":2186,"incidentalExpense":2187},"0013175-2001104780001-A-D-C",5.13,{"id":2192,"disclosureMonth":2051,"companyCode":2176,"companyName":2177,"productCode":2178,"productName":2179,"joinWay":2180,"mortgageType":2061,"mortgageTypeName":2062,"repaymentType":2063,"repaymentTypeName":2064,"rateType":2065,"rateTypeName":2066,"rateMin":2181,"rateMax":2182,"rateAvg":2193,"loanLimit":2184,"earlyRepaymentFee":2185,"delinquencyRate":2186,"incidentalExpense":2187},"0013175-2001104780001-A-S-C",4.86,{"id":2195,"disclosureMonth":2051,"companyCode":2176,"companyName":2177,"productCode":2178,"productName":2179,"joinWay":2180,"mortgageType":2076,"mortgageTypeName":2077,"repaymentType":2063,"repaymentTypeName":2064,"rateType":2065,"rateTypeName":2066,"rateMin":2181,"rateMax":2182,"rateAvg":2140,"loanLimit":2184,"earlyRepaymentFee":2185,"delinquencyRate":2186,"incidentalExpense":2187},"0013175-2001104780001-E-S-C",{"id":2197,"disclosureMonth":2051,"companyCode":2198,"companyName":2199,"productCode":2200,"productName":2201,"joinWay":2202,"mortgageType":2061,"mortgageTypeName":2062,"repaymentType":2063,"repaymentTypeName":2064,"rateType":2065,"rateTypeName":2066,"rateMin":2203,"rateMax":2204,"rateAvg":9,"loanLimit":2205,"earlyRepaymentFee":2206,"delinquencyRate":2207,"incidentalExpense":2208},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":2210,"disclosureMonth":2051,"companyCode":2198,"companyName":2199,"productCode":2200,"productName":2201,"joinWay":2202,"mortgageType":2076,"mortgageTypeName":2077,"repaymentType":2063,"repaymentTypeName":2064,"rateType":2065,"rateTypeName":2066,"rateMin":2203,"rateMax":2204,"rateAvg":9,"loanLimit":2205,"earlyRepaymentFee":2206,"delinquencyRate":2207,"incidentalExpense":2208},"0010030-1-E-S-C",{"id":2212,"disclosureMonth":2051,"companyCode":2213,"companyName":2214,"productCode":2215,"productName":2216,"joinWay":2060,"mortgageType":2061,"mortgageTypeName":2062,"repaymentType":2063,"repaymentTypeName":2064,"rateType":2065,"rateTypeName":2066,"rateMin":2117,"rateMax":2217,"rateAvg":9,"loanLimit":2088,"earlyRepaymentFee":2218,"delinquencyRate":2219,"incidentalExpense":2220},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 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110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":2233,"disclosureMonth":2051,"companyCode":2234,"companyName":2235,"productCode":2236,"productName":2237,"joinWay":2166,"mortgageType":2061,"mortgageTypeName":2062,"repaymentType":2102,"repaymentTypeName":2103,"rateType":2065,"rateTypeName":2066,"rateMin":2238,"rateMax":2239,"rateAvg":2240,"loanLimit":2241,"earlyRepaymentFee":2242,"delinquencyRate":2243,"incidentalExpense":2244},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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