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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":881,"disclosureMonth":857,"companyCode":862,"companyName":863,"productCode":864,"productName":865,"joinWay":866,"mortgageType":882,"mortgageTypeName":883,"repaymentType":869,"repaymentTypeName":870,"rateType":871,"rateTypeName":872,"rateMin":873,"rateMax":874,"rateAvg":884,"loanLimit":876,"earlyRepaymentFee":877,"delinquencyRate":878,"incidentalExpense":879},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":886,"disclosureMonth":857,"companyCode":887,"companyName":888,"productCode":889,"productName":890,"joinWay":866,"mortgageType":882,"mortgageTypeName":883,"repaymentType":869,"repaymentTypeName":870,"rateType":871,"rateTypeName":872,"rateMin":891,"rateMax":892,"rateAvg":893,"loanLimit":894,"earlyRepaymentFee":895,"delinquencyRate":896,"incidentalExpense":897},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":899,"disclosureMonth":857,"companyCode":887,"companyName":888,"productCode":900,"productName":901,"joinWay":866,"mortgageType":867,"mortgageTypeName":868,"repaymentType":869,"repaymentTypeName":870,"rateType":871,"rateTypeName":872,"rateMin":891,"rateMax":892,"rateAvg":24,"loanLimit":894,"earlyRepaymentFee":895,"delinquencyRate":896,"incidentalExpense":897},"0010001-1054-A-S-C","1054","우리아파트론",{"id":903,"disclosureMonth":857,"companyCode":904,"companyName":905,"productCode":906,"productName":907,"joinWay":866,"mortgageType":867,"mortgageTypeName":868,"repaymentType":908,"repaymentTypeName":909,"rateType":871,"rateTypeName":872,"rateMin":910,"rateMax":911,"rateAvg":73,"loanLimit":912,"earlyRepaymentFee":913,"delinquencyRate":914,"incidentalExpense":915},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":917,"disclosureMonth":857,"companyCode":887,"companyName":888,"productCode":889,"productName":890,"joinWay":866,"mortgageType":882,"mortgageTypeName":883,"repaymentType":908,"repaymentTypeName":909,"rateType":871,"rateTypeName":872,"rateMin":918,"rateMax":919,"rateAvg":920,"loanLimit":894,"earlyRepaymentFee":895,"delinquencyRate":896,"incidentalExpense":897},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":922,"disclosureMonth":857,"companyCode":887,"companyName":888,"productCode":900,"productName":901,"joinWay":866,"mortgageType":867,"mortgageTypeName":868,"repaymentType":908,"repaymentTypeName":909,"rateType":871,"rateTypeName":872,"rateMin":918,"rateMax":919,"rateAvg":923,"loanLimit":894,"earlyRepaymentFee":895,"delinquencyRate":896,"incidentalExpense":897},"0010001-1054-A-D-C",4.75,{"id":925,"disclosureMonth":857,"companyCode":926,"companyName":927,"productCode":928,"productName":929,"joinWay":866,"mortgageType":882,"mortgageTypeName":883,"repaymentType":908,"repaymentTypeName":909,"rateType":871,"rateTypeName":872,"rateMin":930,"rateMax":931,"rateAvg":24,"loanLimit":932,"earlyRepaymentFee":933,"delinquencyRate":934,"incidentalExpense":935},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":937,"disclosureMonth":857,"companyCode":926,"companyName":927,"productCode":928,"productName":929,"joinWay":866,"mortgageType":867,"mortgageTypeName":868,"repaymentType":908,"repaymentTypeName":909,"rateType":871,"rateTypeName":872,"rateMin":930,"rateMax":931,"rateAvg":938,"loanLimit":932,"earlyRepaymentFee":933,"delinquencyRate":934,"incidentalExpense":935},"0010016-20461501000001001-A-D-C",4.66,{"id":940,"disclosureMonth":857,"companyCode":926,"companyName":927,"productCode":941,"productName":942,"joinWay":866,"mortgageType":882,"mortgageTypeName":883,"repaymentType":908,"repaymentTypeName":909,"rateType":871,"rateTypeName":872,"rateMin":930,"rateMax":931,"rateAvg":943,"loanLimit":932,"earlyRepaymentFee":933,"delinquencyRate":934,"incidentalExpense":935},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":945,"disclosureMonth":857,"companyCode":926,"companyName":927,"productCode":941,"productName":942,"joinWay":866,"mortgageType":867,"mortgageTypeName":868,"repaymentType":908,"repaymentTypeName":909,"rateType":871,"rateTypeName":872,"rateMin":930,"rateMax":931,"rateAvg":946,"loanLimit":932,"earlyRepaymentFee":933,"delinquencyRate":934,"incidentalExpense":935},"0010016-20283701000001001-A-D-C",4.92,{"id":948,"disclosureMonth":857,"companyCode":904,"companyName":905,"productCode":949,"productName":950,"joinWay":866,"mortgageType":882,"mortgageTypeName":883,"repaymentType":908,"repaymentTypeName":909,"rateType":871,"rateTypeName":872,"rateMin":951,"rateMax":952,"rateAvg":953,"loanLimit":912,"earlyRepaymentFee":913,"delinquencyRate":914,"incidentalExpense":915},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":955,"disclosureMonth":857,"companyCode":956,"companyName":957,"productCode":958,"productName":959,"joinWay":960,"mortgageType":867,"mortgageTypeName":868,"repaymentType":869,"repaymentTypeName":870,"rateType":871,"rateTypeName":872,"rateMin":961,"rateMax":962,"rateAvg":24,"loanLimit":894,"earlyRepaymentFee":963,"delinquencyRate":964,"incidentalExpense":965},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":967,"disclosureMonth":857,"companyCode":968,"companyName":969,"productCode":970,"productName":971,"joinWay":972,"mortgageType":867,"mortgageTypeName":868,"repaymentType":908,"repaymentTypeName":909,"rateType":871,"rateTypeName":872,"rateMin":973,"rateMax":974,"rateAvg":975,"loanLimit":976,"earlyRepaymentFee":977,"delinquencyRate":978,"incidentalExpense":979},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":981,"disclosureMonth":857,"companyCode":982,"companyName":983,"productCode":984,"productName":985,"joinWay":986,"mortgageType":882,"mortgageTypeName":883,"repaymentType":908,"repaymentTypeName":909,"rateType":871,"rateTypeName":872,"rateMin":987,"rateMax":988,"rateAvg":989,"loanLimit":990,"earlyRepaymentFee":991,"delinquencyRate":992,"incidentalExpense":993},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":1016,"disclosureMonth":857,"companyCode":1004,"companyName":1005,"productCode":1006,"productName":1007,"joinWay":1008,"mortgageType":882,"mortgageTypeName":883,"repaymentType":869,"repaymentTypeName":870,"rateType":871,"rateTypeName":872,"rateMin":1009,"rateMax":1010,"rateAvg":24,"loanLimit":1011,"earlyRepaymentFee":1012,"delinquencyRate":1013,"incidentalExpense":1014},"0010030-1-E-S-C",{"id":1018,"disclosureMonth":857,"companyCode":1019,"companyName":1020,"productCode":1021,"productName":1022,"joinWay":866,"mortgageType":867,"mortgageTypeName":868,"repaymentType":869,"repaymentTypeName":870,"rateType":871,"rateTypeName":872,"rateMin":923,"rateMax":1023,"rateAvg":24,"loanLimit":894,"earlyRepaymentFee":1024,"delinquencyRate":1025,"incidentalExpense":1026},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 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채권할인율\n주택신보출연료(주택자금용도)",{"id":1039,"disclosureMonth":857,"companyCode":1040,"companyName":1041,"productCode":1042,"productName":1043,"joinWay":972,"mortgageType":867,"mortgageTypeName":868,"repaymentType":908,"repaymentTypeName":909,"rateType":871,"rateTypeName":872,"rateMin":1044,"rateMax":1045,"rateAvg":1046,"loanLimit":1047,"earlyRepaymentFee":1048,"delinquencyRate":1049,"incidentalExpense":1050},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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