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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":370,"disclosureMonth":311,"companyCode":340,"companyName":341,"productCode":342,"productName":343,"joinWay":320,"mortgageType":335,"mortgageTypeName":336,"repaymentType":361,"repaymentTypeName":362,"rateType":324,"rateTypeName":325,"rateMin":371,"rateMax":372,"rateAvg":373,"loanLimit":347,"earlyRepaymentFee":348,"delinquencyRate":349,"incidentalExpense":350},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":375,"disclosureMonth":311,"companyCode":340,"companyName":341,"productCode":353,"productName":354,"joinWay":320,"mortgageType":321,"mortgageTypeName":76,"repaymentType":361,"repaymentTypeName":362,"rateType":324,"rateTypeName":325,"rateMin":371,"rateMax":372,"rateAvg":376,"loanLimit":347,"earlyRepaymentFee":348,"delinquencyRate":349,"incidentalExpense":350},"0010001-1054-A-D-C",4.75,{"id":378,"disclosureMonth":311,"companyCode":379,"companyName":380,"productCode":381,"productName":382,"joinWay":320,"mortgageType":335,"mortgageTypeName":336,"repaymentType":361,"repaymentTypeName":362,"rateType":324,"rateTypeName":325,"rateMin":383,"rateMax":384,"rateAvg":9,"loanLimit":385,"earlyRepaymentFee":386,"delinquencyRate":387,"incidentalExpense":388},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":390,"disclosureMonth":311,"companyCode":379,"companyName":380,"productCode":381,"productName":382,"joinWay":320,"mortgageType":321,"mortgageTypeName":76,"repaymentType":361,"repaymentTypeName":362,"rateType":324,"rateTypeName":325,"rateMin":383,"rateMax":384,"rateAvg":391,"loanLimit":385,"earlyRepaymentFee":386,"delinquencyRate":387,"incidentalExpense":388},"0010016-20461501000001001-A-D-C",4.66,{"id":393,"disclosureMonth":311,"companyCode":379,"companyName":380,"productCode":394,"productName":395,"joinWay":320,"mortgageType":335,"mortgageTypeName":336,"repaymentType":361,"repaymentTypeName":362,"rateType":324,"rateTypeName":325,"rateMin":383,"rateMax":384,"rateAvg":396,"loanLimit":385,"earlyRepaymentFee":386,"delinquencyRate":387,"incidentalExpense":388},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":398,"disclosureMonth":311,"companyCode":379,"companyName":380,"productCode":394,"productName":395,"joinWay":320,"mortgageType":321,"mortgageTypeName":76,"repaymentType":361,"repaymentTypeName":362,"rateType":324,"rateTypeName":325,"rateMin":383,"rateMax":384,"rateAvg":399,"loanLimit":385,"earlyRepaymentFee":386,"delinquencyRate":387,"incidentalExpense":388},"0010016-20283701000001001-A-D-C",4.92,{"id":401,"disclosureMonth":311,"companyCode":357,"companyName":358,"productCode":402,"productName":403,"joinWay":320,"mortgageType":335,"mortgageTypeName":336,"repaymentType":361,"repaymentTypeName":362,"rateType":324,"rateTypeName":325,"rateMin":404,"rateMax":405,"rateAvg":406,"loanLimit":365,"earlyRepaymentFee":366,"delinquencyRate":367,"incidentalExpense":368},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":408,"disclosureMonth":311,"companyCode":409,"companyName":410,"productCode":411,"productName":412,"joinWay":413,"mortgageType":321,"mortgageTypeName":76,"repaymentType":322,"repaymentTypeName":323,"rateType":324,"rateTypeName":325,"rateMin":414,"rateMax":415,"rateAvg":9,"loanLimit":347,"earlyRepaymentFee":416,"delinquencyRate":417,"incidentalExpense":418},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":420,"disclosureMonth":311,"companyCode":421,"companyName":422,"productCode":423,"productName":424,"joinWay":425,"mortgageType":321,"mortgageTypeName":76,"repaymentType":361,"repaymentTypeName":362,"rateType":324,"rateTypeName":325,"rateMin":426,"rateMax":427,"rateAvg":428,"loanLimit":429,"earlyRepaymentFee":430,"delinquencyRate":431,"incidentalExpense":432},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":434,"disclosureMonth":311,"companyCode":435,"companyName":436,"productCode":437,"productName":438,"joinWay":439,"mortgageType":335,"mortgageTypeName":336,"repaymentType":361,"repaymentTypeName":362,"rateType":324,"rateTypeName":325,"rateMin":440,"rateMax":441,"rateAvg":442,"loanLimit":443,"earlyRepaymentFee":444,"delinquencyRate":445,"incidentalExpense":446},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":448,"disclosureMonth":311,"companyCode":435,"companyName":436,"productCode":437,"productName":438,"joinWay":439,"mortgageType":321,"mortgageTypeName":76,"repaymentType":361,"repaymentTypeName":362,"rateType":324,"rateTypeName":325,"rateMin":440,"rateMax":441,"rateAvg":449,"loanLimit":443,"earlyRepaymentFee":444,"delinquencyRate":445,"incidentalExpense":446},"0013175-2001104780001-A-D-C",5.13,{"id":451,"disclosureMonth":311,"companyCode":435,"companyName":436,"productCode":437,"productName":438,"joinWay":439,"mortgageType":321,"mortgageTypeName":76,"repaymentType":322,"repaymentTypeName":323,"rateType":324,"rateTypeName":325,"rateMin":440,"rateMax":441,"rateAvg":452,"loanLimit":443,"earlyRepaymentFee":444,"delinquencyRate":445,"incidentalExpense":446},"0013175-2001104780001-A-S-C",4.86,{"id":454,"disclosureMonth":311,"companyCode":435,"companyName":436,"productCode":437,"productName":438,"joinWay":439,"mortgageType":335,"mortgageTypeName":336,"repaymentType":322,"repaymentTypeName":323,"rateType":324,"rateTypeName":325,"rateMin":440,"rateMax":441,"rateAvg":399,"loanLimit":443,"earlyRepaymentFee":444,"delinquencyRate":445,"incidentalExpense":446},"0013175-2001104780001-E-S-C",{"id":456,"disclosureMonth":311,"companyCode":457,"companyName":458,"productCode":78,"productName":459,"joinWay":460,"mortgageType":321,"mortgageTypeName":76,"repaymentType":322,"repaymentTypeName":323,"rateType":324,"rateTypeName":325,"rateMin":461,"rateMax":462,"rateAvg":9,"loanLimit":463,"earlyRepaymentFee":464,"delinquencyRate":465,"incidentalExpense":466},"0010030-1-A-S-C","0010030","한국산업은행","산은 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매입비용",{"id":468,"disclosureMonth":311,"companyCode":457,"companyName":458,"productCode":78,"productName":459,"joinWay":460,"mortgageType":335,"mortgageTypeName":336,"repaymentType":322,"repaymentTypeName":323,"rateType":324,"rateTypeName":325,"rateMin":461,"rateMax":462,"rateAvg":9,"loanLimit":463,"earlyRepaymentFee":464,"delinquencyRate":465,"incidentalExpense":466},"0010030-1-E-S-C",{"id":470,"disclosureMonth":311,"companyCode":471,"companyName":472,"productCode":473,"productName":474,"joinWay":320,"mortgageType":321,"mortgageTypeName":76,"repaymentType":322,"repaymentTypeName":323,"rateType":324,"rateTypeName":325,"rateMin":376,"rateMax":475,"rateAvg":9,"loanLimit":347,"earlyRepaymentFee":476,"delinquencyRate":477,"incidentalExpense":478},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":480,"disclosureMonth":311,"companyCode":471,"companyName":472,"productCode":473,"productName":474,"joinWay":320,"mortgageType":335,"mortgageTypeName":336,"repaymentType":322,"repaymentTypeName":323,"rateType":324,"rateTypeName":325,"rateMin":376,"rateMax":475,"rateAvg":9,"loanLimit":347,"earlyRepaymentFee":476,"delinquencyRate":477,"incidentalExpense":478},"0010927-KB200300000002-E-S-C",{"id":482,"disclosureMonth":311,"companyCode":316,"companyName":317,"productCode":483,"productName":484,"joinWay":425,"mortgageType":321,"mortgageTypeName":76,"repaymentType":361,"repaymentTypeName":362,"rateType":324,"rateTypeName":325,"rateMin":485,"rateMax":486,"rateAvg":487,"loanLimit":488,"earlyRepaymentFee":330,"delinquencyRate":331,"incidentalExpense":489},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":491,"disclosureMonth":311,"companyCode":492,"companyName":493,"productCode":494,"productName":495,"joinWay":425,"mortgageType":321,"mortgageTypeName":76,"repaymentType":361,"repaymentTypeName":362,"rateType":324,"rateTypeName":325,"rateMin":496,"rateMax":497,"rateAvg":498,"loanLimit":499,"earlyRepaymentFee":108,"delinquencyRate":500,"incidentalExpense":501},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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