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채권할인율",{"id":1318,"disclosureMonth":107,"companyCode":1299,"companyName":1300,"productCode":1301,"productName":1302,"joinWay":1303,"mortgageType":1319,"mortgageTypeName":1320,"repaymentType":1306,"repaymentTypeName":1307,"rateType":1308,"rateTypeName":1309,"rateMin":1310,"rateMax":1311,"rateAvg":1321,"loanLimit":1313,"earlyRepaymentFee":1314,"delinquencyRate":1315,"incidentalExpense":1316},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":1323,"disclosureMonth":107,"companyCode":1324,"companyName":1325,"productCode":1326,"productName":1327,"joinWay":1303,"mortgageType":1319,"mortgageTypeName":1320,"repaymentType":1306,"repaymentTypeName":1307,"rateType":1308,"rateTypeName":1309,"rateMin":1328,"rateMax":1329,"rateAvg":1330,"loanLimit":1331,"earlyRepaymentFee":1332,"delinquencyRate":1333,"incidentalExpense":1334},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":1336,"disclosureMonth":107,"companyCode":1324,"companyName":1325,"productCode":1337,"productName":1338,"joinWay":1303,"mortgageType":1304,"mortgageTypeName":1305,"repaymentType":1306,"repaymentTypeName":1307,"rateType":1308,"rateTypeName":1309,"rateMin":1328,"rateMax":1329,"rateAvg":24,"loanLimit":1331,"earlyRepaymentFee":1332,"delinquencyRate":1333,"incidentalExpense":1334},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1340,"disclosureMonth":107,"companyCode":1341,"companyName":1342,"productCode":1343,"productName":1344,"joinWay":1303,"mortgageType":1304,"mortgageTypeName":1305,"repaymentType":1345,"repaymentTypeName":1346,"rateType":1308,"rateTypeName":1309,"rateMin":1347,"rateMax":1348,"rateAvg":80,"loanLimit":1349,"earlyRepaymentFee":1350,"delinquencyRate":1351,"incidentalExpense":1352},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1354,"disclosureMonth":107,"companyCode":1324,"companyName":1325,"productCode":1326,"productName":1327,"joinWay":1303,"mortgageType":1319,"mortgageTypeName":1320,"repaymentType":1345,"repaymentTypeName":1346,"rateType":1308,"rateTypeName":1309,"rateMin":1355,"rateMax":1356,"rateAvg":1357,"loanLimit":1331,"earlyRepaymentFee":1332,"delinquencyRate":1333,"incidentalExpense":1334},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1359,"disclosureMonth":107,"companyCode":1324,"companyName":1325,"productCode":1337,"productName":1338,"joinWay":1303,"mortgageType":1304,"mortgageTypeName":1305,"repaymentType":1345,"repaymentTypeName":1346,"rateType":1308,"rateTypeName":1309,"rateMin":1355,"rateMax":1356,"rateAvg":1360,"loanLimit":1331,"earlyRepaymentFee":1332,"delinquencyRate":1333,"incidentalExpense":1334},"0010001-1054-A-D-C",4.75,{"id":1362,"disclosureMonth":107,"companyCode":1363,"companyName":1364,"productCode":1365,"productName":1366,"joinWay":1303,"mortgageType":1319,"mortgageTypeName":1320,"repaymentType":1345,"repaymentTypeName":1346,"rateType":1308,"rateTypeName":1309,"rateMin":1367,"rateMax":1368,"rateAvg":24,"loanLimit":1369,"earlyRepaymentFee":1370,"delinquencyRate":1371,"incidentalExpense":1372},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1374,"disclosureMonth":107,"companyCode":1363,"companyName":1364,"productCode":1365,"productName":1366,"joinWay":1303,"mortgageType":1304,"mortgageTypeName":1305,"repaymentType":1345,"repaymentTypeName":1346,"rateType":1308,"rateTypeName":1309,"rateMin":1367,"rateMax":1368,"rateAvg":1375,"loanLimit":1369,"earlyRepaymentFee":1370,"delinquencyRate":1371,"incidentalExpense":1372},"0010016-20461501000001001-A-D-C",4.66,{"id":1377,"disclosureMonth":107,"companyCode":1363,"companyName":1364,"productCode":1378,"productName":1379,"joinWay":1303,"mortgageType":1319,"mortgageTypeName":1320,"repaymentType":1345,"repaymentTypeName":1346,"rateType":1308,"rateTypeName":1309,"rateMin":1367,"rateMax":1368,"rateAvg":1380,"loanLimit":1369,"earlyRepaymentFee":1370,"delinquencyRate":1371,"incidentalExpense":1372},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1382,"disclosureMonth":107,"companyCode":1363,"companyName":1364,"productCode":1378,"productName":1379,"joinWay":1303,"mortgageType":1304,"mortgageTypeName":1305,"repaymentType":1345,"repaymentTypeName":1346,"rateType":1308,"rateTypeName":1309,"rateMin":1367,"rateMax":1368,"rateAvg":1383,"loanLimit":1369,"earlyRepaymentFee":1370,"delinquencyRate":1371,"incidentalExpense":1372},"0010016-20283701000001001-A-D-C",4.92,{"id":1385,"disclosureMonth":107,"companyCode":1341,"companyName":1342,"productCode":1386,"productName":1387,"joinWay":1303,"mortgageType":1319,"mortgageTypeName":1320,"repaymentType":1345,"repaymentTypeName":1346,"rateType":1308,"rateTypeName":1309,"rateMin":1388,"rateMax":1389,"rateAvg":1390,"loanLimit":1349,"earlyRepaymentFee":1350,"delinquencyRate":1351,"incidentalExpense":1352},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1392,"disclosureMonth":107,"companyCode":1393,"companyName":1394,"productCode":1395,"productName":1396,"joinWay":1397,"mortgageType":1304,"mortgageTypeName":1305,"repaymentType":1306,"repaymentTypeName":1307,"rateType":1308,"rateTypeName":1309,"rateMin":1398,"rateMax":1399,"rateAvg":24,"loanLimit":1331,"earlyRepaymentFee":1400,"delinquencyRate":1401,"incidentalExpense":1402},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1404,"disclosureMonth":107,"companyCode":1405,"companyName":1406,"productCode":1407,"productName":1408,"joinWay":1409,"mortgageType":1304,"mortgageTypeName":1305,"repaymentType":1345,"repaymentTypeName":1346,"rateType":1308,"rateTypeName":1309,"rateMin":1410,"rateMax":1411,"rateAvg":1412,"loanLimit":1413,"earlyRepaymentFee":1414,"delinquencyRate":1415,"incidentalExpense":1416},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1418,"disclosureMonth":107,"companyCode":1419,"companyName":1420,"productCode":1421,"productName":1422,"joinWay":1423,"mortgageType":1319,"mortgageTypeName":1320,"repaymentType":1345,"repaymentTypeName":1346,"rateType":1308,"rateTypeName":1309,"rateMin":1424,"rateMax":1425,"rateAvg":1426,"loanLimit":1427,"earlyRepaymentFee":1428,"delinquencyRate":1429,"incidentalExpense":1430},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1432,"disclosureMonth":107,"companyCode":1419,"companyName":1420,"productCode":1421,"productName":1422,"joinWay":1423,"mortgageType":1304,"mortgageTypeName":1305,"repaymentType":1345,"repaymentTypeName":1346,"rateType":1308,"rateTypeName":1309,"rateMin":1424,"rateMax":1425,"rateAvg":1433,"loanLimit":1427,"earlyRepaymentFee":1428,"delinquencyRate":1429,"incidentalExpense":1430},"0013175-2001104780001-A-D-C",5.13,{"id":1435,"disclosureMonth":107,"companyCode":1419,"companyName":1420,"productCode":1421,"productName":1422,"joinWay":1423,"mortgageType":1304,"mortgageTypeName":1305,"repaymentType":1306,"repaymentTypeName":1307,"rateType":1308,"rateTypeName":1309,"rateMin":1424,"rateMax":1425,"rateAvg":1436,"loanLimit":1427,"earlyRepaymentFee":1428,"delinquencyRate":1429,"incidentalExpense":1430},"0013175-2001104780001-A-S-C",4.86,{"id":1438,"disclosureMonth":107,"companyCode":1419,"companyName":1420,"productCode":1421,"productName":1422,"joinWay":1423,"mortgageType":1319,"mortgageTypeName":1320,"repaymentType":1306,"repaymentTypeName":1307,"rateType":1308,"rateTypeName":1309,"rateMin":1424,"rateMax":1425,"rateAvg":1383,"loanLimit":1427,"earlyRepaymentFee":1428,"delinquencyRate":1429,"incidentalExpense":1430},"0013175-2001104780001-E-S-C",{"id":1440,"disclosureMonth":107,"companyCode":1441,"companyName":1442,"productCode":1443,"productName":1444,"joinWay":1445,"mortgageType":1304,"mortgageTypeName":1305,"repaymentType":1306,"repaymentTypeName":1307,"rateType":1308,"rateTypeName":1309,"rateMin":1446,"rateMax":1447,"rateAvg":24,"loanLimit":1448,"earlyRepaymentFee":1449,"delinquencyRate":1450,"incidentalExpense":1451},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1453,"disclosureMonth":107,"companyCode":1441,"companyName":1442,"productCode":1443,"productName":1444,"joinWay":1445,"mortgageType":1319,"mortgageTypeName":1320,"repaymentType":1306,"repaymentTypeName":1307,"rateType":1308,"rateTypeName":1309,"rateMin":1446,"rateMax":1447,"rateAvg":24,"loanLimit":1448,"earlyRepaymentFee":1449,"delinquencyRate":1450,"incidentalExpense":1451},"0010030-1-E-S-C",{"id":1455,"disclosureMonth":107,"companyCode":1456,"companyName":1457,"productCode":1458,"productName":1459,"joinWay":1303,"mortgageType":1304,"mortgageTypeName":1305,"repaymentType":1306,"repaymentTypeName":1307,"rateType":1308,"rateTypeName":1309,"rateMin":1360,"rateMax":1460,"rateAvg":24,"loanLimit":1331,"earlyRepaymentFee":1461,"delinquencyRate":1462,"incidentalExpense":1463},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1465,"disclosureMonth":107,"companyCode":1456,"companyName":1457,"productCode":1458,"productName":1459,"joinWay":1303,"mortgageType":1319,"mortgageTypeName":1320,"repaymentType":1306,"repaymentTypeName":1307,"rateType":1308,"rateTypeName":1309,"rateMin":1360,"rateMax":1460,"rateAvg":24,"loanLimit":1331,"earlyRepaymentFee":1461,"delinquencyRate":1462,"incidentalExpense":1463},"0010927-KB200300000002-E-S-C",{"id":1467,"disclosureMonth":107,"companyCode":1299,"companyName":1300,"productCode":1468,"productName":1469,"joinWay":1409,"mortgageType":1304,"mortgageTypeName":1305,"repaymentType":1345,"repaymentTypeName":1346,"rateType":1308,"rateTypeName":1309,"rateMin":1470,"rateMax":1471,"rateAvg":1472,"loanLimit":1473,"earlyRepaymentFee":1314,"delinquencyRate":1315,"incidentalExpense":1474},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% 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