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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[728,748,753,766,770,784,789,792,804,807,812,815,822,834,848,862,865,868,870,883,885,895,897,906,919,925,935,938,946,948,953,955,959,962,965,970,974,977,981,985,989,999,1004,1006,1008,1013,1019,1031,1033,1037,1040,1043,1045,1048,1052,1056,1067,1069,1080,1092,1095,1099,1103,1105,1108,1114,1118,1124,1128,1133,1145,1150,1153,1156,1158,1164,1167,1170,1172,1179,1181,1183,1185,1189,1191,1193,1195,1198,1200,1204,1206,1210,1212,1216,1218,1223,1225,1229,1235,1237,1240,1245,1247,1252,1254,1256,1258,1263,1267,1271,1275],{"id":729,"disclosureMonth":725,"companyCode":730,"companyName":731,"productCode":732,"productName":733,"joinWay":734,"mortgageType":735,"mortgageTypeName":736,"repaymentType":737,"repaymentTypeName":738,"rateType":739,"rateTypeName":740,"rateMin":741,"rateMax":742,"rateAvg":743,"loanLimit":744,"earlyRepaymentFee":745,"delinquencyRate":746,"incidentalExpense":747},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":749,"disclosureMonth":725,"companyCode":730,"companyName":731,"productCode":732,"productName":733,"joinWay":734,"mortgageType":750,"mortgageTypeName":751,"repaymentType":737,"repaymentTypeName":738,"rateType":739,"rateTypeName":740,"rateMin":741,"rateMax":742,"rateAvg":752,"loanLimit":744,"earlyRepaymentFee":745,"delinquencyRate":746,"incidentalExpense":747},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":754,"disclosureMonth":725,"companyCode":755,"companyName":756,"productCode":757,"productName":758,"joinWay":734,"mortgageType":750,"mortgageTypeName":751,"repaymentType":737,"repaymentTypeName":738,"rateType":739,"rateTypeName":740,"rateMin":759,"rateMax":760,"rateAvg":761,"loanLimit":762,"earlyRepaymentFee":763,"delinquencyRate":764,"incidentalExpense":765},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":767,"disclosureMonth":725,"companyCode":755,"companyName":756,"productCode":768,"productName":769,"joinWay":734,"mortgageType":735,"mortgageTypeName":736,"repaymentType":737,"repaymentTypeName":738,"rateType":739,"rateTypeName":740,"rateMin":759,"rateMax":760,"rateAvg":9,"loanLimit":762,"earlyRepaymentFee":763,"delinquencyRate":764,"incidentalExpense":765},"0010001-1054-A-S-C","1054","우리아파트론",{"id":771,"disclosureMonth":725,"companyCode":772,"companyName":773,"productCode":774,"productName":775,"joinWay":734,"mortgageType":735,"mortgageTypeName":736,"repaymentType":776,"repaymentTypeName":777,"rateType":739,"rateTypeName":740,"rateMin":778,"rateMax":779,"rateAvg":21,"loanLimit":780,"earlyRepaymentFee":781,"delinquencyRate":782,"incidentalExpense":783},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":785,"disclosureMonth":725,"companyCode":755,"companyName":756,"productCode":757,"productName":758,"joinWay":734,"mortgageType":750,"mortgageTypeName":751,"repaymentType":776,"repaymentTypeName":777,"rateType":739,"rateTypeName":740,"rateMin":786,"rateMax":787,"rateAvg":788,"loanLimit":762,"earlyRepaymentFee":763,"delinquencyRate":764,"incidentalExpense":765},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":790,"disclosureMonth":725,"companyCode":755,"companyName":756,"productCode":768,"productName":769,"joinWay":734,"mortgageType":735,"mortgageTypeName":736,"repaymentType":776,"repaymentTypeName":777,"rateType":739,"rateTypeName":740,"rateMin":786,"rateMax":787,"rateAvg":791,"loanLimit":762,"earlyRepaymentFee":763,"delinquencyRate":764,"incidentalExpense":765},"0010001-1054-A-D-C",4.75,{"id":793,"disclosureMonth":725,"companyCode":794,"companyName":795,"productCode":796,"productName":797,"joinWay":734,"mortgageType":750,"mortgageTypeName":751,"repaymentType":776,"repaymentTypeName":777,"rateType":739,"rateTypeName":740,"rateMin":798,"rateMax":799,"rateAvg":9,"loanLimit":800,"earlyRepaymentFee":801,"delinquencyRate":802,"incidentalExpense":803},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":805,"disclosureMonth":725,"companyCode":794,"companyName":795,"productCode":796,"productName":797,"joinWay":734,"mortgageType":735,"mortgageTypeName":736,"repaymentType":776,"repaymentTypeName":777,"rateType":739,"rateTypeName":740,"rateMin":798,"rateMax":799,"rateAvg":806,"loanLimit":800,"earlyRepaymentFee":801,"delinquencyRate":802,"incidentalExpense":803},"0010016-20461501000001001-A-D-C",4.66,{"id":808,"disclosureMonth":725,"companyCode":794,"companyName":795,"productCode":809,"productName":810,"joinWay":734,"mortgageType":750,"mortgageTypeName":751,"repaymentType":776,"repaymentTypeName":777,"rateType":739,"rateTypeName":740,"rateMin":798,"rateMax":799,"rateAvg":811,"loanLimit":800,"earlyRepaymentFee":801,"delinquencyRate":802,"incidentalExpense":803},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":813,"disclosureMonth":725,"companyCode":794,"companyName":795,"productCode":809,"productName":810,"joinWay":734,"mortgageType":735,"mortgageTypeName":736,"repaymentType":776,"repaymentTypeName":777,"rateType":739,"rateTypeName":740,"rateMin":798,"rateMax":799,"rateAvg":814,"loanLimit":800,"earlyRepaymentFee":801,"delinquencyRate":802,"incidentalExpense":803},"0010016-20283701000001001-A-D-C",4.92,{"id":816,"disclosureMonth":725,"companyCode":772,"companyName":773,"productCode":817,"productName":818,"joinWay":734,"mortgageType":750,"mortgageTypeName":751,"repaymentType":776,"repaymentTypeName":777,"rateType":739,"rateTypeName":740,"rateMin":819,"rateMax":820,"rateAvg":821,"loanLimit":780,"earlyRepaymentFee":781,"delinquencyRate":782,"incidentalExpense":783},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":823,"disclosureMonth":725,"companyCode":824,"companyName":825,"productCode":826,"productName":827,"joinWay":828,"mortgageType":735,"mortgageTypeName":736,"repaymentType":737,"repaymentTypeName":738,"rateType":739,"rateTypeName":740,"rateMin":829,"rateMax":830,"rateAvg":9,"loanLimit":762,"earlyRepaymentFee":831,"delinquencyRate":832,"incidentalExpense":833},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":849,"disclosureMonth":725,"companyCode":850,"companyName":851,"productCode":852,"productName":853,"joinWay":854,"mortgageType":750,"mortgageTypeName":751,"repaymentType":776,"repaymentTypeName":777,"rateType":739,"rateTypeName":740,"rateMin":855,"rateMax":856,"rateAvg":857,"loanLimit":858,"earlyRepaymentFee":859,"delinquencyRate":860,"incidentalExpense":861},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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