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채권할인율",{"id":318,"disclosureMonth":294,"companyCode":299,"companyName":300,"productCode":301,"productName":302,"joinWay":303,"mortgageType":319,"mortgageTypeName":320,"repaymentType":306,"repaymentTypeName":307,"rateType":308,"rateTypeName":309,"rateMin":310,"rateMax":311,"rateAvg":321,"loanLimit":313,"earlyRepaymentFee":314,"delinquencyRate":315,"incidentalExpense":316},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":323,"disclosureMonth":294,"companyCode":324,"companyName":325,"productCode":326,"productName":327,"joinWay":303,"mortgageType":319,"mortgageTypeName":320,"repaymentType":306,"repaymentTypeName":307,"rateType":308,"rateTypeName":309,"rateMin":328,"rateMax":329,"rateAvg":330,"loanLimit":331,"earlyRepaymentFee":332,"delinquencyRate":333,"incidentalExpense":334},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":336,"disclosureMonth":294,"companyCode":324,"companyName":325,"productCode":337,"productName":338,"joinWay":303,"mortgageType":304,"mortgageTypeName":305,"repaymentType":306,"repaymentTypeName":307,"rateType":308,"rateTypeName":309,"rateMin":328,"rateMax":329,"rateAvg":22,"loanLimit":331,"earlyRepaymentFee":332,"delinquencyRate":333,"incidentalExpense":334},"0010001-1054-A-S-C","1054","우리아파트론",{"id":340,"disclosureMonth":294,"companyCode":341,"companyName":342,"productCode":343,"productName":344,"joinWay":303,"mortgageType":304,"mortgageTypeName":305,"repaymentType":345,"repaymentTypeName":346,"rateType":308,"rateTypeName":309,"rateMin":347,"rateMax":348,"rateAvg":349,"loanLimit":350,"earlyRepaymentFee":351,"delinquencyRate":352,"incidentalExpense":353},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":355,"disclosureMonth":294,"companyCode":324,"companyName":325,"productCode":326,"productName":327,"joinWay":303,"mortgageType":319,"mortgageTypeName":320,"repaymentType":345,"repaymentTypeName":346,"rateType":308,"rateTypeName":309,"rateMin":356,"rateMax":357,"rateAvg":358,"loanLimit":331,"earlyRepaymentFee":332,"delinquencyRate":333,"incidentalExpense":334},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":360,"disclosureMonth":294,"companyCode":324,"companyName":325,"productCode":337,"productName":338,"joinWay":303,"mortgageType":304,"mortgageTypeName":305,"repaymentType":345,"repaymentTypeName":346,"rateType":308,"rateTypeName":309,"rateMin":356,"rateMax":357,"rateAvg":361,"loanLimit":331,"earlyRepaymentFee":332,"delinquencyRate":333,"incidentalExpense":334},"0010001-1054-A-D-C",4.75,{"id":363,"disclosureMonth":294,"companyCode":364,"companyName":365,"productCode":366,"productName":367,"joinWay":303,"mortgageType":319,"mortgageTypeName":320,"repaymentType":345,"repaymentTypeName":346,"rateType":308,"rateTypeName":309,"rateMin":368,"rateMax":369,"rateAvg":22,"loanLimit":370,"earlyRepaymentFee":371,"delinquencyRate":372,"incidentalExpense":373},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":375,"disclosureMonth":294,"companyCode":364,"companyName":365,"productCode":366,"productName":367,"joinWay":303,"mortgageType":304,"mortgageTypeName":305,"repaymentType":345,"repaymentTypeName":346,"rateType":308,"rateTypeName":309,"rateMin":368,"rateMax":369,"rateAvg":376,"loanLimit":370,"earlyRepaymentFee":371,"delinquencyRate":372,"incidentalExpense":373},"0010016-20461501000001001-A-D-C",4.66,{"id":378,"disclosureMonth":294,"companyCode":364,"companyName":365,"productCode":379,"productName":380,"joinWay":303,"mortgageType":319,"mortgageTypeName":320,"repaymentType":345,"repaymentTypeName":346,"rateType":308,"rateTypeName":309,"rateMin":368,"rateMax":369,"rateAvg":381,"loanLimit":370,"earlyRepaymentFee":371,"delinquencyRate":372,"incidentalExpense":373},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":383,"disclosureMonth":294,"companyCode":364,"companyName":365,"productCode":379,"productName":380,"joinWay":303,"mortgageType":304,"mortgageTypeName":305,"repaymentType":345,"repaymentTypeName":346,"rateType":308,"rateTypeName":309,"rateMin":368,"rateMax":369,"rateAvg":384,"loanLimit":370,"earlyRepaymentFee":371,"delinquencyRate":372,"incidentalExpense":373},"0010016-20283701000001001-A-D-C",4.92,{"id":386,"disclosureMonth":294,"companyCode":341,"companyName":342,"productCode":387,"productName":388,"joinWay":303,"mortgageType":319,"mortgageTypeName":320,"repaymentType":345,"repaymentTypeName":346,"rateType":308,"rateTypeName":309,"rateMin":389,"rateMax":390,"rateAvg":391,"loanLimit":350,"earlyRepaymentFee":351,"delinquencyRate":352,"incidentalExpense":353},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":393,"disclosureMonth":294,"companyCode":394,"companyName":395,"productCode":396,"productName":397,"joinWay":398,"mortgageType":304,"mortgageTypeName":305,"repaymentType":306,"repaymentTypeName":307,"rateType":308,"rateTypeName":309,"rateMin":399,"rateMax":400,"rateAvg":22,"loanLimit":331,"earlyRepaymentFee":401,"delinquencyRate":402,"incidentalExpense":403},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":405,"disclosureMonth":294,"companyCode":406,"companyName":407,"productCode":408,"productName":409,"joinWay":410,"mortgageType":304,"mortgageTypeName":305,"repaymentType":345,"repaymentTypeName":346,"rateType":308,"rateTypeName":309,"rateMin":411,"rateMax":412,"rateAvg":413,"loanLimit":414,"earlyRepaymentFee":415,"delinquencyRate":416,"incidentalExpense":417},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":419,"disclosureMonth":294,"companyCode":420,"companyName":421,"productCode":422,"productName":423,"joinWay":424,"mortgageType":319,"mortgageTypeName":320,"repaymentType":345,"repaymentTypeName":346,"rateType":308,"rateTypeName":309,"rateMin":425,"rateMax":426,"rateAvg":427,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":433,"disclosureMonth":294,"companyCode":420,"companyName":421,"productCode":422,"productName":423,"joinWay":424,"mortgageType":304,"mortgageTypeName":305,"repaymentType":345,"repaymentTypeName":346,"rateType":308,"rateTypeName":309,"rateMin":425,"rateMax":426,"rateAvg":434,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0013175-2001104780001-A-D-C",5.13,{"id":436,"disclosureMonth":294,"companyCode":420,"companyName":421,"productCode":422,"productName":423,"joinWay":424,"mortgageType":304,"mortgageTypeName":305,"repaymentType":306,"repaymentTypeName":307,"rateType":308,"rateTypeName":309,"rateMin":425,"rateMax":426,"rateAvg":437,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0013175-2001104780001-A-S-C",4.86,{"id":439,"disclosureMonth":294,"companyCode":420,"companyName":421,"productCode":422,"productName":423,"joinWay":424,"mortgageType":319,"mortgageTypeName":320,"repaymentType":306,"repaymentTypeName":307,"rateType":308,"rateTypeName":309,"rateMin":425,"rateMax":426,"rateAvg":384,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0013175-2001104780001-E-S-C",{"id":441,"disclosureMonth":294,"companyCode":442,"companyName":443,"productCode":444,"productName":445,"joinWay":446,"mortgageType":304,"mortgageTypeName":305,"repaymentType":306,"repaymentTypeName":307,"rateType":308,"rateTypeName":309,"rateMin":447,"rateMax":448,"rateAvg":22,"loanLimit":449,"earlyRepaymentFee":450,"delinquencyRate":451,"incidentalExpense":452},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":454,"disclosureMonth":294,"companyCode":442,"companyName":443,"productCode":444,"productName":445,"joinWay":446,"mortgageType":319,"mortgageTypeName":320,"repaymentType":306,"repaymentTypeName":307,"rateType":308,"rateTypeName":309,"rateMin":447,"rateMax":448,"rateAvg":22,"loanLimit":449,"earlyRepaymentFee":450,"delinquencyRate":451,"incidentalExpense":452},"0010030-1-E-S-C",{"id":456,"disclosureMonth":294,"companyCode":457,"companyName":458,"productCode":459,"productName":460,"joinWay":303,"mortgageType":304,"mortgageTypeName":305,"repaymentType":306,"repaymentTypeName":307,"rateType":308,"rateTypeName":309,"rateMin":361,"rateMax":461,"rateAvg":22,"loanLimit":331,"earlyRepaymentFee":462,"delinquencyRate":463,"incidentalExpense":464},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":466,"disclosureMonth":294,"companyCode":457,"companyName":458,"productCode":459,"productName":460,"joinWay":303,"mortgageType":319,"mortgageTypeName":320,"repaymentType":306,"repaymentTypeName":307,"rateType":308,"rateTypeName":309,"rateMin":361,"rateMax":461,"rateAvg":22,"loanLimit":331,"earlyRepaymentFee":462,"delinquencyRate":463,"incidentalExpense":464},"0010927-KB200300000002-E-S-C",{"id":468,"disclosureMonth":294,"companyCode":299,"companyName":300,"productCode":469,"productName":470,"joinWay":410,"mortgageType":304,"mortgageTypeName":305,"repaymentType":345,"repaymentTypeName":346,"rateType":308,"rateTypeName":309,"rateMin":471,"rateMax":472,"rateAvg":473,"loanLimit":474,"earlyRepaymentFee":314,"delinquencyRate":315,"incidentalExpense":475},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":477,"disclosureMonth":294,"companyCode":478,"companyName":479,"productCode":480,"productName":481,"joinWay":410,"mortgageType":304,"mortgageTypeName":305,"repaymentType":345,"repaymentTypeName":346,"rateType":308,"rateTypeName":309,"rateMin":482,"rateMax":483,"rateAvg":484,"loanLimit":485,"earlyRepaymentFee":486,"delinquencyRate":487,"incidentalExpense":488},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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