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대출금액*120%*1%*채권할인율",{"id":407,"disclosureMonth":346,"companyCode":376,"companyName":377,"productCode":378,"productName":379,"joinWay":355,"mortgageType":371,"mortgageTypeName":372,"repaymentType":397,"repaymentTypeName":398,"rateType":360,"rateTypeName":361,"rateMin":408,"rateMax":409,"rateAvg":410,"loanLimit":383,"earlyRepaymentFee":384,"delinquencyRate":385,"incidentalExpense":386},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":412,"disclosureMonth":346,"companyCode":376,"companyName":377,"productCode":389,"productName":390,"joinWay":355,"mortgageType":356,"mortgageTypeName":357,"repaymentType":397,"repaymentTypeName":398,"rateType":360,"rateTypeName":361,"rateMin":408,"rateMax":409,"rateAvg":413,"loanLimit":383,"earlyRepaymentFee":384,"delinquencyRate":385,"incidentalExpense":386},"0010001-1054-A-D-C",4.75,{"id":415,"disclosureMonth":346,"companyCode":416,"companyName":417,"productCode":418,"productName":419,"joinWay":355,"mortgageType":371,"mortgageTypeName":372,"repaymentType":397,"repaymentTypeName":398,"rateType":360,"rateTypeName":361,"rateMin":420,"rateMax":421,"rateAvg":9,"loanLimit":422,"earlyRepaymentFee":423,"delinquencyRate":424,"incidentalExpense":425},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":427,"disclosureMonth":346,"companyCode":416,"companyName":417,"productCode":418,"productName":419,"joinWay":355,"mortgageType":356,"mortgageTypeName":357,"repaymentType":397,"repaymentTypeName":398,"rateType":360,"rateTypeName":361,"rateMin":420,"rateMax":421,"rateAvg":428,"loanLimit":422,"earlyRepaymentFee":423,"delinquencyRate":424,"incidentalExpense":425},"0010016-20461501000001001-A-D-C",4.66,{"id":430,"disclosureMonth":346,"companyCode":416,"companyName":417,"productCode":431,"productName":432,"joinWay":355,"mortgageType":371,"mortgageTypeName":372,"repaymentType":397,"repaymentTypeName":398,"rateType":360,"rateTypeName":361,"rateMin":420,"rateMax":421,"rateAvg":433,"loanLimit":422,"earlyRepaymentFee":423,"delinquencyRate":424,"incidentalExpense":425},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":435,"disclosureMonth":346,"companyCode":416,"companyName":417,"productCode":431,"productName":432,"joinWay":355,"mortgageType":356,"mortgageTypeName":357,"repaymentType":397,"repaymentTypeName":398,"rateType":360,"rateTypeName":361,"rateMin":420,"rateMax":421,"rateAvg":436,"loanLimit":422,"earlyRepaymentFee":423,"delinquencyRate":424,"incidentalExpense":425},"0010016-20283701000001001-A-D-C",4.92,{"id":438,"disclosureMonth":346,"companyCode":393,"companyName":394,"productCode":439,"productName":440,"joinWay":355,"mortgageType":371,"mortgageTypeName":372,"repaymentType":397,"repaymentTypeName":398,"rateType":360,"rateTypeName":361,"rateMin":441,"rateMax":442,"rateAvg":443,"loanLimit":402,"earlyRepaymentFee":403,"delinquencyRate":404,"incidentalExpense":405},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":445,"disclosureMonth":346,"companyCode":446,"companyName":447,"productCode":448,"productName":449,"joinWay":450,"mortgageType":356,"mortgageTypeName":357,"repaymentType":358,"repaymentTypeName":359,"rateType":360,"rateTypeName":361,"rateMin":451,"rateMax":452,"rateAvg":9,"loanLimit":383,"earlyRepaymentFee":453,"delinquencyRate":454,"incidentalExpense":455},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":471,"disclosureMonth":346,"companyCode":472,"companyName":473,"productCode":474,"productName":475,"joinWay":476,"mortgageType":371,"mortgageTypeName":372,"repaymentType":397,"repaymentTypeName":398,"rateType":360,"rateTypeName":361,"rateMin":477,"rateMax":478,"rateAvg":479,"loanLimit":480,"earlyRepaymentFee":481,"delinquencyRate":482,"incidentalExpense":483},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":485,"disclosureMonth":346,"companyCode":472,"companyName":473,"productCode":474,"productName":475,"joinWay":476,"mortgageType":356,"mortgageTypeName":357,"repaymentType":397,"repaymentTypeName":398,"rateType":360,"rateTypeName":361,"rateMin":477,"rateMax":478,"rateAvg":486,"loanLimit":480,"earlyRepaymentFee":481,"delinquencyRate":482,"incidentalExpense":483},"0013175-2001104780001-A-D-C",5.13,{"id":488,"disclosureMonth":346,"companyCode":472,"companyName":473,"productCode":474,"productName":475,"joinWay":476,"mortgageType":356,"mortgageTypeName":357,"repaymentType":358,"repaymentTypeName":359,"rateType":360,"rateTypeName":361,"rateMin":477,"rateMax":478,"rateAvg":489,"loanLimit":480,"earlyRepaymentFee":481,"delinquencyRate":482,"incidentalExpense":483},"0013175-2001104780001-A-S-C",4.86,{"id":491,"disclosureMonth":346,"companyCode":472,"companyName":473,"productCode":474,"productName":475,"joinWay":476,"mortgageType":371,"mortgageTypeName":372,"repaymentType":358,"repaymentTypeName":359,"rateType":360,"rateTypeName":361,"rateMin":477,"rateMax":478,"rateAvg":436,"loanLimit":480,"earlyRepaymentFee":481,"delinquencyRate":482,"incidentalExpense":483},"0013175-2001104780001-E-S-C",{"id":493,"disclosureMonth":346,"companyCode":494,"companyName":495,"productCode":496,"productName":497,"joinWay":498,"mortgageType":356,"mortgageTypeName":357,"repaymentType":358,"repaymentTypeName":359,"rateType":360,"rateTypeName":361,"rateMin":499,"rateMax":500,"rateAvg":9,"loanLimit":501,"earlyRepaymentFee":502,"delinquencyRate":503,"incidentalExpense":504},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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채권할인율\n주택신보출연료(주택자금용도)",{"id":529,"disclosureMonth":346,"companyCode":530,"companyName":531,"productCode":532,"productName":533,"joinWay":462,"mortgageType":356,"mortgageTypeName":357,"repaymentType":397,"repaymentTypeName":398,"rateType":360,"rateTypeName":361,"rateMin":534,"rateMax":535,"rateAvg":536,"loanLimit":537,"earlyRepaymentFee":538,"delinquencyRate":539,"incidentalExpense":540},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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