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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[765,785,790,803,807,821,826,829,841,844,849,852,859,871,885,899,902,905,907,920,922,932,934,943,956,962,972,975,983,985,990,992,996,999,1002,1007,1011,1014,1018,1022,1026,1036,1041,1043,1045,1050,1056,1068,1070,1074,1077,1080,1082,1085,1089,1093,1104,1106,1117,1129,1132,1136,1140,1142,1145,1151,1155,1161,1165,1170,1182,1187,1190,1193,1195,1201,1204,1207,1209,1216,1218,1220,1222,1226,1228,1230,1232,1235,1237,1241,1243,1247,1249,1253,1255,1260,1262,1266,1272,1274,1277,1282,1284,1289,1291,1293,1295,1300,1304,1308,1312],{"id":766,"disclosureMonth":762,"companyCode":767,"companyName":768,"productCode":769,"productName":770,"joinWay":771,"mortgageType":772,"mortgageTypeName":773,"repaymentType":774,"repaymentTypeName":775,"rateType":776,"rateTypeName":777,"rateMin":778,"rateMax":779,"rateAvg":780,"loanLimit":781,"earlyRepaymentFee":782,"delinquencyRate":783,"incidentalExpense":784},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":786,"disclosureMonth":762,"companyCode":767,"companyName":768,"productCode":769,"productName":770,"joinWay":771,"mortgageType":787,"mortgageTypeName":788,"repaymentType":774,"repaymentTypeName":775,"rateType":776,"rateTypeName":777,"rateMin":778,"rateMax":779,"rateAvg":789,"loanLimit":781,"earlyRepaymentFee":782,"delinquencyRate":783,"incidentalExpense":784},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":791,"disclosureMonth":762,"companyCode":792,"companyName":793,"productCode":794,"productName":795,"joinWay":771,"mortgageType":787,"mortgageTypeName":788,"repaymentType":774,"repaymentTypeName":775,"rateType":776,"rateTypeName":777,"rateMin":796,"rateMax":797,"rateAvg":798,"loanLimit":799,"earlyRepaymentFee":800,"delinquencyRate":801,"incidentalExpense":802},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":804,"disclosureMonth":762,"companyCode":792,"companyName":793,"productCode":805,"productName":806,"joinWay":771,"mortgageType":772,"mortgageTypeName":773,"repaymentType":774,"repaymentTypeName":775,"rateType":776,"rateTypeName":777,"rateMin":796,"rateMax":797,"rateAvg":9,"loanLimit":799,"earlyRepaymentFee":800,"delinquencyRate":801,"incidentalExpense":802},"0010001-1054-A-S-C","1054","우리아파트론",{"id":808,"disclosureMonth":762,"companyCode":809,"companyName":810,"productCode":811,"productName":812,"joinWay":771,"mortgageType":772,"mortgageTypeName":773,"repaymentType":813,"repaymentTypeName":814,"rateType":776,"rateTypeName":777,"rateMin":815,"rateMax":816,"rateAvg":103,"loanLimit":817,"earlyRepaymentFee":818,"delinquencyRate":819,"incidentalExpense":820},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":822,"disclosureMonth":762,"companyCode":792,"companyName":793,"productCode":794,"productName":795,"joinWay":771,"mortgageType":787,"mortgageTypeName":788,"repaymentType":813,"repaymentTypeName":814,"rateType":776,"rateTypeName":777,"rateMin":823,"rateMax":824,"rateAvg":825,"loanLimit":799,"earlyRepaymentFee":800,"delinquencyRate":801,"incidentalExpense":802},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":827,"disclosureMonth":762,"companyCode":792,"companyName":793,"productCode":805,"productName":806,"joinWay":771,"mortgageType":772,"mortgageTypeName":773,"repaymentType":813,"repaymentTypeName":814,"rateType":776,"rateTypeName":777,"rateMin":823,"rateMax":824,"rateAvg":828,"loanLimit":799,"earlyRepaymentFee":800,"delinquencyRate":801,"incidentalExpense":802},"0010001-1054-A-D-C",4.75,{"id":830,"disclosureMonth":762,"companyCode":831,"companyName":832,"productCode":833,"productName":834,"joinWay":771,"mortgageType":787,"mortgageTypeName":788,"repaymentType":813,"repaymentTypeName":814,"rateType":776,"rateTypeName":777,"rateMin":835,"rateMax":836,"rateAvg":9,"loanLimit":837,"earlyRepaymentFee":838,"delinquencyRate":839,"incidentalExpense":840},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":842,"disclosureMonth":762,"companyCode":831,"companyName":832,"productCode":833,"productName":834,"joinWay":771,"mortgageType":772,"mortgageTypeName":773,"repaymentType":813,"repaymentTypeName":814,"rateType":776,"rateTypeName":777,"rateMin":835,"rateMax":836,"rateAvg":843,"loanLimit":837,"earlyRepaymentFee":838,"delinquencyRate":839,"incidentalExpense":840},"0010016-20461501000001001-A-D-C",4.66,{"id":845,"disclosureMonth":762,"companyCode":831,"companyName":832,"productCode":846,"productName":847,"joinWay":771,"mortgageType":787,"mortgageTypeName":788,"repaymentType":813,"repaymentTypeName":814,"rateType":776,"rateTypeName":777,"rateMin":835,"rateMax":836,"rateAvg":848,"loanLimit":837,"earlyRepaymentFee":838,"delinquencyRate":839,"incidentalExpense":840},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":850,"disclosureMonth":762,"companyCode":831,"companyName":832,"productCode":846,"productName":847,"joinWay":771,"mortgageType":772,"mortgageTypeName":773,"repaymentType":813,"repaymentTypeName":814,"rateType":776,"rateTypeName":777,"rateMin":835,"rateMax":836,"rateAvg":851,"loanLimit":837,"earlyRepaymentFee":838,"delinquencyRate":839,"incidentalExpense":840},"0010016-20283701000001001-A-D-C",4.92,{"id":853,"disclosureMonth":762,"companyCode":809,"companyName":810,"productCode":854,"productName":855,"joinWay":771,"mortgageType":787,"mortgageTypeName":788,"repaymentType":813,"repaymentTypeName":814,"rateType":776,"rateTypeName":777,"rateMin":856,"rateMax":857,"rateAvg":858,"loanLimit":817,"earlyRepaymentFee":818,"delinquencyRate":819,"incidentalExpense":820},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":860,"disclosureMonth":762,"companyCode":861,"companyName":862,"productCode":863,"productName":864,"joinWay":865,"mortgageType":772,"mortgageTypeName":773,"repaymentType":774,"repaymentTypeName":775,"rateType":776,"rateTypeName":777,"rateMin":866,"rateMax":867,"rateAvg":9,"loanLimit":799,"earlyRepaymentFee":868,"delinquencyRate":869,"incidentalExpense":870},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":886,"disclosureMonth":762,"companyCode":887,"companyName":888,"productCode":889,"productName":890,"joinWay":891,"mortgageType":787,"mortgageTypeName":788,"repaymentType":813,"repaymentTypeName":814,"rateType":776,"rateTypeName":777,"rateMin":892,"rateMax":893,"rateAvg":894,"loanLimit":895,"earlyRepaymentFee":896,"delinquencyRate":897,"incidentalExpense":898},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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