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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":966,"disclosureMonth":106,"companyCode":947,"companyName":948,"productCode":949,"productName":950,"joinWay":951,"mortgageType":967,"mortgageTypeName":968,"repaymentType":954,"repaymentTypeName":955,"rateType":956,"rateTypeName":957,"rateMin":958,"rateMax":959,"rateAvg":969,"loanLimit":961,"earlyRepaymentFee":962,"delinquencyRate":963,"incidentalExpense":964},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":971,"disclosureMonth":106,"companyCode":972,"companyName":973,"productCode":974,"productName":975,"joinWay":951,"mortgageType":967,"mortgageTypeName":968,"repaymentType":954,"repaymentTypeName":955,"rateType":956,"rateTypeName":957,"rateMin":976,"rateMax":977,"rateAvg":978,"loanLimit":979,"earlyRepaymentFee":980,"delinquencyRate":981,"incidentalExpense":982},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":984,"disclosureMonth":106,"companyCode":972,"companyName":973,"productCode":985,"productName":986,"joinWay":951,"mortgageType":952,"mortgageTypeName":953,"repaymentType":954,"repaymentTypeName":955,"rateType":956,"rateTypeName":957,"rateMin":976,"rateMax":977,"rateAvg":9,"loanLimit":979,"earlyRepaymentFee":980,"delinquencyRate":981,"incidentalExpense":982},"0010001-1054-A-S-C","1054","우리아파트론",{"id":988,"disclosureMonth":106,"companyCode":989,"companyName":990,"productCode":991,"productName":992,"joinWay":951,"mortgageType":952,"mortgageTypeName":953,"repaymentType":993,"repaymentTypeName":994,"rateType":956,"rateTypeName":957,"rateMin":995,"rateMax":996,"rateAvg":73,"loanLimit":997,"earlyRepaymentFee":998,"delinquencyRate":999,"incidentalExpense":1000},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1002,"disclosureMonth":106,"companyCode":972,"companyName":973,"productCode":974,"productName":975,"joinWay":951,"mortgageType":967,"mortgageTypeName":968,"repaymentType":993,"repaymentTypeName":994,"rateType":956,"rateTypeName":957,"rateMin":1003,"rateMax":1004,"rateAvg":1005,"loanLimit":979,"earlyRepaymentFee":980,"delinquencyRate":981,"incidentalExpense":982},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1007,"disclosureMonth":106,"companyCode":972,"companyName":973,"productCode":985,"productName":986,"joinWay":951,"mortgageType":952,"mortgageTypeName":953,"repaymentType":993,"repaymentTypeName":994,"rateType":956,"rateTypeName":957,"rateMin":1003,"rateMax":1004,"rateAvg":1008,"loanLimit":979,"earlyRepaymentFee":980,"delinquencyRate":981,"incidentalExpense":982},"0010001-1054-A-D-C",4.75,{"id":1010,"disclosureMonth":106,"companyCode":1011,"companyName":1012,"productCode":1013,"productName":1014,"joinWay":951,"mortgageType":967,"mortgageTypeName":968,"repaymentType":993,"repaymentTypeName":994,"rateType":956,"rateTypeName":957,"rateMin":1015,"rateMax":1016,"rateAvg":9,"loanLimit":1017,"earlyRepaymentFee":1018,"delinquencyRate":1019,"incidentalExpense":1020},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1022,"disclosureMonth":106,"companyCode":1011,"companyName":1012,"productCode":1013,"productName":1014,"joinWay":951,"mortgageType":952,"mortgageTypeName":953,"repaymentType":993,"repaymentTypeName":994,"rateType":956,"rateTypeName":957,"rateMin":1015,"rateMax":1016,"rateAvg":1023,"loanLimit":1017,"earlyRepaymentFee":1018,"delinquencyRate":1019,"incidentalExpense":1020},"0010016-20461501000001001-A-D-C",4.66,{"id":1025,"disclosureMonth":106,"companyCode":1011,"companyName":1012,"productCode":1026,"productName":1027,"joinWay":951,"mortgageType":967,"mortgageTypeName":968,"repaymentType":993,"repaymentTypeName":994,"rateType":956,"rateTypeName":957,"rateMin":1015,"rateMax":1016,"rateAvg":1028,"loanLimit":1017,"earlyRepaymentFee":1018,"delinquencyRate":1019,"incidentalExpense":1020},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1030,"disclosureMonth":106,"companyCode":1011,"companyName":1012,"productCode":1026,"productName":1027,"joinWay":951,"mortgageType":952,"mortgageTypeName":953,"repaymentType":993,"repaymentTypeName":994,"rateType":956,"rateTypeName":957,"rateMin":1015,"rateMax":1016,"rateAvg":1031,"loanLimit":1017,"earlyRepaymentFee":1018,"delinquencyRate":1019,"incidentalExpense":1020},"0010016-20283701000001001-A-D-C",4.92,{"id":1033,"disclosureMonth":106,"companyCode":989,"companyName":990,"productCode":1034,"productName":1035,"joinWay":951,"mortgageType":967,"mortgageTypeName":968,"repaymentType":993,"repaymentTypeName":994,"rateType":956,"rateTypeName":957,"rateMin":1036,"rateMax":1037,"rateAvg":1038,"loanLimit":997,"earlyRepaymentFee":998,"delinquencyRate":999,"incidentalExpense":1000},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1040,"disclosureMonth":106,"companyCode":1041,"companyName":1042,"productCode":1043,"productName":1044,"joinWay":1045,"mortgageType":952,"mortgageTypeName":953,"repaymentType":954,"repaymentTypeName":955,"rateType":956,"rateTypeName":957,"rateMin":1046,"rateMax":1047,"rateAvg":9,"loanLimit":979,"earlyRepaymentFee":1048,"delinquencyRate":1049,"incidentalExpense":1050},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1052,"disclosureMonth":106,"companyCode":1053,"companyName":1054,"productCode":1055,"productName":1056,"joinWay":1057,"mortgageType":952,"mortgageTypeName":953,"repaymentType":993,"repaymentTypeName":994,"rateType":956,"rateTypeName":957,"rateMin":1058,"rateMax":1059,"rateAvg":1060,"loanLimit":1061,"earlyRepaymentFee":1062,"delinquencyRate":1063,"incidentalExpense":1064},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1066,"disclosureMonth":106,"companyCode":1067,"companyName":1068,"productCode":1069,"productName":1070,"joinWay":1071,"mortgageType":967,"mortgageTypeName":968,"repaymentType":993,"repaymentTypeName":994,"rateType":956,"rateTypeName":957,"rateMin":1072,"rateMax":1073,"rateAvg":1074,"loanLimit":1075,"earlyRepaymentFee":1076,"delinquencyRate":1077,"incidentalExpense":1078},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1080,"disclosureMonth":106,"companyCode":1067,"companyName":1068,"productCode":1069,"productName":1070,"joinWay":1071,"mortgageType":952,"mortgageTypeName":953,"repaymentType":993,"repaymentTypeName":994,"rateType":956,"rateTypeName":957,"rateMin":1072,"rateMax":1073,"rateAvg":1081,"loanLimit":1075,"earlyRepaymentFee":1076,"delinquencyRate":1077,"incidentalExpense":1078},"0013175-2001104780001-A-D-C",5.13,{"id":1083,"disclosureMonth":106,"companyCode":1067,"companyName":1068,"productCode":1069,"productName":1070,"joinWay":1071,"mortgageType":952,"mortgageTypeName":953,"repaymentType":954,"repaymentTypeName":955,"rateType":956,"rateTypeName":957,"rateMin":1072,"rateMax":1073,"rateAvg":1084,"loanLimit":1075,"earlyRepaymentFee":1076,"delinquencyRate":1077,"incidentalExpense":1078},"0013175-2001104780001-A-S-C",4.86,{"id":1086,"disclosureMonth":106,"companyCode":1067,"companyName":1068,"productCode":1069,"productName":1070,"joinWay":1071,"mortgageType":967,"mortgageTypeName":968,"repaymentType":954,"repaymentTypeName":955,"rateType":956,"rateTypeName":957,"rateMin":1072,"rateMax":1073,"rateAvg":1031,"loanLimit":1075,"earlyRepaymentFee":1076,"delinquencyRate":1077,"incidentalExpense":1078},"0013175-2001104780001-E-S-C",{"id":1088,"disclosureMonth":106,"companyCode":1089,"companyName":1090,"productCode":1091,"productName":1092,"joinWay":1093,"mortgageType":952,"mortgageTypeName":953,"repaymentType":954,"repaymentTypeName":955,"rateType":956,"rateTypeName":957,"rateMin":1094,"rateMax":1095,"rateAvg":9,"loanLimit":1096,"earlyRepaymentFee":1097,"delinquencyRate":1098,"incidentalExpense":1099},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1101,"disclosureMonth":106,"companyCode":1089,"companyName":1090,"productCode":1091,"productName":1092,"joinWay":1093,"mortgageType":967,"mortgageTypeName":968,"repaymentType":954,"repaymentTypeName":955,"rateType":956,"rateTypeName":957,"rateMin":1094,"rateMax":1095,"rateAvg":9,"loanLimit":1096,"earlyRepaymentFee":1097,"delinquencyRate":1098,"incidentalExpense":1099},"0010030-1-E-S-C",{"id":1103,"disclosureMonth":106,"companyCode":1104,"companyName":1105,"productCode":1106,"productName":1107,"joinWay":951,"mortgageType":952,"mortgageTypeName":953,"repaymentType":954,"repaymentTypeName":955,"rateType":956,"rateTypeName":957,"rateMin":1008,"rateMax":1108,"rateAvg":9,"loanLimit":979,"earlyRepaymentFee":1109,"delinquencyRate":1110,"incidentalExpense":1111},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1113,"disclosureMonth":106,"companyCode":1104,"companyName":1105,"productCode":1106,"productName":1107,"joinWay":951,"mortgageType":967,"mortgageTypeName":968,"repaymentType":954,"repaymentTypeName":955,"rateType":956,"rateTypeName":957,"rateMin":1008,"rateMax":1108,"rateAvg":9,"loanLimit":979,"earlyRepaymentFee":1109,"delinquencyRate":1110,"incidentalExpense":1111},"0010927-KB200300000002-E-S-C",{"id":1115,"disclosureMonth":106,"companyCode":947,"companyName":948,"productCode":1116,"productName":1117,"joinWay":1057,"mortgageType":952,"mortgageTypeName":953,"repaymentType":993,"repaymentTypeName":994,"rateType":956,"rateTypeName":957,"rateMin":1118,"rateMax":1119,"rateAvg":1120,"loanLimit":1121,"earlyRepaymentFee":962,"delinquencyRate":963,"incidentalExpense":1122},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1124,"disclosureMonth":106,"companyCode":1125,"companyName":1126,"productCode":1127,"productName":1128,"joinWay":1057,"mortgageType":952,"mortgageTypeName":953,"repaymentType":993,"repaymentTypeName":994,"rateType":956,"rateTypeName":957,"rateMin":1129,"rateMax":1130,"rateAvg":1131,"loanLimit":1132,"earlyRepaymentFee":1133,"delinquencyRate":1134,"incidentalExpense":1135},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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