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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[217,237,242,255,259,274,279,282,294,297,302,305,312,324,338,352,355,358,360,373,375,385,387,396,409,415,425,428,436,438,443,445,449,452,455,460,464,467,471,475,479,489,494,496,498,503,509,521,523,527,530,533,535,538,542,546,557,559,570,582,585,589,593,595,598,604,608,614,618,623,635,640,643,646,648,654,657,660,662,669,671,673,675,679,681,683,685,688,690,694,696,700,702,706,708,713,715,719,725,727,730,735,737,742,744,746,748,753,757,761,765],{"id":218,"disclosureMonth":214,"companyCode":219,"companyName":220,"productCode":221,"productName":222,"joinWay":223,"mortgageType":224,"mortgageTypeName":225,"repaymentType":226,"repaymentTypeName":227,"rateType":228,"rateTypeName":229,"rateMin":230,"rateMax":231,"rateAvg":232,"loanLimit":233,"earlyRepaymentFee":234,"delinquencyRate":235,"incidentalExpense":236},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":238,"disclosureMonth":214,"companyCode":219,"companyName":220,"productCode":221,"productName":222,"joinWay":223,"mortgageType":239,"mortgageTypeName":240,"repaymentType":226,"repaymentTypeName":227,"rateType":228,"rateTypeName":229,"rateMin":230,"rateMax":231,"rateAvg":241,"loanLimit":233,"earlyRepaymentFee":234,"delinquencyRate":235,"incidentalExpense":236},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":243,"disclosureMonth":214,"companyCode":244,"companyName":245,"productCode":246,"productName":247,"joinWay":223,"mortgageType":239,"mortgageTypeName":240,"repaymentType":226,"repaymentTypeName":227,"rateType":228,"rateTypeName":229,"rateMin":248,"rateMax":249,"rateAvg":250,"loanLimit":251,"earlyRepaymentFee":252,"delinquencyRate":253,"incidentalExpense":254},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":256,"disclosureMonth":214,"companyCode":244,"companyName":245,"productCode":257,"productName":258,"joinWay":223,"mortgageType":224,"mortgageTypeName":225,"repaymentType":226,"repaymentTypeName":227,"rateType":228,"rateTypeName":229,"rateMin":248,"rateMax":249,"rateAvg":9,"loanLimit":251,"earlyRepaymentFee":252,"delinquencyRate":253,"incidentalExpense":254},"0010001-1054-A-S-C","1054","우리아파트론",{"id":260,"disclosureMonth":214,"companyCode":261,"companyName":262,"productCode":263,"productName":264,"joinWay":223,"mortgageType":224,"mortgageTypeName":225,"repaymentType":265,"repaymentTypeName":266,"rateType":228,"rateTypeName":229,"rateMin":267,"rateMax":268,"rateAvg":269,"loanLimit":270,"earlyRepaymentFee":271,"delinquencyRate":272,"incidentalExpense":273},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":275,"disclosureMonth":214,"companyCode":244,"companyName":245,"productCode":246,"productName":247,"joinWay":223,"mortgageType":239,"mortgageTypeName":240,"repaymentType":265,"repaymentTypeName":266,"rateType":228,"rateTypeName":229,"rateMin":276,"rateMax":277,"rateAvg":278,"loanLimit":251,"earlyRepaymentFee":252,"delinquencyRate":253,"incidentalExpense":254},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":280,"disclosureMonth":214,"companyCode":244,"companyName":245,"productCode":257,"productName":258,"joinWay":223,"mortgageType":224,"mortgageTypeName":225,"repaymentType":265,"repaymentTypeName":266,"rateType":228,"rateTypeName":229,"rateMin":276,"rateMax":277,"rateAvg":281,"loanLimit":251,"earlyRepaymentFee":252,"delinquencyRate":253,"incidentalExpense":254},"0010001-1054-A-D-C",4.75,{"id":283,"disclosureMonth":214,"companyCode":284,"companyName":285,"productCode":286,"productName":287,"joinWay":223,"mortgageType":239,"mortgageTypeName":240,"repaymentType":265,"repaymentTypeName":266,"rateType":228,"rateTypeName":229,"rateMin":288,"rateMax":289,"rateAvg":9,"loanLimit":290,"earlyRepaymentFee":291,"delinquencyRate":292,"incidentalExpense":293},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":295,"disclosureMonth":214,"companyCode":284,"companyName":285,"productCode":286,"productName":287,"joinWay":223,"mortgageType":224,"mortgageTypeName":225,"repaymentType":265,"repaymentTypeName":266,"rateType":228,"rateTypeName":229,"rateMin":288,"rateMax":289,"rateAvg":296,"loanLimit":290,"earlyRepaymentFee":291,"delinquencyRate":292,"incidentalExpense":293},"0010016-20461501000001001-A-D-C",4.66,{"id":298,"disclosureMonth":214,"companyCode":284,"companyName":285,"productCode":299,"productName":300,"joinWay":223,"mortgageType":239,"mortgageTypeName":240,"repaymentType":265,"repaymentTypeName":266,"rateType":228,"rateTypeName":229,"rateMin":288,"rateMax":289,"rateAvg":301,"loanLimit":290,"earlyRepaymentFee":291,"delinquencyRate":292,"incidentalExpense":293},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":303,"disclosureMonth":214,"companyCode":284,"companyName":285,"productCode":299,"productName":300,"joinWay":223,"mortgageType":224,"mortgageTypeName":225,"repaymentType":265,"repaymentTypeName":266,"rateType":228,"rateTypeName":229,"rateMin":288,"rateMax":289,"rateAvg":304,"loanLimit":290,"earlyRepaymentFee":291,"delinquencyRate":292,"incidentalExpense":293},"0010016-20283701000001001-A-D-C",4.92,{"id":306,"disclosureMonth":214,"companyCode":261,"companyName":262,"productCode":307,"productName":308,"joinWay":223,"mortgageType":239,"mortgageTypeName":240,"repaymentType":265,"repaymentTypeName":266,"rateType":228,"rateTypeName":229,"rateMin":309,"rateMax":310,"rateAvg":311,"loanLimit":270,"earlyRepaymentFee":271,"delinquencyRate":272,"incidentalExpense":273},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":313,"disclosureMonth":214,"companyCode":314,"companyName":315,"productCode":316,"productName":317,"joinWay":318,"mortgageType":224,"mortgageTypeName":225,"repaymentType":226,"repaymentTypeName":227,"rateType":228,"rateTypeName":229,"rateMin":319,"rateMax":320,"rateAvg":9,"loanLimit":251,"earlyRepaymentFee":321,"delinquencyRate":322,"incidentalExpense":323},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":325,"disclosureMonth":214,"companyCode":326,"companyName":327,"productCode":328,"productName":329,"joinWay":330,"mortgageType":224,"mortgageTypeName":225,"repaymentType":265,"repaymentTypeName":266,"rateType":228,"rateTypeName":229,"rateMin":331,"rateMax":332,"rateAvg":333,"loanLimit":334,"earlyRepaymentFee":335,"delinquencyRate":336,"incidentalExpense":337},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":339,"disclosureMonth":214,"companyCode":340,"companyName":341,"productCode":342,"productName":343,"joinWay":344,"mortgageType":239,"mortgageTypeName":240,"repaymentType":265,"repaymentTypeName":266,"rateType":228,"rateTypeName":229,"rateMin":345,"rateMax":346,"rateAvg":347,"loanLimit":348,"earlyRepaymentFee":349,"delinquencyRate":350,"incidentalExpense":351},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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