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일배치","020000",111,"202610","2026-11-03T22:07:42.487Z",[1242,1262,1267,1280,1284,1298,1303,1306,1318,1321,1326,1329,1336,1348,1362,1376,1379,1382,1384,1397,1399,1409,1411,1420,1433,1439,1449,1452,1460,1462,1467,1469,1473,1476,1479,1484,1488,1491,1495,1499,1503,1513,1518,1520,1522,1527,1533,1545,1547,1551,1554,1557,1559,1562,1566,1570,1581,1583,1594,1606,1609,1613,1617,1619,1622,1628,1632,1638,1642,1647,1659,1664,1667,1670,1672,1678,1681,1684,1686,1693,1695,1697,1699,1703,1705,1707,1709,1712,1714,1718,1720,1724,1726,1730,1732,1737,1739,1743,1749,1751,1754,1759,1761,1766,1768,1770,1772,1777,1781,1785,1789],{"id":1243,"disclosureMonth":1239,"companyCode":1244,"companyName":1245,"productCode":1246,"productName":1247,"joinWay":1248,"mortgageType":1249,"mortgageTypeName":1250,"repaymentType":1251,"repaymentTypeName":1252,"rateType":1253,"rateTypeName":1254,"rateMin":1255,"rateMax":1256,"rateAvg":1257,"loanLimit":1258,"earlyRepaymentFee":1259,"delinquencyRate":1260,"incidentalExpense":1261},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":1263,"disclosureMonth":1239,"companyCode":1244,"companyName":1245,"productCode":1246,"productName":1247,"joinWay":1248,"mortgageType":1264,"mortgageTypeName":1265,"repaymentType":1251,"repaymentTypeName":1252,"rateType":1253,"rateTypeName":1254,"rateMin":1255,"rateMax":1256,"rateAvg":1266,"loanLimit":1258,"earlyRepaymentFee":1259,"delinquencyRate":1260,"incidentalExpense":1261},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":1268,"disclosureMonth":1239,"companyCode":1269,"companyName":1270,"productCode":1271,"productName":1272,"joinWay":1248,"mortgageType":1264,"mortgageTypeName":1265,"repaymentType":1251,"repaymentTypeName":1252,"rateType":1253,"rateTypeName":1254,"rateMin":1273,"rateMax":1274,"rateAvg":1275,"loanLimit":1276,"earlyRepaymentFee":1277,"delinquencyRate":1278,"incidentalExpense":1279},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":1281,"disclosureMonth":1239,"companyCode":1269,"companyName":1270,"productCode":1282,"productName":1283,"joinWay":1248,"mortgageType":1249,"mortgageTypeName":1250,"repaymentType":1251,"repaymentTypeName":1252,"rateType":1253,"rateTypeName":1254,"rateMin":1273,"rateMax":1274,"rateAvg":24,"loanLimit":1276,"earlyRepaymentFee":1277,"delinquencyRate":1278,"incidentalExpense":1279},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1285,"disclosureMonth":1239,"companyCode":1286,"companyName":1287,"productCode":1288,"productName":1289,"joinWay":1248,"mortgageType":1249,"mortgageTypeName":1250,"repaymentType":1290,"repaymentTypeName":1291,"rateType":1253,"rateTypeName":1254,"rateMin":1292,"rateMax":1293,"rateAvg":91,"loanLimit":1294,"earlyRepaymentFee":1295,"delinquencyRate":1296,"incidentalExpense":1297},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1299,"disclosureMonth":1239,"companyCode":1269,"companyName":1270,"productCode":1271,"productName":1272,"joinWay":1248,"mortgageType":1264,"mortgageTypeName":1265,"repaymentType":1290,"repaymentTypeName":1291,"rateType":1253,"rateTypeName":1254,"rateMin":1300,"rateMax":1301,"rateAvg":1302,"loanLimit":1276,"earlyRepaymentFee":1277,"delinquencyRate":1278,"incidentalExpense":1279},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1304,"disclosureMonth":1239,"companyCode":1269,"companyName":1270,"productCode":1282,"productName":1283,"joinWay":1248,"mortgageType":1249,"mortgageTypeName":1250,"repaymentType":1290,"repaymentTypeName":1291,"rateType":1253,"rateTypeName":1254,"rateMin":1300,"rateMax":1301,"rateAvg":1305,"loanLimit":1276,"earlyRepaymentFee":1277,"delinquencyRate":1278,"incidentalExpense":1279},"0010001-1054-A-D-C",4.75,{"id":1307,"disclosureMonth":1239,"companyCode":1308,"companyName":1309,"productCode":1310,"productName":1311,"joinWay":1248,"mortgageType":1264,"mortgageTypeName":1265,"repaymentType":1290,"repaymentTypeName":1291,"rateType":1253,"rateTypeName":1254,"rateMin":1312,"rateMax":1313,"rateAvg":24,"loanLimit":1314,"earlyRepaymentFee":1315,"delinquencyRate":1316,"incidentalExpense":1317},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1319,"disclosureMonth":1239,"companyCode":1308,"companyName":1309,"productCode":1310,"productName":1311,"joinWay":1248,"mortgageType":1249,"mortgageTypeName":1250,"repaymentType":1290,"repaymentTypeName":1291,"rateType":1253,"rateTypeName":1254,"rateMin":1312,"rateMax":1313,"rateAvg":1320,"loanLimit":1314,"earlyRepaymentFee":1315,"delinquencyRate":1316,"incidentalExpense":1317},"0010016-20461501000001001-A-D-C",4.66,{"id":1322,"disclosureMonth":1239,"companyCode":1308,"companyName":1309,"productCode":1323,"productName":1324,"joinWay":1248,"mortgageType":1264,"mortgageTypeName":1265,"repaymentType":1290,"repaymentTypeName":1291,"rateType":1253,"rateTypeName":1254,"rateMin":1312,"rateMax":1313,"rateAvg":1325,"loanLimit":1314,"earlyRepaymentFee":1315,"delinquencyRate":1316,"incidentalExpense":1317},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1327,"disclosureMonth":1239,"companyCode":1308,"companyName":1309,"productCode":1323,"productName":1324,"joinWay":1248,"mortgageType":1249,"mortgageTypeName":1250,"repaymentType":1290,"repaymentTypeName":1291,"rateType":1253,"rateTypeName":1254,"rateMin":1312,"rateMax":1313,"rateAvg":1328,"loanLimit":1314,"earlyRepaymentFee":1315,"delinquencyRate":1316,"incidentalExpense":1317},"0010016-20283701000001001-A-D-C",4.92,{"id":1330,"disclosureMonth":1239,"companyCode":1286,"companyName":1287,"productCode":1331,"productName":1332,"joinWay":1248,"mortgageType":1264,"mortgageTypeName":1265,"repaymentType":1290,"repaymentTypeName":1291,"rateType":1253,"rateTypeName":1254,"rateMin":1333,"rateMax":1334,"rateAvg":1335,"loanLimit":1294,"earlyRepaymentFee":1295,"delinquencyRate":1296,"incidentalExpense":1297},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1337,"disclosureMonth":1239,"companyCode":1338,"companyName":1339,"productCode":1340,"productName":1341,"joinWay":1342,"mortgageType":1249,"mortgageTypeName":1250,"repaymentType":1251,"repaymentTypeName":1252,"rateType":1253,"rateTypeName":1254,"rateMin":1343,"rateMax":1344,"rateAvg":24,"loanLimit":1276,"earlyRepaymentFee":1345,"delinquencyRate":1346,"incidentalExpense":1347},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1349,"disclosureMonth":1239,"companyCode":1350,"companyName":1351,"productCode":1352,"productName":1353,"joinWay":1354,"mortgageType":1249,"mortgageTypeName":1250,"repaymentType":1290,"repaymentTypeName":1291,"rateType":1253,"rateTypeName":1254,"rateMin":1355,"rateMax":1356,"rateAvg":1357,"loanLimit":1358,"earlyRepaymentFee":1359,"delinquencyRate":1360,"incidentalExpense":1361},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1363,"disclosureMonth":1239,"companyCode":1364,"companyName":1365,"productCode":1366,"productName":1367,"joinWay":1368,"mortgageType":1264,"mortgageTypeName":1265,"repaymentType":1290,"repaymentTypeName":1291,"rateType":1253,"rateTypeName":1254,"rateMin":1369,"rateMax":1370,"rateAvg":1371,"loanLimit":1372,"earlyRepaymentFee":1373,"delinquencyRate":1374,"incidentalExpense":1375},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1377,"disclosureMonth":1239,"companyCode":1364,"companyName":1365,"productCode":1366,"productName":1367,"joinWay":1368,"mortgageType":1249,"mortgageTypeName":1250,"repaymentType":1290,"repaymentTypeName":1291,"rateType":1253,"rateTypeName":1254,"rateMin":1369,"rateMax":1370,"rateAvg":1378,"loanLimit":1372,"earlyRepaymentFee":1373,"delinquencyRate":1374,"incidentalExpense":1375},"0013175-2001104780001-A-D-C",5.13,{"id":1380,"disclosureMonth":1239,"companyCode":1364,"companyName":1365,"productCode":1366,"productName":1367,"joinWay":1368,"mortgageType":1249,"mortgageTypeName":1250,"repaymentType":1251,"repaymentTypeName":1252,"rateType":1253,"rateTypeName":1254,"rateMin":1369,"rateMax":1370,"rateAvg":1381,"loanLimit":1372,"earlyRepaymentFee":1373,"delinquencyRate":1374,"incidentalExpense":1375},"0013175-2001104780001-A-S-C",4.86,{"id":1383,"disclosureMonth":1239,"companyCode":1364,"companyName":1365,"productCode":1366,"productName":1367,"joinWay":1368,"mortgageType":1264,"mortgageTypeName":1265,"repaymentType":1251,"repaymentTypeName":1252,"rateType":1253,"rateTypeName":1254,"rateMin":1369,"rateMax":1370,"rateAvg":1328,"loanLimit":1372,"earlyRepaymentFee":1373,"delinquencyRate":1374,"incidentalExpense":1375},"0013175-2001104780001-E-S-C",{"id":1385,"disclosureMonth":1239,"companyCode":1386,"companyName":1387,"productCode":1388,"productName":1389,"joinWay":1390,"mortgageType":1249,"mortgageTypeName":1250,"repaymentType":1251,"repaymentTypeName":1252,"rateType":1253,"rateTypeName":1254,"rateMin":1391,"rateMax":1392,"rateAvg":24,"loanLimit":1393,"earlyRepaymentFee":1394,"delinquencyRate":1395,"incidentalExpense":1396},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 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