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대출금액*120%*1%*채권할인율",{"id":1196,"disclosureMonth":1136,"companyCode":1166,"companyName":1167,"productCode":1168,"productName":1169,"joinWay":1145,"mortgageType":1161,"mortgageTypeName":1162,"repaymentType":1187,"repaymentTypeName":1188,"rateType":1150,"rateTypeName":1151,"rateMin":1197,"rateMax":1198,"rateAvg":1199,"loanLimit":1173,"earlyRepaymentFee":1174,"delinquencyRate":1175,"incidentalExpense":1176},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1201,"disclosureMonth":1136,"companyCode":1166,"companyName":1167,"productCode":1179,"productName":1180,"joinWay":1145,"mortgageType":1146,"mortgageTypeName":1147,"repaymentType":1187,"repaymentTypeName":1188,"rateType":1150,"rateTypeName":1151,"rateMin":1197,"rateMax":1198,"rateAvg":1202,"loanLimit":1173,"earlyRepaymentFee":1174,"delinquencyRate":1175,"incidentalExpense":1176},"0010001-1054-A-D-C",4.75,{"id":1204,"disclosureMonth":1136,"companyCode":1205,"companyName":1206,"productCode":1207,"productName":1208,"joinWay":1145,"mortgageType":1161,"mortgageTypeName":1162,"repaymentType":1187,"repaymentTypeName":1188,"rateType":1150,"rateTypeName":1151,"rateMin":1209,"rateMax":1210,"rateAvg":9,"loanLimit":1211,"earlyRepaymentFee":1212,"delinquencyRate":1213,"incidentalExpense":1214},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1216,"disclosureMonth":1136,"companyCode":1205,"companyName":1206,"productCode":1207,"productName":1208,"joinWay":1145,"mortgageType":1146,"mortgageTypeName":1147,"repaymentType":1187,"repaymentTypeName":1188,"rateType":1150,"rateTypeName":1151,"rateMin":1209,"rateMax":1210,"rateAvg":1217,"loanLimit":1211,"earlyRepaymentFee":1212,"delinquencyRate":1213,"incidentalExpense":1214},"0010016-20461501000001001-A-D-C",4.66,{"id":1219,"disclosureMonth":1136,"companyCode":1205,"companyName":1206,"productCode":1220,"productName":1221,"joinWay":1145,"mortgageType":1161,"mortgageTypeName":1162,"repaymentType":1187,"repaymentTypeName":1188,"rateType":1150,"rateTypeName":1151,"rateMin":1209,"rateMax":1210,"rateAvg":1222,"loanLimit":1211,"earlyRepaymentFee":1212,"delinquencyRate":1213,"incidentalExpense":1214},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1224,"disclosureMonth":1136,"companyCode":1205,"companyName":1206,"productCode":1220,"productName":1221,"joinWay":1145,"mortgageType":1146,"mortgageTypeName":1147,"repaymentType":1187,"repaymentTypeName":1188,"rateType":1150,"rateTypeName":1151,"rateMin":1209,"rateMax":1210,"rateAvg":1225,"loanLimit":1211,"earlyRepaymentFee":1212,"delinquencyRate":1213,"incidentalExpense":1214},"0010016-20283701000001001-A-D-C",4.92,{"id":1227,"disclosureMonth":1136,"companyCode":1183,"companyName":1184,"productCode":1228,"productName":1229,"joinWay":1145,"mortgageType":1161,"mortgageTypeName":1162,"repaymentType":1187,"repaymentTypeName":1188,"rateType":1150,"rateTypeName":1151,"rateMin":1230,"rateMax":1231,"rateAvg":1232,"loanLimit":1191,"earlyRepaymentFee":1192,"delinquencyRate":1193,"incidentalExpense":1194},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1234,"disclosureMonth":1136,"companyCode":1235,"companyName":1236,"productCode":1237,"productName":1238,"joinWay":1239,"mortgageType":1146,"mortgageTypeName":1147,"repaymentType":1148,"repaymentTypeName":1149,"rateType":1150,"rateTypeName":1151,"rateMin":1240,"rateMax":1241,"rateAvg":9,"loanLimit":1173,"earlyRepaymentFee":1242,"delinquencyRate":1243,"incidentalExpense":1244},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1246,"disclosureMonth":1136,"companyCode":1247,"companyName":1248,"productCode":1249,"productName":1250,"joinWay":1251,"mortgageType":1146,"mortgageTypeName":1147,"repaymentType":1187,"repaymentTypeName":1188,"rateType":1150,"rateTypeName":1151,"rateMin":1252,"rateMax":1253,"rateAvg":1254,"loanLimit":1255,"earlyRepaymentFee":1256,"delinquencyRate":1257,"incidentalExpense":1258},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1260,"disclosureMonth":1136,"companyCode":1261,"companyName":1262,"productCode":1263,"productName":1264,"joinWay":1265,"mortgageType":1161,"mortgageTypeName":1162,"repaymentType":1187,"repaymentTypeName":1188,"rateType":1150,"rateTypeName":1151,"rateMin":1266,"rateMax":1267,"rateAvg":1268,"loanLimit":1269,"earlyRepaymentFee":1270,"delinquencyRate":1271,"incidentalExpense":1272},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1274,"disclosureMonth":1136,"companyCode":1261,"companyName":1262,"productCode":1263,"productName":1264,"joinWay":1265,"mortgageType":1146,"mortgageTypeName":1147,"repaymentType":1187,"repaymentTypeName":1188,"rateType":1150,"rateTypeName":1151,"rateMin":1266,"rateMax":1267,"rateAvg":1275,"loanLimit":1269,"earlyRepaymentFee":1270,"delinquencyRate":1271,"incidentalExpense":1272},"0013175-2001104780001-A-D-C",5.13,{"id":1277,"disclosureMonth":1136,"companyCode":1261,"companyName":1262,"productCode":1263,"productName":1264,"joinWay":1265,"mortgageType":1146,"mortgageTypeName":1147,"repaymentType":1148,"repaymentTypeName":1149,"rateType":1150,"rateTypeName":1151,"rateMin":1266,"rateMax":1267,"rateAvg":1278,"loanLimit":1269,"earlyRepaymentFee":1270,"delinquencyRate":1271,"incidentalExpense":1272},"0013175-2001104780001-A-S-C",4.86,{"id":1280,"disclosureMonth":1136,"companyCode":1261,"companyName":1262,"productCode":1263,"productName":1264,"joinWay":1265,"mortgageType":1161,"mortgageTypeName":1162,"repaymentType":1148,"repaymentTypeName":1149,"rateType":1150,"rateTypeName":1151,"rateMin":1266,"rateMax":1267,"rateAvg":1225,"loanLimit":1269,"earlyRepaymentFee":1270,"delinquencyRate":1271,"incidentalExpense":1272},"0013175-2001104780001-E-S-C",{"id":1282,"disclosureMonth":1136,"companyCode":1283,"companyName":1284,"productCode":1285,"productName":1286,"joinWay":1287,"mortgageType":1146,"mortgageTypeName":1147,"repaymentType":1148,"repaymentTypeName":1149,"rateType":1150,"rateTypeName":1151,"rateMin":1288,"rateMax":1289,"rateAvg":9,"loanLimit":1290,"earlyRepaymentFee":1291,"delinquencyRate":1292,"incidentalExpense":1293},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1295,"disclosureMonth":1136,"companyCode":1283,"companyName":1284,"productCode":1285,"productName":1286,"joinWay":1287,"mortgageType":1161,"mortgageTypeName":1162,"repaymentType":1148,"repaymentTypeName":1149,"rateType":1150,"rateTypeName":1151,"rateMin":1288,"rateMax":1289,"rateAvg":9,"loanLimit":1290,"earlyRepaymentFee":1291,"delinquencyRate":1292,"incidentalExpense":1293},"0010030-1-E-S-C",{"id":1297,"disclosureMonth":1136,"companyCode":1298,"companyName":1299,"productCode":1300,"productName":1301,"joinWay":1145,"mortgageType":1146,"mortgageTypeName":1147,"repaymentType":1148,"repaymentTypeName":1149,"rateType":1150,"rateTypeName":1151,"rateMin":1202,"rateMax":1302,"rateAvg":9,"loanLimit":1173,"earlyRepaymentFee":1303,"delinquencyRate":1304,"incidentalExpense":1305},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1307,"disclosureMonth":1136,"companyCode":1298,"companyName":1299,"productCode":1300,"productName":1301,"joinWay":1145,"mortgageType":1161,"mortgageTypeName":1162,"repaymentType":1148,"repaymentTypeName":1149,"rateType":1150,"rateTypeName":1151,"rateMin":1202,"rateMax":1302,"rateAvg":9,"loanLimit":1173,"earlyRepaymentFee":1303,"delinquencyRate":1304,"incidentalExpense":1305},"0010927-KB200300000002-E-S-C",{"id":1309,"disclosureMonth":1136,"companyCode":1141,"companyName":1142,"productCode":1310,"productName":1311,"joinWay":1251,"mortgageType":1146,"mortgageTypeName":1147,"repaymentType":1187,"repaymentTypeName":1188,"rateType":1150,"rateTypeName":1151,"rateMin":1312,"rateMax":1313,"rateAvg":1314,"loanLimit":1315,"earlyRepaymentFee":1156,"delinquencyRate":1157,"incidentalExpense":1316},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1318,"disclosureMonth":1136,"companyCode":1319,"companyName":1320,"productCode":1321,"productName":1322,"joinWay":1251,"mortgageType":1146,"mortgageTypeName":1147,"repaymentType":1187,"repaymentTypeName":1188,"rateType":1150,"rateTypeName":1151,"rateMin":1323,"rateMax":1324,"rateAvg":1325,"loanLimit":1326,"earlyRepaymentFee":1327,"delinquencyRate":1328,"incidentalExpense":1329},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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