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도움대출II","영업점,모집인","A","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":564,"disclosureMonth":174,"companyCode":546,"companyName":547,"productCode":548,"productName":549,"joinWay":550,"mortgageType":565,"mortgageTypeName":566,"repaymentType":552,"repaymentTypeName":553,"rateType":554,"rateTypeName":555,"rateMin":556,"rateMax":557,"rateAvg":567,"loanLimit":559,"earlyRepaymentFee":560,"delinquencyRate":561,"incidentalExpense":562},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":569,"disclosureMonth":174,"companyCode":570,"companyName":571,"productCode":572,"productName":573,"joinWay":550,"mortgageType":565,"mortgageTypeName":566,"repaymentType":552,"repaymentTypeName":553,"rateType":554,"rateTypeName":555,"rateMin":574,"rateMax":575,"rateAvg":576,"loanLimit":577,"earlyRepaymentFee":578,"delinquencyRate":579,"incidentalExpense":580},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":582,"disclosureMonth":174,"companyCode":570,"companyName":571,"productCode":583,"productName":584,"joinWay":550,"mortgageType":551,"mortgageTypeName":87,"repaymentType":552,"repaymentTypeName":553,"rateType":554,"rateTypeName":555,"rateMin":574,"rateMax":575,"rateAvg":9,"loanLimit":577,"earlyRepaymentFee":578,"delinquencyRate":579,"incidentalExpense":580},"0010001-1054-A-S-C","1054","우리아파트론",{"id":586,"disclosureMonth":174,"companyCode":587,"companyName":588,"productCode":589,"productName":590,"joinWay":550,"mortgageType":551,"mortgageTypeName":87,"repaymentType":591,"repaymentTypeName":592,"rateType":554,"rateTypeName":555,"rateMin":593,"rateMax":594,"rateAvg":224,"loanLimit":595,"earlyRepaymentFee":596,"delinquencyRate":597,"incidentalExpense":598},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 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70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":620,"disclosureMonth":174,"companyCode":609,"companyName":610,"productCode":611,"productName":612,"joinWay":550,"mortgageType":551,"mortgageTypeName":87,"repaymentType":591,"repaymentTypeName":592,"rateType":554,"rateTypeName":555,"rateMin":613,"rateMax":614,"rateAvg":621,"loanLimit":615,"earlyRepaymentFee":616,"delinquencyRate":617,"incidentalExpense":618},"0010016-20461501000001001-A-D-C",4.66,{"id":623,"disclosureMonth":174,"companyCode":609,"companyName":610,"productCode":624,"productName":625,"joinWay":550,"mortgageType":565,"mortgageTypeName":566,"repaymentType":591,"repaymentTypeName":592,"rateType":554,"rateTypeName":555,"rateMin":613,"rateMax":614,"rateAvg":626,"loanLimit":615,"earlyRepaymentFee":616,"delinquencyRate":617,"incidentalExpense":618},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":628,"disclosureMonth":174,"companyCode":609,"companyName":610,"productCode":624,"productName":625,"joinWay":550,"mortgageType":551,"mortgageTypeName":87,"repaymentType":591,"repaymentTypeName":592,"rateType":554,"rateTypeName":555,"rateMin":613,"rateMax":614,"rateAvg":629,"loanLimit":615,"earlyRepaymentFee":616,"delinquencyRate":617,"incidentalExpense":618},"0010016-20283701000001001-A-D-C",4.92,{"id":631,"disclosureMonth":174,"companyCode":587,"companyName":588,"productCode":632,"productName":633,"joinWay":550,"mortgageType":565,"mortgageTypeName":566,"repaymentType":591,"repaymentTypeName":592,"rateType":554,"rateTypeName":555,"rateMin":634,"rateMax":635,"rateAvg":636,"loanLimit":595,"earlyRepaymentFee":596,"delinquencyRate":597,"incidentalExpense":598},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":638,"disclosureMonth":174,"companyCode":639,"companyName":640,"productCode":641,"productName":642,"joinWay":643,"mortgageType":551,"mortgageTypeName":87,"repaymentType":552,"repaymentTypeName":553,"rateType":554,"rateTypeName":555,"rateMin":644,"rateMax":645,"rateAvg":9,"loanLimit":577,"earlyRepaymentFee":646,"delinquencyRate":647,"incidentalExpense":648},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":650,"disclosureMonth":174,"companyCode":651,"companyName":652,"productCode":653,"productName":654,"joinWay":655,"mortgageType":551,"mortgageTypeName":87,"repaymentType":591,"repaymentTypeName":592,"rateType":554,"rateTypeName":555,"rateMin":656,"rateMax":657,"rateAvg":658,"loanLimit":659,"earlyRepaymentFee":660,"delinquencyRate":661,"incidentalExpense":662},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":664,"disclosureMonth":174,"companyCode":665,"companyName":666,"productCode":667,"productName":668,"joinWay":669,"mortgageType":565,"mortgageTypeName":566,"repaymentType":591,"repaymentTypeName":592,"rateType":554,"rateTypeName":555,"rateMin":670,"rateMax":671,"rateAvg":672,"loanLimit":673,"earlyRepaymentFee":674,"delinquencyRate":675,"incidentalExpense":676},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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