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채권할인율",{"id":415,"disclosureMonth":391,"companyCode":396,"companyName":397,"productCode":398,"productName":399,"joinWay":400,"mortgageType":416,"mortgageTypeName":417,"repaymentType":403,"repaymentTypeName":404,"rateType":405,"rateTypeName":406,"rateMin":407,"rateMax":408,"rateAvg":418,"loanLimit":410,"earlyRepaymentFee":411,"delinquencyRate":412,"incidentalExpense":413},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":420,"disclosureMonth":391,"companyCode":421,"companyName":422,"productCode":423,"productName":424,"joinWay":400,"mortgageType":416,"mortgageTypeName":417,"repaymentType":403,"repaymentTypeName":404,"rateType":405,"rateTypeName":406,"rateMin":425,"rateMax":426,"rateAvg":427,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 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등",{"id":515,"disclosureMonth":391,"companyCode":516,"companyName":517,"productCode":518,"productName":519,"joinWay":520,"mortgageType":416,"mortgageTypeName":417,"repaymentType":442,"repaymentTypeName":443,"rateType":405,"rateTypeName":406,"rateMin":521,"rateMax":522,"rateAvg":523,"loanLimit":524,"earlyRepaymentFee":525,"delinquencyRate":526,"incidentalExpense":527},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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