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대출금액*120%*1%*채권할인율",{"id":975,"disclosureMonth":915,"companyCode":945,"companyName":946,"productCode":947,"productName":948,"joinWay":924,"mortgageType":940,"mortgageTypeName":941,"repaymentType":966,"repaymentTypeName":967,"rateType":929,"rateTypeName":930,"rateMin":976,"rateMax":977,"rateAvg":978,"loanLimit":952,"earlyRepaymentFee":953,"delinquencyRate":954,"incidentalExpense":955},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":980,"disclosureMonth":915,"companyCode":945,"companyName":946,"productCode":958,"productName":959,"joinWay":924,"mortgageType":925,"mortgageTypeName":926,"repaymentType":966,"repaymentTypeName":967,"rateType":929,"rateTypeName":930,"rateMin":976,"rateMax":977,"rateAvg":981,"loanLimit":952,"earlyRepaymentFee":953,"delinquencyRate":954,"incidentalExpense":955},"0010001-1054-A-D-C",4.75,{"id":983,"disclosureMonth":915,"companyCode":984,"companyName":985,"productCode":986,"productName":987,"joinWay":924,"mortgageType":940,"mortgageTypeName":941,"repaymentType":966,"repaymentTypeName":967,"rateType":929,"rateTypeName":930,"rateMin":988,"rateMax":989,"rateAvg":9,"loanLimit":990,"earlyRepaymentFee":991,"delinquencyRate":992,"incidentalExpense":993},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":995,"disclosureMonth":915,"companyCode":984,"companyName":985,"productCode":986,"productName":987,"joinWay":924,"mortgageType":925,"mortgageTypeName":926,"repaymentType":966,"repaymentTypeName":967,"rateType":929,"rateTypeName":930,"rateMin":988,"rateMax":989,"rateAvg":996,"loanLimit":990,"earlyRepaymentFee":991,"delinquencyRate":992,"incidentalExpense":993},"0010016-20461501000001001-A-D-C",4.66,{"id":998,"disclosureMonth":915,"companyCode":984,"companyName":985,"productCode":999,"productName":1000,"joinWay":924,"mortgageType":940,"mortgageTypeName":941,"repaymentType":966,"repaymentTypeName":967,"rateType":929,"rateTypeName":930,"rateMin":988,"rateMax":989,"rateAvg":1001,"loanLimit":990,"earlyRepaymentFee":991,"delinquencyRate":992,"incidentalExpense":993},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1003,"disclosureMonth":915,"companyCode":984,"companyName":985,"productCode":999,"productName":1000,"joinWay":924,"mortgageType":925,"mortgageTypeName":926,"repaymentType":966,"repaymentTypeName":967,"rateType":929,"rateTypeName":930,"rateMin":988,"rateMax":989,"rateAvg":1004,"loanLimit":990,"earlyRepaymentFee":991,"delinquencyRate":992,"incidentalExpense":993},"0010016-20283701000001001-A-D-C",4.92,{"id":1006,"disclosureMonth":915,"companyCode":962,"companyName":963,"productCode":1007,"productName":1008,"joinWay":924,"mortgageType":940,"mortgageTypeName":941,"repaymentType":966,"repaymentTypeName":967,"rateType":929,"rateTypeName":930,"rateMin":1009,"rateMax":1010,"rateAvg":1011,"loanLimit":970,"earlyRepaymentFee":971,"delinquencyRate":972,"incidentalExpense":973},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1013,"disclosureMonth":915,"companyCode":1014,"companyName":1015,"productCode":1016,"productName":1017,"joinWay":1018,"mortgageType":925,"mortgageTypeName":926,"repaymentType":927,"repaymentTypeName":928,"rateType":929,"rateTypeName":930,"rateMin":1019,"rateMax":1020,"rateAvg":9,"loanLimit":952,"earlyRepaymentFee":1021,"delinquencyRate":1022,"incidentalExpense":1023},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1025,"disclosureMonth":915,"companyCode":1026,"companyName":1027,"productCode":1028,"productName":1029,"joinWay":1030,"mortgageType":925,"mortgageTypeName":926,"repaymentType":966,"repaymentTypeName":967,"rateType":929,"rateTypeName":930,"rateMin":1031,"rateMax":1032,"rateAvg":1033,"loanLimit":1034,"earlyRepaymentFee":1035,"delinquencyRate":1036,"incidentalExpense":1037},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1039,"disclosureMonth":915,"companyCode":1040,"companyName":1041,"productCode":1042,"productName":1043,"joinWay":1044,"mortgageType":940,"mortgageTypeName":941,"repaymentType":966,"repaymentTypeName":967,"rateType":929,"rateTypeName":930,"rateMin":1045,"rateMax":1046,"rateAvg":1047,"loanLimit":1048,"earlyRepaymentFee":1049,"delinquencyRate":1050,"incidentalExpense":1051},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1053,"disclosureMonth":915,"companyCode":1040,"companyName":1041,"productCode":1042,"productName":1043,"joinWay":1044,"mortgageType":925,"mortgageTypeName":926,"repaymentType":966,"repaymentTypeName":967,"rateType":929,"rateTypeName":930,"rateMin":1045,"rateMax":1046,"rateAvg":1054,"loanLimit":1048,"earlyRepaymentFee":1049,"delinquencyRate":1050,"incidentalExpense":1051},"0013175-2001104780001-A-D-C",5.13,{"id":1056,"disclosureMonth":915,"companyCode":1040,"companyName":1041,"productCode":1042,"productName":1043,"joinWay":1044,"mortgageType":925,"mortgageTypeName":926,"repaymentType":927,"repaymentTypeName":928,"rateType":929,"rateTypeName":930,"rateMin":1045,"rateMax":1046,"rateAvg":1057,"loanLimit":1048,"earlyRepaymentFee":1049,"delinquencyRate":1050,"incidentalExpense":1051},"0013175-2001104780001-A-S-C",4.86,{"id":1059,"disclosureMonth":915,"companyCode":1040,"companyName":1041,"productCode":1042,"productName":1043,"joinWay":1044,"mortgageType":940,"mortgageTypeName":941,"repaymentType":927,"repaymentTypeName":928,"rateType":929,"rateTypeName":930,"rateMin":1045,"rateMax":1046,"rateAvg":1004,"loanLimit":1048,"earlyRepaymentFee":1049,"delinquencyRate":1050,"incidentalExpense":1051},"0013175-2001104780001-E-S-C",{"id":1061,"disclosureMonth":915,"companyCode":1062,"companyName":1063,"productCode":1064,"productName":1065,"joinWay":1066,"mortgageType":925,"mortgageTypeName":926,"repaymentType":927,"repaymentTypeName":928,"rateType":929,"rateTypeName":930,"rateMin":1067,"rateMax":1068,"rateAvg":9,"loanLimit":1069,"earlyRepaymentFee":1070,"delinquencyRate":1071,"incidentalExpense":1072},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1074,"disclosureMonth":915,"companyCode":1062,"companyName":1063,"productCode":1064,"productName":1065,"joinWay":1066,"mortgageType":940,"mortgageTypeName":941,"repaymentType":927,"repaymentTypeName":928,"rateType":929,"rateTypeName":930,"rateMin":1067,"rateMax":1068,"rateAvg":9,"loanLimit":1069,"earlyRepaymentFee":1070,"delinquencyRate":1071,"incidentalExpense":1072},"0010030-1-E-S-C",{"id":1076,"disclosureMonth":915,"companyCode":1077,"companyName":1078,"productCode":1079,"productName":1080,"joinWay":924,"mortgageType":925,"mortgageTypeName":926,"repaymentType":927,"repaymentTypeName":928,"rateType":929,"rateTypeName":930,"rateMin":981,"rateMax":1081,"rateAvg":9,"loanLimit":952,"earlyRepaymentFee":1082,"delinquencyRate":1083,"incidentalExpense":1084},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1086,"disclosureMonth":915,"companyCode":1077,"companyName":1078,"productCode":1079,"productName":1080,"joinWay":924,"mortgageType":940,"mortgageTypeName":941,"repaymentType":927,"repaymentTypeName":928,"rateType":929,"rateTypeName":930,"rateMin":981,"rateMax":1081,"rateAvg":9,"loanLimit":952,"earlyRepaymentFee":1082,"delinquencyRate":1083,"incidentalExpense":1084},"0010927-KB200300000002-E-S-C",{"id":1088,"disclosureMonth":915,"companyCode":920,"companyName":921,"productCode":1089,"productName":1090,"joinWay":1030,"mortgageType":925,"mortgageTypeName":926,"repaymentType":966,"repaymentTypeName":967,"rateType":929,"rateTypeName":930,"rateMin":1091,"rateMax":1092,"rateAvg":1093,"loanLimit":1094,"earlyRepaymentFee":935,"delinquencyRate":936,"incidentalExpense":1095},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1097,"disclosureMonth":915,"companyCode":1098,"companyName":1099,"productCode":1100,"productName":1101,"joinWay":1030,"mortgageType":925,"mortgageTypeName":926,"repaymentType":966,"repaymentTypeName":967,"rateType":929,"rateTypeName":930,"rateMin":1102,"rateMax":1103,"rateAvg":1104,"loanLimit":1105,"earlyRepaymentFee":1106,"delinquencyRate":1107,"incidentalExpense":1108},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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