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일배치","020000",111,"2026-11-03T22:07:42.487Z",[1047,1067,1072,1085,1089,1103,1108,1111,1123,1126,1131,1134,1141,1153,1167,1181,1184,1187,1189,1202,1204,1214,1216,1225,1238,1244,1254,1257,1265,1267,1272,1274,1278,1281,1284,1289,1293,1296,1300,1304,1308,1318,1323,1325,1327,1332,1338,1350,1352,1356,1359,1362,1364,1367,1371,1375,1386,1388,1399,1411,1414,1418,1422,1424,1427,1433,1437,1443,1447,1452,1464,1469,1472,1475,1477,1483,1486,1489,1491,1498,1500,1502,1504,1508,1510,1512,1514,1517,1519,1523,1525,1529,1531,1535,1537,1542,1544,1548,1554,1556,1559,1564,1566,1571,1573,1575,1577,1582,1586,1590,1594],{"id":1048,"disclosureMonth":869,"companyCode":1049,"companyName":1050,"productCode":1051,"productName":1052,"joinWay":1053,"mortgageType":1054,"mortgageTypeName":1055,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1058,"rateTypeName":1059,"rateMin":1060,"rateMax":1061,"rateAvg":1062,"loanLimit":1063,"earlyRepaymentFee":1064,"delinquencyRate":1065,"incidentalExpense":1066},"0010024-30002130-A-S-C","0010024","경남은행","30002130","집집마다 도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":1068,"disclosureMonth":869,"companyCode":1049,"companyName":1050,"productCode":1051,"productName":1052,"joinWay":1053,"mortgageType":1069,"mortgageTypeName":1070,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1058,"rateTypeName":1059,"rateMin":1060,"rateMax":1061,"rateAvg":1071,"loanLimit":1063,"earlyRepaymentFee":1064,"delinquencyRate":1065,"incidentalExpense":1066},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":1073,"disclosureMonth":869,"companyCode":1074,"companyName":1075,"productCode":1076,"productName":1077,"joinWay":1053,"mortgageType":1069,"mortgageTypeName":1070,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1058,"rateTypeName":1059,"rateMin":1078,"rateMax":1079,"rateAvg":1080,"loanLimit":1081,"earlyRepaymentFee":1082,"delinquencyRate":1083,"incidentalExpense":1084},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":1086,"disclosureMonth":869,"companyCode":1074,"companyName":1075,"productCode":1087,"productName":1088,"joinWay":1053,"mortgageType":1054,"mortgageTypeName":1055,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1058,"rateTypeName":1059,"rateMin":1078,"rateMax":1079,"rateAvg":9,"loanLimit":1081,"earlyRepaymentFee":1082,"delinquencyRate":1083,"incidentalExpense":1084},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1090,"disclosureMonth":869,"companyCode":1091,"companyName":1092,"productCode":1093,"productName":1094,"joinWay":1053,"mortgageType":1054,"mortgageTypeName":1055,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1058,"rateTypeName":1059,"rateMin":1097,"rateMax":1098,"rateAvg":161,"loanLimit":1099,"earlyRepaymentFee":1100,"delinquencyRate":1101,"incidentalExpense":1102},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1104,"disclosureMonth":869,"companyCode":1074,"companyName":1075,"productCode":1076,"productName":1077,"joinWay":1053,"mortgageType":1069,"mortgageTypeName":1070,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1058,"rateTypeName":1059,"rateMin":1105,"rateMax":1106,"rateAvg":1107,"loanLimit":1081,"earlyRepaymentFee":1082,"delinquencyRate":1083,"incidentalExpense":1084},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1109,"disclosureMonth":869,"companyCode":1074,"companyName":1075,"productCode":1087,"productName":1088,"joinWay":1053,"mortgageType":1054,"mortgageTypeName":1055,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1058,"rateTypeName":1059,"rateMin":1105,"rateMax":1106,"rateAvg":1110,"loanLimit":1081,"earlyRepaymentFee":1082,"delinquencyRate":1083,"incidentalExpense":1084},"0010001-1054-A-D-C",4.75,{"id":1112,"disclosureMonth":869,"companyCode":1113,"companyName":1114,"productCode":1115,"productName":1116,"joinWay":1053,"mortgageType":1069,"mortgageTypeName":1070,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1058,"rateTypeName":1059,"rateMin":1117,"rateMax":1118,"rateAvg":9,"loanLimit":1119,"earlyRepaymentFee":1120,"delinquencyRate":1121,"incidentalExpense":1122},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1124,"disclosureMonth":869,"companyCode":1113,"companyName":1114,"productCode":1115,"productName":1116,"joinWay":1053,"mortgageType":1054,"mortgageTypeName":1055,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1058,"rateTypeName":1059,"rateMin":1117,"rateMax":1118,"rateAvg":1125,"loanLimit":1119,"earlyRepaymentFee":1120,"delinquencyRate":1121,"incidentalExpense":1122},"0010016-20461501000001001-A-D-C",4.66,{"id":1127,"disclosureMonth":869,"companyCode":1113,"companyName":1114,"productCode":1128,"productName":1129,"joinWay":1053,"mortgageType":1069,"mortgageTypeName":1070,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1058,"rateTypeName":1059,"rateMin":1117,"rateMax":1118,"rateAvg":1130,"loanLimit":1119,"earlyRepaymentFee":1120,"delinquencyRate":1121,"incidentalExpense":1122},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1132,"disclosureMonth":869,"companyCode":1113,"companyName":1114,"productCode":1128,"productName":1129,"joinWay":1053,"mortgageType":1054,"mortgageTypeName":1055,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1058,"rateTypeName":1059,"rateMin":1117,"rateMax":1118,"rateAvg":1133,"loanLimit":1119,"earlyRepaymentFee":1120,"delinquencyRate":1121,"incidentalExpense":1122},"0010016-20283701000001001-A-D-C",4.92,{"id":1135,"disclosureMonth":869,"companyCode":1091,"companyName":1092,"productCode":1136,"productName":1137,"joinWay":1053,"mortgageType":1069,"mortgageTypeName":1070,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1058,"rateTypeName":1059,"rateMin":1138,"rateMax":1139,"rateAvg":1140,"loanLimit":1099,"earlyRepaymentFee":1100,"delinquencyRate":1101,"incidentalExpense":1102},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1142,"disclosureMonth":869,"companyCode":1143,"companyName":1144,"productCode":1145,"productName":1146,"joinWay":1147,"mortgageType":1054,"mortgageTypeName":1055,"repaymentType":1056,"repaymentTypeName":1057,"rateType":1058,"rateTypeName":1059,"rateMin":1148,"rateMax":1149,"rateAvg":9,"loanLimit":1081,"earlyRepaymentFee":1150,"delinquencyRate":1151,"incidentalExpense":1152},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":1168,"disclosureMonth":869,"companyCode":1169,"companyName":1170,"productCode":1171,"productName":1172,"joinWay":1173,"mortgageType":1069,"mortgageTypeName":1070,"repaymentType":1095,"repaymentTypeName":1096,"rateType":1058,"rateTypeName":1059,"rateMin":1174,"rateMax":1175,"rateAvg":1176,"loanLimit":1177,"earlyRepaymentFee":1178,"delinquencyRate":1179,"incidentalExpense":1180},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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