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채권할인율",{"id":299,"disclosureMonth":276,"companyCode":281,"companyName":282,"productCode":283,"productName":284,"joinWay":285,"mortgageType":300,"mortgageTypeName":301,"repaymentType":287,"repaymentTypeName":288,"rateType":289,"rateTypeName":290,"rateMin":291,"rateMax":292,"rateAvg":302,"loanLimit":294,"earlyRepaymentFee":295,"delinquencyRate":296,"incidentalExpense":297},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":304,"disclosureMonth":276,"companyCode":305,"companyName":306,"productCode":307,"productName":308,"joinWay":285,"mortgageType":300,"mortgageTypeName":301,"repaymentType":287,"repaymentTypeName":288,"rateType":289,"rateTypeName":290,"rateMin":309,"rateMax":310,"rateAvg":311,"loanLimit":312,"earlyRepaymentFee":313,"delinquencyRate":314,"incidentalExpense":315},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":317,"disclosureMonth":276,"companyCode":305,"companyName":306,"productCode":318,"productName":319,"joinWay":285,"mortgageType":286,"mortgageTypeName":78,"repaymentType":287,"repaymentTypeName":288,"rateType":289,"rateTypeName":290,"rateMin":309,"rateMax":310,"rateAvg":9,"loanLimit":312,"earlyRepaymentFee":313,"delinquencyRate":314,"incidentalExpense":315},"0010001-1054-A-S-C","1054","우리아파트론",{"id":321,"disclosureMonth":276,"companyCode":322,"companyName":323,"productCode":324,"productName":325,"joinWay":285,"mortgageType":286,"mortgageTypeName":78,"repaymentType":326,"repaymentTypeName":327,"rateType":289,"rateTypeName":290,"rateMin":328,"rateMax":329,"rateAvg":330,"loanLimit":331,"earlyRepaymentFee":332,"delinquencyRate":333,"incidentalExpense":334},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":336,"disclosureMonth":276,"companyCode":305,"companyName":306,"productCode":307,"productName":308,"joinWay":285,"mortgageType":300,"mortgageTypeName":301,"repaymentType":326,"repaymentTypeName":327,"rateType":289,"rateTypeName":290,"rateMin":337,"rateMax":338,"rateAvg":339,"loanLimit":312,"earlyRepaymentFee":313,"delinquencyRate":314,"incidentalExpense":315},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":341,"disclosureMonth":276,"companyCode":305,"companyName":306,"productCode":318,"productName":319,"joinWay":285,"mortgageType":286,"mortgageTypeName":78,"repaymentType":326,"repaymentTypeName":327,"rateType":289,"rateTypeName":290,"rateMin":337,"rateMax":338,"rateAvg":342,"loanLimit":312,"earlyRepaymentFee":313,"delinquencyRate":314,"incidentalExpense":315},"0010001-1054-A-D-C",4.75,{"id":344,"disclosureMonth":276,"companyCode":345,"companyName":346,"productCode":347,"productName":348,"joinWay":285,"mortgageType":300,"mortgageTypeName":301,"repaymentType":326,"repaymentTypeName":327,"rateType":289,"rateTypeName":290,"rateMin":349,"rateMax":350,"rateAvg":9,"loanLimit":351,"earlyRepaymentFee":352,"delinquencyRate":353,"incidentalExpense":354},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":356,"disclosureMonth":276,"companyCode":345,"companyName":346,"productCode":347,"productName":348,"joinWay":285,"mortgageType":286,"mortgageTypeName":78,"repaymentType":326,"repaymentTypeName":327,"rateType":289,"rateTypeName":290,"rateMin":349,"rateMax":350,"rateAvg":357,"loanLimit":351,"earlyRepaymentFee":352,"delinquencyRate":353,"incidentalExpense":354},"0010016-20461501000001001-A-D-C",4.66,{"id":359,"disclosureMonth":276,"companyCode":345,"companyName":346,"productCode":360,"productName":361,"joinWay":285,"mortgageType":300,"mortgageTypeName":301,"repaymentType":326,"repaymentTypeName":327,"rateType":289,"rateTypeName":290,"rateMin":349,"rateMax":350,"rateAvg":362,"loanLimit":351,"earlyRepaymentFee":352,"delinquencyRate":353,"incidentalExpense":354},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":364,"disclosureMonth":276,"companyCode":345,"companyName":346,"productCode":360,"productName":361,"joinWay":285,"mortgageType":286,"mortgageTypeName":78,"repaymentType":326,"repaymentTypeName":327,"rateType":289,"rateTypeName":290,"rateMin":349,"rateMax":350,"rateAvg":365,"loanLimit":351,"earlyRepaymentFee":352,"delinquencyRate":353,"incidentalExpense":354},"0010016-20283701000001001-A-D-C",4.92,{"id":367,"disclosureMonth":276,"companyCode":322,"companyName":323,"productCode":368,"productName":369,"joinWay":285,"mortgageType":300,"mortgageTypeName":301,"repaymentType":326,"repaymentTypeName":327,"rateType":289,"rateTypeName":290,"rateMin":370,"rateMax":371,"rateAvg":372,"loanLimit":331,"earlyRepaymentFee":332,"delinquencyRate":333,"incidentalExpense":334},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":374,"disclosureMonth":276,"companyCode":375,"companyName":376,"productCode":377,"productName":378,"joinWay":379,"mortgageType":286,"mortgageTypeName":78,"repaymentType":287,"repaymentTypeName":288,"rateType":289,"rateTypeName":290,"rateMin":380,"rateMax":381,"rateAvg":9,"loanLimit":312,"earlyRepaymentFee":382,"delinquencyRate":383,"incidentalExpense":384},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":386,"disclosureMonth":276,"companyCode":387,"companyName":388,"productCode":389,"productName":390,"joinWay":391,"mortgageType":286,"mortgageTypeName":78,"repaymentType":326,"repaymentTypeName":327,"rateType":289,"rateTypeName":290,"rateMin":392,"rateMax":393,"rateAvg":394,"loanLimit":395,"earlyRepaymentFee":396,"delinquencyRate":397,"incidentalExpense":398},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":400,"disclosureMonth":276,"companyCode":401,"companyName":402,"productCode":403,"productName":404,"joinWay":405,"mortgageType":300,"mortgageTypeName":301,"repaymentType":326,"repaymentTypeName":327,"rateType":289,"rateTypeName":290,"rateMin":406,"rateMax":407,"rateAvg":408,"loanLimit":409,"earlyRepaymentFee":410,"delinquencyRate":411,"incidentalExpense":412},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":414,"disclosureMonth":276,"companyCode":401,"companyName":402,"productCode":403,"productName":404,"joinWay":405,"mortgageType":286,"mortgageTypeName":78,"repaymentType":326,"repaymentTypeName":327,"rateType":289,"rateTypeName":290,"rateMin":406,"rateMax":407,"rateAvg":415,"loanLimit":409,"earlyRepaymentFee":410,"delinquencyRate":411,"incidentalExpense":412},"0013175-2001104780001-A-D-C",5.13,{"id":417,"disclosureMonth":276,"companyCode":401,"companyName":402,"productCode":403,"productName":404,"joinWay":405,"mortgageType":286,"mortgageTypeName":78,"repaymentType":287,"repaymentTypeName":288,"rateType":289,"rateTypeName":290,"rateMin":406,"rateMax":407,"rateAvg":418,"loanLimit":409,"earlyRepaymentFee":410,"delinquencyRate":411,"incidentalExpense":412},"0013175-2001104780001-A-S-C",4.86,{"id":420,"disclosureMonth":276,"companyCode":401,"companyName":402,"productCode":403,"productName":404,"joinWay":405,"mortgageType":300,"mortgageTypeName":301,"repaymentType":287,"repaymentTypeName":288,"rateType":289,"rateTypeName":290,"rateMin":406,"rateMax":407,"rateAvg":365,"loanLimit":409,"earlyRepaymentFee":410,"delinquencyRate":411,"incidentalExpense":412},"0013175-2001104780001-E-S-C",{"id":422,"disclosureMonth":276,"companyCode":423,"companyName":424,"productCode":425,"productName":426,"joinWay":427,"mortgageType":286,"mortgageTypeName":78,"repaymentType":287,"repaymentTypeName":288,"rateType":289,"rateTypeName":290,"rateMin":428,"rateMax":429,"rateAvg":9,"loanLimit":430,"earlyRepaymentFee":431,"delinquencyRate":432,"incidentalExpense":433},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":435,"disclosureMonth":276,"companyCode":423,"companyName":424,"productCode":425,"productName":426,"joinWay":427,"mortgageType":300,"mortgageTypeName":301,"repaymentType":287,"repaymentTypeName":288,"rateType":289,"rateTypeName":290,"rateMin":428,"rateMax":429,"rateAvg":9,"loanLimit":430,"earlyRepaymentFee":431,"delinquencyRate":432,"incidentalExpense":433},"0010030-1-E-S-C",{"id":437,"disclosureMonth":276,"companyCode":438,"companyName":439,"productCode":440,"productName":441,"joinWay":285,"mortgageType":286,"mortgageTypeName":78,"repaymentType":287,"repaymentTypeName":288,"rateType":289,"rateTypeName":290,"rateMin":342,"rateMax":442,"rateAvg":9,"loanLimit":312,"earlyRepaymentFee":443,"delinquencyRate":444,"incidentalExpense":445},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":447,"disclosureMonth":276,"companyCode":438,"companyName":439,"productCode":440,"productName":441,"joinWay":285,"mortgageType":300,"mortgageTypeName":301,"repaymentType":287,"repaymentTypeName":288,"rateType":289,"rateTypeName":290,"rateMin":342,"rateMax":442,"rateAvg":9,"loanLimit":312,"earlyRepaymentFee":443,"delinquencyRate":444,"incidentalExpense":445},"0010927-KB200300000002-E-S-C",{"id":449,"disclosureMonth":276,"companyCode":281,"companyName":282,"productCode":450,"productName":451,"joinWay":391,"mortgageType":286,"mortgageTypeName":78,"repaymentType":326,"repaymentTypeName":327,"rateType":289,"rateTypeName":290,"rateMin":452,"rateMax":453,"rateAvg":454,"loanLimit":455,"earlyRepaymentFee":295,"delinquencyRate":296,"incidentalExpense":456},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":458,"disclosureMonth":276,"companyCode":459,"companyName":460,"productCode":461,"productName":462,"joinWay":391,"mortgageType":286,"mortgageTypeName":78,"repaymentType":326,"repaymentTypeName":327,"rateType":289,"rateTypeName":290,"rateMin":463,"rateMax":464,"rateAvg":465,"loanLimit":466,"earlyRepaymentFee":467,"delinquencyRate":468,"incidentalExpense":469},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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