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대출금액*120%*1%*채권할인율",{"id":501,"disclosureMonth":440,"companyCode":470,"companyName":471,"productCode":472,"productName":473,"joinWay":449,"mortgageType":465,"mortgageTypeName":466,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":502,"rateMax":503,"rateAvg":504,"loanLimit":477,"earlyRepaymentFee":478,"delinquencyRate":479,"incidentalExpense":480},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":506,"disclosureMonth":440,"companyCode":470,"companyName":471,"productCode":483,"productName":484,"joinWay":449,"mortgageType":450,"mortgageTypeName":451,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":502,"rateMax":503,"rateAvg":507,"loanLimit":477,"earlyRepaymentFee":478,"delinquencyRate":479,"incidentalExpense":480},"0010001-1054-A-D-C",4.75,{"id":509,"disclosureMonth":440,"companyCode":510,"companyName":511,"productCode":512,"productName":513,"joinWay":449,"mortgageType":465,"mortgageTypeName":466,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":514,"rateMax":515,"rateAvg":9,"loanLimit":516,"earlyRepaymentFee":517,"delinquencyRate":518,"incidentalExpense":519},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":521,"disclosureMonth":440,"companyCode":510,"companyName":511,"productCode":512,"productName":513,"joinWay":449,"mortgageType":450,"mortgageTypeName":451,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":514,"rateMax":515,"rateAvg":522,"loanLimit":516,"earlyRepaymentFee":517,"delinquencyRate":518,"incidentalExpense":519},"0010016-20461501000001001-A-D-C",4.66,{"id":524,"disclosureMonth":440,"companyCode":510,"companyName":511,"productCode":525,"productName":526,"joinWay":449,"mortgageType":465,"mortgageTypeName":466,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":514,"rateMax":515,"rateAvg":527,"loanLimit":516,"earlyRepaymentFee":517,"delinquencyRate":518,"incidentalExpense":519},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":529,"disclosureMonth":440,"companyCode":510,"companyName":511,"productCode":525,"productName":526,"joinWay":449,"mortgageType":450,"mortgageTypeName":451,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":514,"rateMax":515,"rateAvg":530,"loanLimit":516,"earlyRepaymentFee":517,"delinquencyRate":518,"incidentalExpense":519},"0010016-20283701000001001-A-D-C",4.92,{"id":532,"disclosureMonth":440,"companyCode":487,"companyName":488,"productCode":533,"productName":534,"joinWay":449,"mortgageType":465,"mortgageTypeName":466,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":535,"rateMax":536,"rateAvg":537,"loanLimit":496,"earlyRepaymentFee":497,"delinquencyRate":498,"incidentalExpense":499},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":539,"disclosureMonth":440,"companyCode":540,"companyName":541,"productCode":542,"productName":543,"joinWay":544,"mortgageType":450,"mortgageTypeName":451,"repaymentType":452,"repaymentTypeName":453,"rateType":454,"rateTypeName":455,"rateMin":545,"rateMax":546,"rateAvg":9,"loanLimit":477,"earlyRepaymentFee":547,"delinquencyRate":548,"incidentalExpense":549},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":565,"disclosureMonth":440,"companyCode":566,"companyName":567,"productCode":568,"productName":569,"joinWay":570,"mortgageType":465,"mortgageTypeName":466,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":571,"rateMax":572,"rateAvg":573,"loanLimit":574,"earlyRepaymentFee":575,"delinquencyRate":576,"incidentalExpense":577},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":600,"disclosureMonth":440,"companyCode":588,"companyName":589,"productCode":590,"productName":591,"joinWay":592,"mortgageType":465,"mortgageTypeName":466,"repaymentType":452,"repaymentTypeName":453,"rateType":454,"rateTypeName":455,"rateMin":593,"rateMax":594,"rateAvg":9,"loanLimit":595,"earlyRepaymentFee":596,"delinquencyRate":597,"incidentalExpense":598},"0010030-1-E-S-C",{"id":602,"disclosureMonth":440,"companyCode":603,"companyName":604,"productCode":605,"productName":606,"joinWay":449,"mortgageType":450,"mortgageTypeName":451,"repaymentType":452,"repaymentTypeName":453,"rateType":454,"rateTypeName":455,"rateMin":507,"rateMax":607,"rateAvg":9,"loanLimit":477,"earlyRepaymentFee":608,"delinquencyRate":609,"incidentalExpense":610},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":623,"disclosureMonth":440,"companyCode":624,"companyName":625,"productCode":626,"productName":627,"joinWay":556,"mortgageType":450,"mortgageTypeName":451,"repaymentType":491,"repaymentTypeName":492,"rateType":454,"rateTypeName":455,"rateMin":628,"rateMax":629,"rateAvg":630,"loanLimit":631,"earlyRepaymentFee":632,"delinquencyRate":633,"incidentalExpense":634},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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