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70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1310,"disclosureMonth":1223,"companyCode":1299,"companyName":1300,"productCode":1301,"productName":1302,"joinWay":1239,"mortgageType":1240,"mortgageTypeName":1241,"repaymentType":1281,"repaymentTypeName":1282,"rateType":1244,"rateTypeName":1245,"rateMin":1303,"rateMax":1304,"rateAvg":1311,"loanLimit":1305,"earlyRepaymentFee":1306,"delinquencyRate":1307,"incidentalExpense":1308},"0010016-20461501000001001-A-D-C",4.66,{"id":1313,"disclosureMonth":1223,"companyCode":1299,"companyName":1300,"productCode":1314,"productName":1315,"joinWay":1239,"mortgageType":1255,"mortgageTypeName":1256,"repaymentType":1281,"repaymentTypeName":1282,"rateType":1244,"rateTypeName":1245,"rateMin":1303,"rateMax":1304,"rateAvg":1316,"loanLimit":1305,"earlyRepaymentFee":1306,"delinquencyRate":1307,"incidentalExpense":1308},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1318,"disclosureMonth":1223,"companyCode":1299,"companyName":1300,"productCode":1314,"productName":1315,"joinWay":1239,"mortgageType":1240,"mortgageTypeName":1241,"repaymentType":1281,"repaymentTypeName":1282,"rateType":1244,"rateTypeName":1245,"rateMin":1303,"rateMax":1304,"rateAvg":1319,"loanLimit":1305,"earlyRepaymentFee":1306,"delinquencyRate":1307,"incidentalExpense":1308},"0010016-20283701000001001-A-D-C",4.92,{"id":1321,"disclosureMonth":1223,"companyCode":1277,"companyName":1278,"productCode":1322,"productName":1323,"joinWay":1239,"mortgageType":1255,"mortgageTypeName":1256,"repaymentType":1281,"repaymentTypeName":1282,"rateType":1244,"rateTypeName":1245,"rateMin":1324,"rateMax":1325,"rateAvg":1326,"loanLimit":1285,"earlyRepaymentFee":1286,"delinquencyRate":1287,"incidentalExpense":1288},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1328,"disclosureMonth":1223,"companyCode":1329,"companyName":1330,"productCode":1331,"productName":1332,"joinWay":1333,"mortgageType":1240,"mortgageTypeName":1241,"repaymentType":1242,"repaymentTypeName":1243,"rateType":1244,"rateTypeName":1245,"rateMin":1334,"rateMax":1335,"rateAvg":9,"loanLimit":1267,"earlyRepaymentFee":1336,"delinquencyRate":1337,"incidentalExpense":1338},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1340,"disclosureMonth":1223,"companyCode":1341,"companyName":1342,"productCode":1343,"productName":1344,"joinWay":1345,"mortgageType":1240,"mortgageTypeName":1241,"repaymentType":1281,"repaymentTypeName":1282,"rateType":1244,"rateTypeName":1245,"rateMin":1346,"rateMax":1347,"rateAvg":1348,"loanLimit":1349,"earlyRepaymentFee":1350,"delinquencyRate":1351,"incidentalExpense":1352},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1354,"disclosureMonth":1223,"companyCode":1355,"companyName":1356,"productCode":1357,"productName":1358,"joinWay":1359,"mortgageType":1255,"mortgageTypeName":1256,"repaymentType":1281,"repaymentTypeName":1282,"rateType":1244,"rateTypeName":1245,"rateMin":1360,"rateMax":1361,"rateAvg":1362,"loanLimit":1363,"earlyRepaymentFee":1364,"delinquencyRate":1365,"incidentalExpense":1366},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1368,"disclosureMonth":1223,"companyCode":1355,"companyName":1356,"productCode":1357,"productName":1358,"joinWay":1359,"mortgageType":1240,"mortgageTypeName":1241,"repaymentType":1281,"repaymentTypeName":1282,"rateType":1244,"rateTypeName":1245,"rateMin":1360,"rateMax":1361,"rateAvg":1369,"loanLimit":1363,"earlyRepaymentFee":1364,"delinquencyRate":1365,"incidentalExpense":1366},"0013175-2001104780001-A-D-C",5.13,{"id":1371,"disclosureMonth":1223,"companyCode":1355,"companyName":1356,"productCode":1357,"productName":1358,"joinWay":1359,"mortgageType":1240,"mortgageTypeName":1241,"repaymentType":1242,"repaymentTypeName":1243,"rateType":1244,"rateTypeName":1245,"rateMin":1360,"rateMax":1361,"rateAvg":1372,"loanLimit":1363,"earlyRepaymentFee":1364,"delinquencyRate":1365,"incidentalExpense":1366},"0013175-2001104780001-A-S-C",4.86,{"id":1374,"disclosureMonth":1223,"companyCode":1355,"companyName":1356,"productCode":1357,"productName":1358,"joinWay":1359,"mortgageType":1255,"mortgageTypeName":1256,"repaymentType":1242,"repaymentTypeName":1243,"rateType":1244,"rateTypeName":1245,"rateMin":1360,"rateMax":1361,"rateAvg":1319,"loanLimit":1363,"earlyRepaymentFee":1364,"delinquencyRate":1365,"incidentalExpense":1366},"0013175-2001104780001-E-S-C",{"id":1376,"disclosureMonth":1223,"companyCode":1377,"companyName":1378,"productCode":1379,"productName":1380,"joinWay":1381,"mortgageType":1240,"mortgageTypeName":1241,"repaymentType":1242,"repaymentTypeName":1243,"rateType":1244,"rateTypeName":1245,"rateMin":1382,"rateMax":1383,"rateAvg":9,"loanLimit":1384,"earlyRepaymentFee":1385,"delinquencyRate":1386,"incidentalExpense":1387},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":1389,"disclosureMonth":1223,"companyCode":1377,"companyName":1378,"productCode":1379,"productName":1380,"joinWay":1381,"mortgageType":1255,"mortgageTypeName":1256,"repaymentType":1242,"repaymentTypeName":1243,"rateType":1244,"rateTypeName":1245,"rateMin":1382,"rateMax":1383,"rateAvg":9,"loanLimit":1384,"earlyRepaymentFee":1385,"delinquencyRate":1386,"incidentalExpense":1387},"0010030-1-E-S-C",{"id":1391,"disclosureMonth":1223,"companyCode":1392,"companyName":1393,"productCode":1394,"productName":1395,"joinWay":1239,"mortgageType":1240,"mortgageTypeName":1241,"repaymentType":1242,"repaymentTypeName":1243,"rateType":1244,"rateTypeName":1245,"rateMin":1296,"rateMax":1396,"rateAvg":9,"loanLimit":1267,"earlyRepaymentFee":1397,"delinquencyRate":1398,"incidentalExpense":1399},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":1401,"disclosureMonth":1223,"companyCode":1392,"companyName":1393,"productCode":1394,"productName":1395,"joinWay":1239,"mortgageType":1255,"mortgageTypeName":1256,"repaymentType":1242,"repaymentTypeName":1243,"rateType":1244,"rateTypeName":1245,"rateMin":1296,"rateMax":1396,"rateAvg":9,"loanLimit":1267,"earlyRepaymentFee":1397,"delinquencyRate":1398,"incidentalExpense":1399},"0010927-KB200300000002-E-S-C",{"id":1403,"disclosureMonth":1223,"companyCode":1235,"companyName":1236,"productCode":1404,"productName":1405,"joinWay":1345,"mortgageType":1240,"mortgageTypeName":1241,"repaymentType":1281,"repaymentTypeName":1282,"rateType":1244,"rateTypeName":1245,"rateMin":1406,"rateMax":1407,"rateAvg":1408,"loanLimit":1409,"earlyRepaymentFee":1250,"delinquencyRate":1251,"incidentalExpense":1410},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":1412,"disclosureMonth":1223,"companyCode":1413,"companyName":1414,"productCode":1415,"productName":1416,"joinWay":1345,"mortgageType":1240,"mortgageTypeName":1241,"repaymentType":1281,"repaymentTypeName":1282,"rateType":1244,"rateTypeName":1245,"rateMin":1417,"rateMax":1418,"rateAvg":1419,"loanLimit":1420,"earlyRepaymentFee":1421,"delinquencyRate":1422,"incidentalExpense":1423},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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