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대출금액*120%*1%*채권할인율",{"id":546,"disclosureMonth":486,"companyCode":516,"companyName":517,"productCode":518,"productName":519,"joinWay":495,"mortgageType":511,"mortgageTypeName":512,"repaymentType":537,"repaymentTypeName":538,"rateType":500,"rateTypeName":501,"rateMin":547,"rateMax":548,"rateAvg":549,"loanLimit":523,"earlyRepaymentFee":524,"delinquencyRate":525,"incidentalExpense":526},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":551,"disclosureMonth":486,"companyCode":516,"companyName":517,"productCode":529,"productName":530,"joinWay":495,"mortgageType":496,"mortgageTypeName":497,"repaymentType":537,"repaymentTypeName":538,"rateType":500,"rateTypeName":501,"rateMin":547,"rateMax":548,"rateAvg":552,"loanLimit":523,"earlyRepaymentFee":524,"delinquencyRate":525,"incidentalExpense":526},"0010001-1054-A-D-C",4.75,{"id":554,"disclosureMonth":486,"companyCode":555,"companyName":556,"productCode":557,"productName":558,"joinWay":495,"mortgageType":511,"mortgageTypeName":512,"repaymentType":537,"repaymentTypeName":538,"rateType":500,"rateTypeName":501,"rateMin":559,"rateMax":560,"rateAvg":9,"loanLimit":561,"earlyRepaymentFee":562,"delinquencyRate":563,"incidentalExpense":564},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":566,"disclosureMonth":486,"companyCode":555,"companyName":556,"productCode":557,"productName":558,"joinWay":495,"mortgageType":496,"mortgageTypeName":497,"repaymentType":537,"repaymentTypeName":538,"rateType":500,"rateTypeName":501,"rateMin":559,"rateMax":560,"rateAvg":567,"loanLimit":561,"earlyRepaymentFee":562,"delinquencyRate":563,"incidentalExpense":564},"0010016-20461501000001001-A-D-C",4.66,{"id":569,"disclosureMonth":486,"companyCode":555,"companyName":556,"productCode":570,"productName":571,"joinWay":495,"mortgageType":511,"mortgageTypeName":512,"repaymentType":537,"repaymentTypeName":538,"rateType":500,"rateTypeName":501,"rateMin":559,"rateMax":560,"rateAvg":572,"loanLimit":561,"earlyRepaymentFee":562,"delinquencyRate":563,"incidentalExpense":564},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":574,"disclosureMonth":486,"companyCode":555,"companyName":556,"productCode":570,"productName":571,"joinWay":495,"mortgageType":496,"mortgageTypeName":497,"repaymentType":537,"repaymentTypeName":538,"rateType":500,"rateTypeName":501,"rateMin":559,"rateMax":560,"rateAvg":575,"loanLimit":561,"earlyRepaymentFee":562,"delinquencyRate":563,"incidentalExpense":564},"0010016-20283701000001001-A-D-C",4.92,{"id":577,"disclosureMonth":486,"companyCode":533,"companyName":534,"productCode":578,"productName":579,"joinWay":495,"mortgageType":511,"mortgageTypeName":512,"repaymentType":537,"repaymentTypeName":538,"rateType":500,"rateTypeName":501,"rateMin":580,"rateMax":581,"rateAvg":582,"loanLimit":541,"earlyRepaymentFee":542,"delinquencyRate":543,"incidentalExpense":544},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":584,"disclosureMonth":486,"companyCode":585,"companyName":586,"productCode":587,"productName":588,"joinWay":589,"mortgageType":496,"mortgageTypeName":497,"repaymentType":498,"repaymentTypeName":499,"rateType":500,"rateTypeName":501,"rateMin":590,"rateMax":591,"rateAvg":9,"loanLimit":523,"earlyRepaymentFee":592,"delinquencyRate":593,"incidentalExpense":594},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":596,"disclosureMonth":486,"companyCode":597,"companyName":598,"productCode":599,"productName":600,"joinWay":601,"mortgageType":496,"mortgageTypeName":497,"repaymentType":537,"repaymentTypeName":538,"rateType":500,"rateTypeName":501,"rateMin":602,"rateMax":603,"rateAvg":604,"loanLimit":605,"earlyRepaymentFee":606,"delinquencyRate":607,"incidentalExpense":608},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":610,"disclosureMonth":486,"companyCode":611,"companyName":612,"productCode":613,"productName":614,"joinWay":615,"mortgageType":511,"mortgageTypeName":512,"repaymentType":537,"repaymentTypeName":538,"rateType":500,"rateTypeName":501,"rateMin":616,"rateMax":617,"rateAvg":618,"loanLimit":619,"earlyRepaymentFee":620,"delinquencyRate":621,"incidentalExpense":622},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":645,"disclosureMonth":486,"companyCode":633,"companyName":634,"productCode":635,"productName":636,"joinWay":637,"mortgageType":511,"mortgageTypeName":512,"repaymentType":498,"repaymentTypeName":499,"rateType":500,"rateTypeName":501,"rateMin":638,"rateMax":639,"rateAvg":9,"loanLimit":640,"earlyRepaymentFee":641,"delinquencyRate":642,"incidentalExpense":643},"0010030-1-E-S-C",{"id":647,"disclosureMonth":486,"companyCode":648,"companyName":649,"productCode":650,"productName":651,"joinWay":495,"mortgageType":496,"mortgageTypeName":497,"repaymentType":498,"repaymentTypeName":499,"rateType":500,"rateTypeName":501,"rateMin":552,"rateMax":652,"rateAvg":9,"loanLimit":523,"earlyRepaymentFee":653,"delinquencyRate":654,"incidentalExpense":655},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":657,"disclosureMonth":486,"companyCode":648,"companyName":649,"productCode":650,"productName":651,"joinWay":495,"mortgageType":511,"mortgageTypeName":512,"repaymentType":498,"repaymentTypeName":499,"rateType":500,"rateTypeName":501,"rateMin":552,"rateMax":652,"rateAvg":9,"loanLimit":523,"earlyRepaymentFee":653,"delinquencyRate":654,"incidentalExpense":655},"0010927-KB200300000002-E-S-C",{"id":659,"disclosureMonth":486,"companyCode":491,"companyName":492,"productCode":660,"productName":661,"joinWay":601,"mortgageType":496,"mortgageTypeName":497,"repaymentType":537,"repaymentTypeName":538,"rateType":500,"rateTypeName":501,"rateMin":662,"rateMax":663,"rateAvg":664,"loanLimit":665,"earlyRepaymentFee":506,"delinquencyRate":507,"incidentalExpense":666},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":668,"disclosureMonth":486,"companyCode":669,"companyName":670,"productCode":671,"productName":672,"joinWay":601,"mortgageType":496,"mortgageTypeName":497,"repaymentType":537,"repaymentTypeName":538,"rateType":500,"rateTypeName":501,"rateMin":673,"rateMax":674,"rateAvg":675,"loanLimit":676,"earlyRepaymentFee":677,"delinquencyRate":678,"incidentalExpense":679},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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