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대출금액*120%*1%*채권할인율",{"id":413,"disclosureMonth":353,"companyCode":383,"companyName":384,"productCode":385,"productName":386,"joinWay":362,"mortgageType":378,"mortgageTypeName":379,"repaymentType":404,"repaymentTypeName":405,"rateType":367,"rateTypeName":368,"rateMin":414,"rateMax":415,"rateAvg":416,"loanLimit":390,"earlyRepaymentFee":391,"delinquencyRate":392,"incidentalExpense":393},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":418,"disclosureMonth":353,"companyCode":383,"companyName":384,"productCode":396,"productName":397,"joinWay":362,"mortgageType":363,"mortgageTypeName":364,"repaymentType":404,"repaymentTypeName":405,"rateType":367,"rateTypeName":368,"rateMin":414,"rateMax":415,"rateAvg":419,"loanLimit":390,"earlyRepaymentFee":391,"delinquencyRate":392,"incidentalExpense":393},"0010001-1054-A-D-C",4.75,{"id":421,"disclosureMonth":353,"companyCode":422,"companyName":423,"productCode":424,"productName":425,"joinWay":362,"mortgageType":378,"mortgageTypeName":379,"repaymentType":404,"repaymentTypeName":405,"rateType":367,"rateTypeName":368,"rateMin":426,"rateMax":427,"rateAvg":9,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":433,"disclosureMonth":353,"companyCode":422,"companyName":423,"productCode":424,"productName":425,"joinWay":362,"mortgageType":363,"mortgageTypeName":364,"repaymentType":404,"repaymentTypeName":405,"rateType":367,"rateTypeName":368,"rateMin":426,"rateMax":427,"rateAvg":434,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0010016-20461501000001001-A-D-C",4.66,{"id":436,"disclosureMonth":353,"companyCode":422,"companyName":423,"productCode":437,"productName":438,"joinWay":362,"mortgageType":378,"mortgageTypeName":379,"repaymentType":404,"repaymentTypeName":405,"rateType":367,"rateTypeName":368,"rateMin":426,"rateMax":427,"rateAvg":439,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":441,"disclosureMonth":353,"companyCode":422,"companyName":423,"productCode":437,"productName":438,"joinWay":362,"mortgageType":363,"mortgageTypeName":364,"repaymentType":404,"repaymentTypeName":405,"rateType":367,"rateTypeName":368,"rateMin":426,"rateMax":427,"rateAvg":442,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0010016-20283701000001001-A-D-C",4.92,{"id":444,"disclosureMonth":353,"companyCode":400,"companyName":401,"productCode":445,"productName":446,"joinWay":362,"mortgageType":378,"mortgageTypeName":379,"repaymentType":404,"repaymentTypeName":405,"rateType":367,"rateTypeName":368,"rateMin":447,"rateMax":448,"rateAvg":449,"loanLimit":408,"earlyRepaymentFee":409,"delinquencyRate":410,"incidentalExpense":411},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":451,"disclosureMonth":353,"companyCode":452,"companyName":453,"productCode":454,"productName":455,"joinWay":456,"mortgageType":363,"mortgageTypeName":364,"repaymentType":365,"repaymentTypeName":366,"rateType":367,"rateTypeName":368,"rateMin":457,"rateMax":458,"rateAvg":9,"loanLimit":390,"earlyRepaymentFee":459,"delinquencyRate":460,"incidentalExpense":461},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":477,"disclosureMonth":353,"companyCode":478,"companyName":479,"productCode":480,"productName":481,"joinWay":482,"mortgageType":378,"mortgageTypeName":379,"repaymentType":404,"repaymentTypeName":405,"rateType":367,"rateTypeName":368,"rateMin":483,"rateMax":484,"rateAvg":485,"loanLimit":486,"earlyRepaymentFee":487,"delinquencyRate":488,"incidentalExpense":489},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":491,"disclosureMonth":353,"companyCode":478,"companyName":479,"productCode":480,"productName":481,"joinWay":482,"mortgageType":363,"mortgageTypeName":364,"repaymentType":404,"repaymentTypeName":405,"rateType":367,"rateTypeName":368,"rateMin":483,"rateMax":484,"rateAvg":492,"loanLimit":486,"earlyRepaymentFee":487,"delinquencyRate":488,"incidentalExpense":489},"0013175-2001104780001-A-D-C",5.13,{"id":494,"disclosureMonth":353,"companyCode":478,"companyName":479,"productCode":480,"productName":481,"joinWay":482,"mortgageType":363,"mortgageTypeName":364,"repaymentType":365,"repaymentTypeName":366,"rateType":367,"rateTypeName":368,"rateMin":483,"rateMax":484,"rateAvg":495,"loanLimit":486,"earlyRepaymentFee":487,"delinquencyRate":488,"incidentalExpense":489},"0013175-2001104780001-A-S-C",4.86,{"id":497,"disclosureMonth":353,"companyCode":478,"companyName":479,"productCode":480,"productName":481,"joinWay":482,"mortgageType":378,"mortgageTypeName":379,"repaymentType":365,"repaymentTypeName":366,"rateType":367,"rateTypeName":368,"rateMin":483,"rateMax":484,"rateAvg":442,"loanLimit":486,"earlyRepaymentFee":487,"delinquencyRate":488,"incidentalExpense":489},"0013175-2001104780001-E-S-C",{"id":499,"disclosureMonth":353,"companyCode":500,"companyName":501,"productCode":502,"productName":503,"joinWay":504,"mortgageType":363,"mortgageTypeName":364,"repaymentType":365,"repaymentTypeName":366,"rateType":367,"rateTypeName":368,"rateMin":505,"rateMax":506,"rateAvg":9,"loanLimit":507,"earlyRepaymentFee":508,"delinquencyRate":509,"incidentalExpense":510},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":512,"disclosureMonth":353,"companyCode":500,"companyName":501,"productCode":502,"productName":503,"joinWay":504,"mortgageType":378,"mortgageTypeName":379,"repaymentType":365,"repaymentTypeName":366,"rateType":367,"rateTypeName":368,"rateMin":505,"rateMax":506,"rateAvg":9,"loanLimit":507,"earlyRepaymentFee":508,"delinquencyRate":509,"incidentalExpense":510},"0010030-1-E-S-C",{"id":514,"disclosureMonth":353,"companyCode":515,"companyName":516,"productCode":517,"productName":518,"joinWay":362,"mortgageType":363,"mortgageTypeName":364,"repaymentType":365,"repaymentTypeName":366,"rateType":367,"rateTypeName":368,"rateMin":419,"rateMax":519,"rateAvg":9,"loanLimit":390,"earlyRepaymentFee":520,"delinquencyRate":521,"incidentalExpense":522},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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채권할인율\n주택신보출연료(주택자금용도)",{"id":535,"disclosureMonth":353,"companyCode":536,"companyName":537,"productCode":538,"productName":539,"joinWay":468,"mortgageType":363,"mortgageTypeName":364,"repaymentType":404,"repaymentTypeName":405,"rateType":367,"rateTypeName":368,"rateMin":540,"rateMax":541,"rateAvg":542,"loanLimit":543,"earlyRepaymentFee":544,"delinquencyRate":545,"incidentalExpense":546},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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