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채권할인율",{"id":433,"disclosureMonth":410,"companyCode":415,"companyName":416,"productCode":417,"productName":418,"joinWay":419,"mortgageType":434,"mortgageTypeName":435,"repaymentType":421,"repaymentTypeName":422,"rateType":423,"rateTypeName":424,"rateMin":425,"rateMax":426,"rateAvg":436,"loanLimit":428,"earlyRepaymentFee":429,"delinquencyRate":430,"incidentalExpense":431},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":438,"disclosureMonth":410,"companyCode":439,"companyName":440,"productCode":441,"productName":442,"joinWay":419,"mortgageType":434,"mortgageTypeName":435,"repaymentType":421,"repaymentTypeName":422,"rateType":423,"rateTypeName":424,"rateMin":443,"rateMax":444,"rateAvg":445,"loanLimit":446,"earlyRepaymentFee":447,"delinquencyRate":448,"incidentalExpense":449},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":451,"disclosureMonth":410,"companyCode":439,"companyName":440,"productCode":452,"productName":453,"joinWay":419,"mortgageType":420,"mortgageTypeName":96,"repaymentType":421,"repaymentTypeName":422,"rateType":423,"rateTypeName":424,"rateMin":443,"rateMax":444,"rateAvg":22,"loanLimit":446,"earlyRepaymentFee":447,"delinquencyRate":448,"incidentalExpense":449},"0010001-1054-A-S-C","1054","우리아파트론",{"id":455,"disclosureMonth":410,"companyCode":456,"companyName":457,"productCode":458,"productName":459,"joinWay":419,"mortgageType":420,"mortgageTypeName":96,"repaymentType":460,"repaymentTypeName":461,"rateType":423,"rateTypeName":424,"rateMin":462,"rateMax":463,"rateAvg":79,"loanLimit":464,"earlyRepaymentFee":465,"delinquencyRate":466,"incidentalExpense":467},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 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대출금액*120%*1%*채권할인율",{"id":469,"disclosureMonth":410,"companyCode":439,"companyName":440,"productCode":441,"productName":442,"joinWay":419,"mortgageType":434,"mortgageTypeName":435,"repaymentType":460,"repaymentTypeName":461,"rateType":423,"rateTypeName":424,"rateMin":470,"rateMax":471,"rateAvg":472,"loanLimit":446,"earlyRepaymentFee":447,"delinquencyRate":448,"incidentalExpense":449},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":474,"disclosureMonth":410,"companyCode":439,"companyName":440,"productCode":452,"productName":453,"joinWay":419,"mortgageType":420,"mortgageTypeName":96,"repaymentType":460,"repaymentTypeName":461,"rateType":423,"rateTypeName":424,"rateMin":470,"rateMax":471,"rateAvg":475,"loanLimit":446,"earlyRepaymentFee":447,"delinquencyRate":448,"incidentalExpense":449},"0010001-1054-A-D-C",4.75,{"id":477,"disclosureMonth":410,"companyCode":478,"companyName":479,"productCode":480,"productName":481,"joinWay":419,"mortgageType":434,"mortgageTypeName":435,"repaymentType":460,"repaymentTypeName":461,"rateType":423,"rateTypeName":424,"rateMin":482,"rateMax":483,"rateAvg":22,"loanLimit":484,"earlyRepaymentFee":485,"delinquencyRate":486,"incidentalExpense":487},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":489,"disclosureMonth":410,"companyCode":478,"companyName":479,"productCode":480,"productName":481,"joinWay":419,"mortgageType":420,"mortgageTypeName":96,"repaymentType":460,"repaymentTypeName":461,"rateType":423,"rateTypeName":424,"rateMin":482,"rateMax":483,"rateAvg":490,"loanLimit":484,"earlyRepaymentFee":485,"delinquencyRate":486,"incidentalExpense":487},"0010016-20461501000001001-A-D-C",4.66,{"id":492,"disclosureMonth":410,"companyCode":478,"companyName":479,"productCode":493,"productName":494,"joinWay":419,"mortgageType":434,"mortgageTypeName":435,"repaymentType":460,"repaymentTypeName":461,"rateType":423,"rateTypeName":424,"rateMin":482,"rateMax":483,"rateAvg":495,"loanLimit":484,"earlyRepaymentFee":485,"delinquencyRate":486,"incidentalExpense":487},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":497,"disclosureMonth":410,"companyCode":478,"companyName":479,"productCode":493,"productName":494,"joinWay":419,"mortgageType":420,"mortgageTypeName":96,"repaymentType":460,"repaymentTypeName":461,"rateType":423,"rateTypeName":424,"rateMin":482,"rateMax":483,"rateAvg":498,"loanLimit":484,"earlyRepaymentFee":485,"delinquencyRate":486,"incidentalExpense":487},"0010016-20283701000001001-A-D-C",4.92,{"id":500,"disclosureMonth":410,"companyCode":456,"companyName":457,"productCode":501,"productName":502,"joinWay":419,"mortgageType":434,"mortgageTypeName":435,"repaymentType":460,"repaymentTypeName":461,"rateType":423,"rateTypeName":424,"rateMin":503,"rateMax":504,"rateAvg":505,"loanLimit":464,"earlyRepaymentFee":465,"delinquencyRate":466,"incidentalExpense":467},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":507,"disclosureMonth":410,"companyCode":508,"companyName":509,"productCode":510,"productName":511,"joinWay":512,"mortgageType":420,"mortgageTypeName":96,"repaymentType":421,"repaymentTypeName":422,"rateType":423,"rateTypeName":424,"rateMin":513,"rateMax":514,"rateAvg":22,"loanLimit":446,"earlyRepaymentFee":515,"delinquencyRate":516,"incidentalExpense":517},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":519,"disclosureMonth":410,"companyCode":520,"companyName":521,"productCode":522,"productName":523,"joinWay":524,"mortgageType":420,"mortgageTypeName":96,"repaymentType":460,"repaymentTypeName":461,"rateType":423,"rateTypeName":424,"rateMin":525,"rateMax":526,"rateAvg":527,"loanLimit":528,"earlyRepaymentFee":529,"delinquencyRate":530,"incidentalExpense":531},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":533,"disclosureMonth":410,"companyCode":534,"companyName":535,"productCode":536,"productName":537,"joinWay":538,"mortgageType":434,"mortgageTypeName":435,"repaymentType":460,"repaymentTypeName":461,"rateType":423,"rateTypeName":424,"rateMin":539,"rateMax":540,"rateAvg":541,"loanLimit":542,"earlyRepaymentFee":543,"delinquencyRate":544,"incidentalExpense":545},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":568,"disclosureMonth":410,"companyCode":556,"companyName":557,"productCode":558,"productName":559,"joinWay":560,"mortgageType":434,"mortgageTypeName":435,"repaymentType":421,"repaymentTypeName":422,"rateType":423,"rateTypeName":424,"rateMin":561,"rateMax":562,"rateAvg":22,"loanLimit":563,"earlyRepaymentFee":564,"delinquencyRate":565,"incidentalExpense":566},"0010030-1-E-S-C",{"id":570,"disclosureMonth":410,"companyCode":571,"companyName":572,"productCode":573,"productName":574,"joinWay":419,"mortgageType":420,"mortgageTypeName":96,"repaymentType":421,"repaymentTypeName":422,"rateType":423,"rateTypeName":424,"rateMin":475,"rateMax":575,"rateAvg":22,"loanLimit":446,"earlyRepaymentFee":576,"delinquencyRate":577,"incidentalExpense":578},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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