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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":346,"disclosureMonth":286,"companyCode":315,"companyName":316,"productCode":317,"productName":318,"joinWay":295,"mortgageType":310,"mortgageTypeName":311,"repaymentType":336,"repaymentTypeName":337,"rateType":299,"rateTypeName":300,"rateMin":347,"rateMax":348,"rateAvg":349,"loanLimit":322,"earlyRepaymentFee":323,"delinquencyRate":324,"incidentalExpense":325},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":351,"disclosureMonth":286,"companyCode":315,"companyName":316,"productCode":328,"productName":329,"joinWay":295,"mortgageType":296,"mortgageTypeName":77,"repaymentType":336,"repaymentTypeName":337,"rateType":299,"rateTypeName":300,"rateMin":347,"rateMax":348,"rateAvg":352,"loanLimit":322,"earlyRepaymentFee":323,"delinquencyRate":324,"incidentalExpense":325},"0010001-1054-A-D-C",4.75,{"id":354,"disclosureMonth":286,"companyCode":355,"companyName":356,"productCode":357,"productName":358,"joinWay":295,"mortgageType":310,"mortgageTypeName":311,"repaymentType":336,"repaymentTypeName":337,"rateType":299,"rateTypeName":300,"rateMin":359,"rateMax":360,"rateAvg":9,"loanLimit":361,"earlyRepaymentFee":362,"delinquencyRate":363,"incidentalExpense":364},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":366,"disclosureMonth":286,"companyCode":355,"companyName":356,"productCode":357,"productName":358,"joinWay":295,"mortgageType":296,"mortgageTypeName":77,"repaymentType":336,"repaymentTypeName":337,"rateType":299,"rateTypeName":300,"rateMin":359,"rateMax":360,"rateAvg":367,"loanLimit":361,"earlyRepaymentFee":362,"delinquencyRate":363,"incidentalExpense":364},"0010016-20461501000001001-A-D-C",4.66,{"id":369,"disclosureMonth":286,"companyCode":355,"companyName":356,"productCode":370,"productName":371,"joinWay":295,"mortgageType":310,"mortgageTypeName":311,"repaymentType":336,"repaymentTypeName":337,"rateType":299,"rateTypeName":300,"rateMin":359,"rateMax":360,"rateAvg":372,"loanLimit":361,"earlyRepaymentFee":362,"delinquencyRate":363,"incidentalExpense":364},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":374,"disclosureMonth":286,"companyCode":355,"companyName":356,"productCode":370,"productName":371,"joinWay":295,"mortgageType":296,"mortgageTypeName":77,"repaymentType":336,"repaymentTypeName":337,"rateType":299,"rateTypeName":300,"rateMin":359,"rateMax":360,"rateAvg":375,"loanLimit":361,"earlyRepaymentFee":362,"delinquencyRate":363,"incidentalExpense":364},"0010016-20283701000001001-A-D-C",4.92,{"id":377,"disclosureMonth":286,"companyCode":332,"companyName":333,"productCode":378,"productName":379,"joinWay":295,"mortgageType":310,"mortgageTypeName":311,"repaymentType":336,"repaymentTypeName":337,"rateType":299,"rateTypeName":300,"rateMin":380,"rateMax":381,"rateAvg":382,"loanLimit":341,"earlyRepaymentFee":342,"delinquencyRate":343,"incidentalExpense":344},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":384,"disclosureMonth":286,"companyCode":385,"companyName":386,"productCode":387,"productName":388,"joinWay":389,"mortgageType":296,"mortgageTypeName":77,"repaymentType":297,"repaymentTypeName":298,"rateType":299,"rateTypeName":300,"rateMin":390,"rateMax":391,"rateAvg":9,"loanLimit":322,"earlyRepaymentFee":392,"delinquencyRate":393,"incidentalExpense":394},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":396,"disclosureMonth":286,"companyCode":397,"companyName":398,"productCode":399,"productName":400,"joinWay":401,"mortgageType":296,"mortgageTypeName":77,"repaymentType":336,"repaymentTypeName":337,"rateType":299,"rateTypeName":300,"rateMin":402,"rateMax":403,"rateAvg":404,"loanLimit":405,"earlyRepaymentFee":406,"delinquencyRate":407,"incidentalExpense":408},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":410,"disclosureMonth":286,"companyCode":411,"companyName":412,"productCode":413,"productName":414,"joinWay":415,"mortgageType":310,"mortgageTypeName":311,"repaymentType":336,"repaymentTypeName":337,"rateType":299,"rateTypeName":300,"rateMin":416,"rateMax":417,"rateAvg":418,"loanLimit":419,"earlyRepaymentFee":420,"delinquencyRate":421,"incidentalExpense":422},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":445,"disclosureMonth":286,"companyCode":433,"companyName":434,"productCode":435,"productName":436,"joinWay":437,"mortgageType":310,"mortgageTypeName":311,"repaymentType":297,"repaymentTypeName":298,"rateType":299,"rateTypeName":300,"rateMin":438,"rateMax":439,"rateAvg":9,"loanLimit":440,"earlyRepaymentFee":441,"delinquencyRate":442,"incidentalExpense":443},"0010030-1-E-S-C",{"id":447,"disclosureMonth":286,"companyCode":448,"companyName":449,"productCode":450,"productName":451,"joinWay":295,"mortgageType":296,"mortgageTypeName":77,"repaymentType":297,"repaymentTypeName":298,"rateType":299,"rateTypeName":300,"rateMin":352,"rateMax":452,"rateAvg":9,"loanLimit":322,"earlyRepaymentFee":453,"delinquencyRate":454,"incidentalExpense":455},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":457,"disclosureMonth":286,"companyCode":448,"companyName":449,"productCode":450,"productName":451,"joinWay":295,"mortgageType":310,"mortgageTypeName":311,"repaymentType":297,"repaymentTypeName":298,"rateType":299,"rateTypeName":300,"rateMin":352,"rateMax":452,"rateAvg":9,"loanLimit":322,"earlyRepaymentFee":453,"delinquencyRate":454,"incidentalExpense":455},"0010927-KB200300000002-E-S-C",{"id":459,"disclosureMonth":286,"companyCode":291,"companyName":292,"productCode":460,"productName":461,"joinWay":401,"mortgageType":296,"mortgageTypeName":77,"repaymentType":336,"repaymentTypeName":337,"rateType":299,"rateTypeName":300,"rateMin":462,"rateMax":463,"rateAvg":464,"loanLimit":465,"earlyRepaymentFee":305,"delinquencyRate":306,"incidentalExpense":466},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":468,"disclosureMonth":286,"companyCode":469,"companyName":470,"productCode":471,"productName":472,"joinWay":401,"mortgageType":296,"mortgageTypeName":77,"repaymentType":336,"repaymentTypeName":337,"rateType":299,"rateTypeName":300,"rateMin":473,"rateMax":474,"rateAvg":475,"loanLimit":476,"earlyRepaymentFee":114,"delinquencyRate":477,"incidentalExpense":478},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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