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대출금액*120%*1%*채권할인율",{"id":385,"disclosureMonth":325,"companyCode":354,"companyName":355,"productCode":356,"productName":357,"joinWay":334,"mortgageType":349,"mortgageTypeName":350,"repaymentType":375,"repaymentTypeName":376,"rateType":338,"rateTypeName":339,"rateMin":386,"rateMax":387,"rateAvg":388,"loanLimit":361,"earlyRepaymentFee":362,"delinquencyRate":363,"incidentalExpense":364},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":390,"disclosureMonth":325,"companyCode":354,"companyName":355,"productCode":367,"productName":368,"joinWay":334,"mortgageType":335,"mortgageTypeName":75,"repaymentType":375,"repaymentTypeName":376,"rateType":338,"rateTypeName":339,"rateMin":386,"rateMax":387,"rateAvg":391,"loanLimit":361,"earlyRepaymentFee":362,"delinquencyRate":363,"incidentalExpense":364},"0010001-1054-A-D-C",4.75,{"id":393,"disclosureMonth":325,"companyCode":394,"companyName":395,"productCode":396,"productName":397,"joinWay":334,"mortgageType":349,"mortgageTypeName":350,"repaymentType":375,"repaymentTypeName":376,"rateType":338,"rateTypeName":339,"rateMin":398,"rateMax":399,"rateAvg":9,"loanLimit":400,"earlyRepaymentFee":401,"delinquencyRate":402,"incidentalExpense":403},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":405,"disclosureMonth":325,"companyCode":394,"companyName":395,"productCode":396,"productName":397,"joinWay":334,"mortgageType":335,"mortgageTypeName":75,"repaymentType":375,"repaymentTypeName":376,"rateType":338,"rateTypeName":339,"rateMin":398,"rateMax":399,"rateAvg":406,"loanLimit":400,"earlyRepaymentFee":401,"delinquencyRate":402,"incidentalExpense":403},"0010016-20461501000001001-A-D-C",4.66,{"id":408,"disclosureMonth":325,"companyCode":394,"companyName":395,"productCode":409,"productName":410,"joinWay":334,"mortgageType":349,"mortgageTypeName":350,"repaymentType":375,"repaymentTypeName":376,"rateType":338,"rateTypeName":339,"rateMin":398,"rateMax":399,"rateAvg":411,"loanLimit":400,"earlyRepaymentFee":401,"delinquencyRate":402,"incidentalExpense":403},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":413,"disclosureMonth":325,"companyCode":394,"companyName":395,"productCode":409,"productName":410,"joinWay":334,"mortgageType":335,"mortgageTypeName":75,"repaymentType":375,"repaymentTypeName":376,"rateType":338,"rateTypeName":339,"rateMin":398,"rateMax":399,"rateAvg":414,"loanLimit":400,"earlyRepaymentFee":401,"delinquencyRate":402,"incidentalExpense":403},"0010016-20283701000001001-A-D-C",4.92,{"id":416,"disclosureMonth":325,"companyCode":371,"companyName":372,"productCode":417,"productName":418,"joinWay":334,"mortgageType":349,"mortgageTypeName":350,"repaymentType":375,"repaymentTypeName":376,"rateType":338,"rateTypeName":339,"rateMin":419,"rateMax":420,"rateAvg":421,"loanLimit":380,"earlyRepaymentFee":381,"delinquencyRate":382,"incidentalExpense":383},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":423,"disclosureMonth":325,"companyCode":424,"companyName":425,"productCode":426,"productName":427,"joinWay":428,"mortgageType":335,"mortgageTypeName":75,"repaymentType":336,"repaymentTypeName":337,"rateType":338,"rateTypeName":339,"rateMin":429,"rateMax":430,"rateAvg":9,"loanLimit":361,"earlyRepaymentFee":431,"delinquencyRate":432,"incidentalExpense":433},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 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등",{"id":449,"disclosureMonth":325,"companyCode":450,"companyName":451,"productCode":452,"productName":453,"joinWay":454,"mortgageType":349,"mortgageTypeName":350,"repaymentType":375,"repaymentTypeName":376,"rateType":338,"rateTypeName":339,"rateMin":455,"rateMax":456,"rateAvg":457,"loanLimit":458,"earlyRepaymentFee":459,"delinquencyRate":460,"incidentalExpense":461},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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