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대출금액*120%*1%*채권할인율",{"id":359,"disclosureMonth":298,"companyCode":328,"companyName":329,"productCode":330,"productName":331,"joinWay":307,"mortgageType":323,"mortgageTypeName":324,"repaymentType":349,"repaymentTypeName":350,"rateType":312,"rateTypeName":313,"rateMin":360,"rateMax":361,"rateAvg":362,"loanLimit":335,"earlyRepaymentFee":336,"delinquencyRate":337,"incidentalExpense":338},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":364,"disclosureMonth":298,"companyCode":328,"companyName":329,"productCode":341,"productName":342,"joinWay":307,"mortgageType":308,"mortgageTypeName":309,"repaymentType":349,"repaymentTypeName":350,"rateType":312,"rateTypeName":313,"rateMin":360,"rateMax":361,"rateAvg":365,"loanLimit":335,"earlyRepaymentFee":336,"delinquencyRate":337,"incidentalExpense":338},"0010001-1054-A-D-C",4.75,{"id":367,"disclosureMonth":298,"companyCode":368,"companyName":369,"productCode":370,"productName":371,"joinWay":307,"mortgageType":323,"mortgageTypeName":324,"repaymentType":349,"repaymentTypeName":350,"rateType":312,"rateTypeName":313,"rateMin":372,"rateMax":373,"rateAvg":9,"loanLimit":374,"earlyRepaymentFee":375,"delinquencyRate":376,"incidentalExpense":377},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":379,"disclosureMonth":298,"companyCode":368,"companyName":369,"productCode":370,"productName":371,"joinWay":307,"mortgageType":308,"mortgageTypeName":309,"repaymentType":349,"repaymentTypeName":350,"rateType":312,"rateTypeName":313,"rateMin":372,"rateMax":373,"rateAvg":380,"loanLimit":374,"earlyRepaymentFee":375,"delinquencyRate":376,"incidentalExpense":377},"0010016-20461501000001001-A-D-C",4.66,{"id":382,"disclosureMonth":298,"companyCode":368,"companyName":369,"productCode":383,"productName":384,"joinWay":307,"mortgageType":323,"mortgageTypeName":324,"repaymentType":349,"repaymentTypeName":350,"rateType":312,"rateTypeName":313,"rateMin":372,"rateMax":373,"rateAvg":385,"loanLimit":374,"earlyRepaymentFee":375,"delinquencyRate":376,"incidentalExpense":377},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":387,"disclosureMonth":298,"companyCode":368,"companyName":369,"productCode":383,"productName":384,"joinWay":307,"mortgageType":308,"mortgageTypeName":309,"repaymentType":349,"repaymentTypeName":350,"rateType":312,"rateTypeName":313,"rateMin":372,"rateMax":373,"rateAvg":388,"loanLimit":374,"earlyRepaymentFee":375,"delinquencyRate":376,"incidentalExpense":377},"0010016-20283701000001001-A-D-C",4.92,{"id":390,"disclosureMonth":298,"companyCode":345,"companyName":346,"productCode":391,"productName":392,"joinWay":307,"mortgageType":323,"mortgageTypeName":324,"repaymentType":349,"repaymentTypeName":350,"rateType":312,"rateTypeName":313,"rateMin":393,"rateMax":394,"rateAvg":395,"loanLimit":354,"earlyRepaymentFee":355,"delinquencyRate":356,"incidentalExpense":357},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":397,"disclosureMonth":298,"companyCode":398,"companyName":399,"productCode":400,"productName":401,"joinWay":402,"mortgageType":308,"mortgageTypeName":309,"repaymentType":310,"repaymentTypeName":311,"rateType":312,"rateTypeName":313,"rateMin":403,"rateMax":404,"rateAvg":9,"loanLimit":335,"earlyRepaymentFee":405,"delinquencyRate":406,"incidentalExpense":407},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":409,"disclosureMonth":298,"companyCode":410,"companyName":411,"productCode":412,"productName":413,"joinWay":414,"mortgageType":308,"mortgageTypeName":309,"repaymentType":349,"repaymentTypeName":350,"rateType":312,"rateTypeName":313,"rateMin":415,"rateMax":416,"rateAvg":417,"loanLimit":418,"earlyRepaymentFee":419,"delinquencyRate":420,"incidentalExpense":421},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":423,"disclosureMonth":298,"companyCode":424,"companyName":425,"productCode":426,"productName":427,"joinWay":428,"mortgageType":323,"mortgageTypeName":324,"repaymentType":349,"repaymentTypeName":350,"rateType":312,"rateTypeName":313,"rateMin":429,"rateMax":430,"rateAvg":431,"loanLimit":432,"earlyRepaymentFee":433,"delinquencyRate":434,"incidentalExpense":435},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":437,"disclosureMonth":298,"companyCode":424,"companyName":425,"productCode":426,"productName":427,"joinWay":428,"mortgageType":308,"mortgageTypeName":309,"repaymentType":349,"repaymentTypeName":350,"rateType":312,"rateTypeName":313,"rateMin":429,"rateMax":430,"rateAvg":438,"loanLimit":432,"earlyRepaymentFee":433,"delinquencyRate":434,"incidentalExpense":435},"0013175-2001104780001-A-D-C",5.13,{"id":440,"disclosureMonth":298,"companyCode":424,"companyName":425,"productCode":426,"productName":427,"joinWay":428,"mortgageType":308,"mortgageTypeName":309,"repaymentType":310,"repaymentTypeName":311,"rateType":312,"rateTypeName":313,"rateMin":429,"rateMax":430,"rateAvg":441,"loanLimit":432,"earlyRepaymentFee":433,"delinquencyRate":434,"incidentalExpense":435},"0013175-2001104780001-A-S-C",4.86,{"id":443,"disclosureMonth":298,"companyCode":424,"companyName":425,"productCode":426,"productName":427,"joinWay":428,"mortgageType":323,"mortgageTypeName":324,"repaymentType":310,"repaymentTypeName":311,"rateType":312,"rateTypeName":313,"rateMin":429,"rateMax":430,"rateAvg":388,"loanLimit":432,"earlyRepaymentFee":433,"delinquencyRate":434,"incidentalExpense":435},"0013175-2001104780001-E-S-C",{"id":445,"disclosureMonth":298,"companyCode":446,"companyName":447,"productCode":448,"productName":449,"joinWay":450,"mortgageType":308,"mortgageTypeName":309,"repaymentType":310,"repaymentTypeName":311,"rateType":312,"rateTypeName":313,"rateMin":451,"rateMax":452,"rateAvg":9,"loanLimit":453,"earlyRepaymentFee":454,"delinquencyRate":455,"incidentalExpense":456},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":458,"disclosureMonth":298,"companyCode":446,"companyName":447,"productCode":448,"productName":449,"joinWay":450,"mortgageType":323,"mortgageTypeName":324,"repaymentType":310,"repaymentTypeName":311,"rateType":312,"rateTypeName":313,"rateMin":451,"rateMax":452,"rateAvg":9,"loanLimit":453,"earlyRepaymentFee":454,"delinquencyRate":455,"incidentalExpense":456},"0010030-1-E-S-C",{"id":460,"disclosureMonth":298,"companyCode":461,"companyName":462,"productCode":463,"productName":464,"joinWay":307,"mortgageType":308,"mortgageTypeName":309,"repaymentType":310,"repaymentTypeName":311,"rateType":312,"rateTypeName":313,"rateMin":365,"rateMax":465,"rateAvg":9,"loanLimit":335,"earlyRepaymentFee":466,"delinquencyRate":467,"incidentalExpense":468},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":470,"disclosureMonth":298,"companyCode":461,"companyName":462,"productCode":463,"productName":464,"joinWay":307,"mortgageType":323,"mortgageTypeName":324,"repaymentType":310,"repaymentTypeName":311,"rateType":312,"rateTypeName":313,"rateMin":365,"rateMax":465,"rateAvg":9,"loanLimit":335,"earlyRepaymentFee":466,"delinquencyRate":467,"incidentalExpense":468},"0010927-KB200300000002-E-S-C",{"id":472,"disclosureMonth":298,"companyCode":303,"companyName":304,"productCode":473,"productName":474,"joinWay":414,"mortgageType":308,"mortgageTypeName":309,"repaymentType":349,"repaymentTypeName":350,"rateType":312,"rateTypeName":313,"rateMin":475,"rateMax":476,"rateAvg":477,"loanLimit":478,"earlyRepaymentFee":318,"delinquencyRate":319,"incidentalExpense":479},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":481,"disclosureMonth":298,"companyCode":482,"companyName":483,"productCode":484,"productName":485,"joinWay":414,"mortgageType":308,"mortgageTypeName":309,"repaymentType":349,"repaymentTypeName":350,"rateType":312,"rateTypeName":313,"rateMin":486,"rateMax":487,"rateAvg":488,"loanLimit":489,"earlyRepaymentFee":490,"delinquencyRate":491,"incidentalExpense":492},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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