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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":245,"disclosureMonth":186,"companyCode":215,"companyName":216,"productCode":217,"productName":218,"joinWay":195,"mortgageType":210,"mortgageTypeName":211,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":246,"rateMax":247,"rateAvg":248,"loanLimit":222,"earlyRepaymentFee":223,"delinquencyRate":224,"incidentalExpense":225},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":250,"disclosureMonth":186,"companyCode":215,"companyName":216,"productCode":228,"productName":229,"joinWay":195,"mortgageType":196,"mortgageTypeName":77,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":246,"rateMax":247,"rateAvg":251,"loanLimit":222,"earlyRepaymentFee":223,"delinquencyRate":224,"incidentalExpense":225},"0010001-1054-A-D-C",4.75,{"id":253,"disclosureMonth":186,"companyCode":254,"companyName":255,"productCode":256,"productName":257,"joinWay":195,"mortgageType":210,"mortgageTypeName":211,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":258,"rateMax":259,"rateAvg":9,"loanLimit":260,"earlyRepaymentFee":261,"delinquencyRate":262,"incidentalExpense":263},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":265,"disclosureMonth":186,"companyCode":254,"companyName":255,"productCode":256,"productName":257,"joinWay":195,"mortgageType":196,"mortgageTypeName":77,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":258,"rateMax":259,"rateAvg":266,"loanLimit":260,"earlyRepaymentFee":261,"delinquencyRate":262,"incidentalExpense":263},"0010016-20461501000001001-A-D-C",4.66,{"id":268,"disclosureMonth":186,"companyCode":254,"companyName":255,"productCode":269,"productName":270,"joinWay":195,"mortgageType":210,"mortgageTypeName":211,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":258,"rateMax":259,"rateAvg":271,"loanLimit":260,"earlyRepaymentFee":261,"delinquencyRate":262,"incidentalExpense":263},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":273,"disclosureMonth":186,"companyCode":254,"companyName":255,"productCode":269,"productName":270,"joinWay":195,"mortgageType":196,"mortgageTypeName":77,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":258,"rateMax":259,"rateAvg":274,"loanLimit":260,"earlyRepaymentFee":261,"delinquencyRate":262,"incidentalExpense":263},"0010016-20283701000001001-A-D-C",4.92,{"id":276,"disclosureMonth":186,"companyCode":232,"companyName":233,"productCode":277,"productName":278,"joinWay":195,"mortgageType":210,"mortgageTypeName":211,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":279,"rateMax":280,"rateAvg":281,"loanLimit":240,"earlyRepaymentFee":241,"delinquencyRate":242,"incidentalExpense":243},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":283,"disclosureMonth":186,"companyCode":284,"companyName":285,"productCode":286,"productName":287,"joinWay":288,"mortgageType":196,"mortgageTypeName":77,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":289,"rateMax":290,"rateAvg":9,"loanLimit":222,"earlyRepaymentFee":291,"delinquencyRate":292,"incidentalExpense":293},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":295,"disclosureMonth":186,"companyCode":296,"companyName":297,"productCode":298,"productName":299,"joinWay":300,"mortgageType":196,"mortgageTypeName":77,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":301,"rateMax":302,"rateAvg":303,"loanLimit":304,"earlyRepaymentFee":305,"delinquencyRate":306,"incidentalExpense":307},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":309,"disclosureMonth":186,"companyCode":310,"companyName":311,"productCode":312,"productName":313,"joinWay":314,"mortgageType":210,"mortgageTypeName":211,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":315,"rateMax":316,"rateAvg":317,"loanLimit":318,"earlyRepaymentFee":319,"delinquencyRate":320,"incidentalExpense":321},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":323,"disclosureMonth":186,"companyCode":310,"companyName":311,"productCode":312,"productName":313,"joinWay":314,"mortgageType":196,"mortgageTypeName":77,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":315,"rateMax":316,"rateAvg":324,"loanLimit":318,"earlyRepaymentFee":319,"delinquencyRate":320,"incidentalExpense":321},"0013175-2001104780001-A-D-C",5.13,{"id":326,"disclosureMonth":186,"companyCode":310,"companyName":311,"productCode":312,"productName":313,"joinWay":314,"mortgageType":196,"mortgageTypeName":77,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":315,"rateMax":316,"rateAvg":327,"loanLimit":318,"earlyRepaymentFee":319,"delinquencyRate":320,"incidentalExpense":321},"0013175-2001104780001-A-S-C",4.86,{"id":329,"disclosureMonth":186,"companyCode":310,"companyName":311,"productCode":312,"productName":313,"joinWay":314,"mortgageType":210,"mortgageTypeName":211,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":315,"rateMax":316,"rateAvg":274,"loanLimit":318,"earlyRepaymentFee":319,"delinquencyRate":320,"incidentalExpense":321},"0013175-2001104780001-E-S-C",{"id":331,"disclosureMonth":186,"companyCode":332,"companyName":333,"productCode":86,"productName":334,"joinWay":90,"mortgageType":196,"mortgageTypeName":77,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":335,"rateMax":336,"rateAvg":9,"loanLimit":337,"earlyRepaymentFee":338,"delinquencyRate":339,"incidentalExpense":340},"0010030-1-A-S-C","0010030","한국산업은행","산은 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매입비용",{"id":342,"disclosureMonth":186,"companyCode":332,"companyName":333,"productCode":86,"productName":334,"joinWay":90,"mortgageType":210,"mortgageTypeName":211,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":335,"rateMax":336,"rateAvg":9,"loanLimit":337,"earlyRepaymentFee":338,"delinquencyRate":339,"incidentalExpense":340},"0010030-1-E-S-C",{"id":344,"disclosureMonth":186,"companyCode":345,"companyName":346,"productCode":347,"productName":348,"joinWay":195,"mortgageType":196,"mortgageTypeName":77,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":251,"rateMax":349,"rateAvg":9,"loanLimit":222,"earlyRepaymentFee":350,"delinquencyRate":351,"incidentalExpense":352},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":354,"disclosureMonth":186,"companyCode":345,"companyName":346,"productCode":347,"productName":348,"joinWay":195,"mortgageType":210,"mortgageTypeName":211,"repaymentType":197,"repaymentTypeName":198,"rateType":199,"rateTypeName":200,"rateMin":251,"rateMax":349,"rateAvg":9,"loanLimit":222,"earlyRepaymentFee":350,"delinquencyRate":351,"incidentalExpense":352},"0010927-KB200300000002-E-S-C",{"id":356,"disclosureMonth":186,"companyCode":191,"companyName":192,"productCode":357,"productName":358,"joinWay":300,"mortgageType":196,"mortgageTypeName":77,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":359,"rateMax":360,"rateAvg":361,"loanLimit":362,"earlyRepaymentFee":205,"delinquencyRate":206,"incidentalExpense":363},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":365,"disclosureMonth":186,"companyCode":366,"companyName":367,"productCode":368,"productName":369,"joinWay":300,"mortgageType":196,"mortgageTypeName":77,"repaymentType":236,"repaymentTypeName":237,"rateType":199,"rateTypeName":200,"rateMin":370,"rateMax":371,"rateAvg":372,"loanLimit":373,"earlyRepaymentFee":105,"delinquencyRate":374,"incidentalExpense":375},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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