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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":637,"disclosureMonth":577,"companyCode":607,"companyName":608,"productCode":609,"productName":610,"joinWay":586,"mortgageType":602,"mortgageTypeName":603,"repaymentType":628,"repaymentTypeName":629,"rateType":591,"rateTypeName":592,"rateMin":638,"rateMax":639,"rateAvg":640,"loanLimit":614,"earlyRepaymentFee":615,"delinquencyRate":616,"incidentalExpense":617},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":642,"disclosureMonth":577,"companyCode":607,"companyName":608,"productCode":620,"productName":621,"joinWay":586,"mortgageType":587,"mortgageTypeName":588,"repaymentType":628,"repaymentTypeName":629,"rateType":591,"rateTypeName":592,"rateMin":638,"rateMax":639,"rateAvg":643,"loanLimit":614,"earlyRepaymentFee":615,"delinquencyRate":616,"incidentalExpense":617},"0010001-1054-A-D-C",4.75,{"id":645,"disclosureMonth":577,"companyCode":646,"companyName":647,"productCode":648,"productName":649,"joinWay":586,"mortgageType":602,"mortgageTypeName":603,"repaymentType":628,"repaymentTypeName":629,"rateType":591,"rateTypeName":592,"rateMin":650,"rateMax":651,"rateAvg":24,"loanLimit":652,"earlyRepaymentFee":653,"delinquencyRate":654,"incidentalExpense":655},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":657,"disclosureMonth":577,"companyCode":646,"companyName":647,"productCode":648,"productName":649,"joinWay":586,"mortgageType":587,"mortgageTypeName":588,"repaymentType":628,"repaymentTypeName":629,"rateType":591,"rateTypeName":592,"rateMin":650,"rateMax":651,"rateAvg":658,"loanLimit":652,"earlyRepaymentFee":653,"delinquencyRate":654,"incidentalExpense":655},"0010016-20461501000001001-A-D-C",4.66,{"id":660,"disclosureMonth":577,"companyCode":646,"companyName":647,"productCode":661,"productName":662,"joinWay":586,"mortgageType":602,"mortgageTypeName":603,"repaymentType":628,"repaymentTypeName":629,"rateType":591,"rateTypeName":592,"rateMin":650,"rateMax":651,"rateAvg":663,"loanLimit":652,"earlyRepaymentFee":653,"delinquencyRate":654,"incidentalExpense":655},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":665,"disclosureMonth":577,"companyCode":646,"companyName":647,"productCode":661,"productName":662,"joinWay":586,"mortgageType":587,"mortgageTypeName":588,"repaymentType":628,"repaymentTypeName":629,"rateType":591,"rateTypeName":592,"rateMin":650,"rateMax":651,"rateAvg":666,"loanLimit":652,"earlyRepaymentFee":653,"delinquencyRate":654,"incidentalExpense":655},"0010016-20283701000001001-A-D-C",4.92,{"id":668,"disclosureMonth":577,"companyCode":624,"companyName":625,"productCode":669,"productName":670,"joinWay":586,"mortgageType":602,"mortgageTypeName":603,"repaymentType":628,"repaymentTypeName":629,"rateType":591,"rateTypeName":592,"rateMin":671,"rateMax":672,"rateAvg":673,"loanLimit":632,"earlyRepaymentFee":633,"delinquencyRate":634,"incidentalExpense":635},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":675,"disclosureMonth":577,"companyCode":676,"companyName":677,"productCode":678,"productName":679,"joinWay":680,"mortgageType":587,"mortgageTypeName":588,"repaymentType":589,"repaymentTypeName":590,"rateType":591,"rateTypeName":592,"rateMin":681,"rateMax":682,"rateAvg":24,"loanLimit":614,"earlyRepaymentFee":683,"delinquencyRate":684,"incidentalExpense":685},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":687,"disclosureMonth":577,"companyCode":688,"companyName":689,"productCode":690,"productName":691,"joinWay":692,"mortgageType":587,"mortgageTypeName":588,"repaymentType":628,"repaymentTypeName":629,"rateType":591,"rateTypeName":592,"rateMin":693,"rateMax":694,"rateAvg":695,"loanLimit":696,"earlyRepaymentFee":697,"delinquencyRate":698,"incidentalExpense":699},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":701,"disclosureMonth":577,"companyCode":702,"companyName":703,"productCode":704,"productName":705,"joinWay":706,"mortgageType":602,"mortgageTypeName":603,"repaymentType":628,"repaymentTypeName":629,"rateType":591,"rateTypeName":592,"rateMin":707,"rateMax":708,"rateAvg":709,"loanLimit":710,"earlyRepaymentFee":711,"delinquencyRate":712,"incidentalExpense":713},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":736,"disclosureMonth":577,"companyCode":724,"companyName":725,"productCode":726,"productName":727,"joinWay":728,"mortgageType":602,"mortgageTypeName":603,"repaymentType":589,"repaymentTypeName":590,"rateType":591,"rateTypeName":592,"rateMin":729,"rateMax":730,"rateAvg":24,"loanLimit":731,"earlyRepaymentFee":732,"delinquencyRate":733,"incidentalExpense":734},"0010030-1-E-S-C",{"id":738,"disclosureMonth":577,"companyCode":739,"companyName":740,"productCode":741,"productName":742,"joinWay":586,"mortgageType":587,"mortgageTypeName":588,"repaymentType":589,"repaymentTypeName":590,"rateType":591,"rateTypeName":592,"rateMin":643,"rateMax":743,"rateAvg":24,"loanLimit":614,"earlyRepaymentFee":744,"delinquencyRate":745,"incidentalExpense":746},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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