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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":205,"disclosureMonth":181,"companyCode":186,"companyName":187,"productCode":188,"productName":189,"joinWay":190,"mortgageType":206,"mortgageTypeName":207,"repaymentType":193,"repaymentTypeName":194,"rateType":195,"rateTypeName":196,"rateMin":197,"rateMax":198,"rateAvg":208,"loanLimit":200,"earlyRepaymentFee":201,"delinquencyRate":202,"incidentalExpense":203},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":210,"disclosureMonth":181,"companyCode":211,"companyName":212,"productCode":213,"productName":214,"joinWay":190,"mortgageType":206,"mortgageTypeName":207,"repaymentType":193,"repaymentTypeName":194,"rateType":195,"rateTypeName":196,"rateMin":215,"rateMax":216,"rateAvg":217,"loanLimit":218,"earlyRepaymentFee":219,"delinquencyRate":220,"incidentalExpense":221},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":223,"disclosureMonth":181,"companyCode":211,"companyName":212,"productCode":224,"productName":225,"joinWay":190,"mortgageType":191,"mortgageTypeName":192,"repaymentType":193,"repaymentTypeName":194,"rateType":195,"rateTypeName":196,"rateMin":215,"rateMax":216,"rateAvg":9,"loanLimit":218,"earlyRepaymentFee":219,"delinquencyRate":220,"incidentalExpense":221},"0010001-1054-A-S-C","1054","우리아파트론",{"id":227,"disclosureMonth":181,"companyCode":228,"companyName":229,"productCode":230,"productName":231,"joinWay":190,"mortgageType":191,"mortgageTypeName":192,"repaymentType":232,"repaymentTypeName":233,"rateType":195,"rateTypeName":196,"rateMin":234,"rateMax":235,"rateAvg":236,"loanLimit":237,"earlyRepaymentFee":238,"delinquencyRate":239,"incidentalExpense":240},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,5,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":242,"disclosureMonth":181,"companyCode":211,"companyName":212,"productCode":213,"productName":214,"joinWay":190,"mortgageType":206,"mortgageTypeName":207,"repaymentType":232,"repaymentTypeName":233,"rateType":195,"rateTypeName":196,"rateMin":243,"rateMax":244,"rateAvg":245,"loanLimit":218,"earlyRepaymentFee":219,"delinquencyRate":220,"incidentalExpense":221},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":247,"disclosureMonth":181,"companyCode":211,"companyName":212,"productCode":224,"productName":225,"joinWay":190,"mortgageType":191,"mortgageTypeName":192,"repaymentType":232,"repaymentTypeName":233,"rateType":195,"rateTypeName":196,"rateMin":243,"rateMax":244,"rateAvg":248,"loanLimit":218,"earlyRepaymentFee":219,"delinquencyRate":220,"incidentalExpense":221},"0010001-1054-A-D-C",4.75,{"id":250,"disclosureMonth":181,"companyCode":251,"companyName":252,"productCode":253,"productName":254,"joinWay":190,"mortgageType":206,"mortgageTypeName":207,"repaymentType":232,"repaymentTypeName":233,"rateType":195,"rateTypeName":196,"rateMin":255,"rateMax":256,"rateAvg":9,"loanLimit":257,"earlyRepaymentFee":258,"delinquencyRate":259,"incidentalExpense":260},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":262,"disclosureMonth":181,"companyCode":251,"companyName":252,"productCode":253,"productName":254,"joinWay":190,"mortgageType":191,"mortgageTypeName":192,"repaymentType":232,"repaymentTypeName":233,"rateType":195,"rateTypeName":196,"rateMin":255,"rateMax":256,"rateAvg":263,"loanLimit":257,"earlyRepaymentFee":258,"delinquencyRate":259,"incidentalExpense":260},"0010016-20461501000001001-A-D-C",4.66,{"id":265,"disclosureMonth":181,"companyCode":251,"companyName":252,"productCode":266,"productName":267,"joinWay":190,"mortgageType":206,"mortgageTypeName":207,"repaymentType":232,"repaymentTypeName":233,"rateType":195,"rateTypeName":196,"rateMin":255,"rateMax":256,"rateAvg":268,"loanLimit":257,"earlyRepaymentFee":258,"delinquencyRate":259,"incidentalExpense":260},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":270,"disclosureMonth":181,"companyCode":251,"companyName":252,"productCode":266,"productName":267,"joinWay":190,"mortgageType":191,"mortgageTypeName":192,"repaymentType":232,"repaymentTypeName":233,"rateType":195,"rateTypeName":196,"rateMin":255,"rateMax":256,"rateAvg":271,"loanLimit":257,"earlyRepaymentFee":258,"delinquencyRate":259,"incidentalExpense":260},"0010016-20283701000001001-A-D-C",4.92,{"id":273,"disclosureMonth":181,"companyCode":228,"companyName":229,"productCode":274,"productName":275,"joinWay":190,"mortgageType":206,"mortgageTypeName":207,"repaymentType":232,"repaymentTypeName":233,"rateType":195,"rateTypeName":196,"rateMin":276,"rateMax":277,"rateAvg":278,"loanLimit":237,"earlyRepaymentFee":238,"delinquencyRate":239,"incidentalExpense":240},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":280,"disclosureMonth":181,"companyCode":281,"companyName":282,"productCode":283,"productName":284,"joinWay":285,"mortgageType":191,"mortgageTypeName":192,"repaymentType":193,"repaymentTypeName":194,"rateType":195,"rateTypeName":196,"rateMin":286,"rateMax":287,"rateAvg":9,"loanLimit":218,"earlyRepaymentFee":288,"delinquencyRate":289,"incidentalExpense":290},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":292,"disclosureMonth":181,"companyCode":293,"companyName":294,"productCode":295,"productName":296,"joinWay":297,"mortgageType":191,"mortgageTypeName":192,"repaymentType":232,"repaymentTypeName":233,"rateType":195,"rateTypeName":196,"rateMin":298,"rateMax":299,"rateAvg":300,"loanLimit":301,"earlyRepaymentFee":302,"delinquencyRate":303,"incidentalExpense":304},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":306,"disclosureMonth":181,"companyCode":307,"companyName":308,"productCode":309,"productName":310,"joinWay":311,"mortgageType":206,"mortgageTypeName":207,"repaymentType":232,"repaymentTypeName":233,"rateType":195,"rateTypeName":196,"rateMin":312,"rateMax":313,"rateAvg":314,"loanLimit":315,"earlyRepaymentFee":316,"delinquencyRate":317,"incidentalExpense":318},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":341,"disclosureMonth":181,"companyCode":329,"companyName":330,"productCode":331,"productName":332,"joinWay":333,"mortgageType":206,"mortgageTypeName":207,"repaymentType":193,"repaymentTypeName":194,"rateType":195,"rateTypeName":196,"rateMin":334,"rateMax":335,"rateAvg":9,"loanLimit":336,"earlyRepaymentFee":337,"delinquencyRate":338,"incidentalExpense":339},"0010030-1-E-S-C",{"id":343,"disclosureMonth":181,"companyCode":344,"companyName":345,"productCode":346,"productName":347,"joinWay":190,"mortgageType":191,"mortgageTypeName":192,"repaymentType":193,"repaymentTypeName":194,"rateType":195,"rateTypeName":196,"rateMin":248,"rateMax":348,"rateAvg":9,"loanLimit":218,"earlyRepaymentFee":349,"delinquencyRate":350,"incidentalExpense":351},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 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