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변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":368,"disclosureMonth":309,"companyCode":338,"companyName":339,"productCode":340,"productName":341,"joinWay":318,"mortgageType":333,"mortgageTypeName":334,"repaymentType":359,"repaymentTypeName":360,"rateType":322,"rateTypeName":323,"rateMin":369,"rateMax":370,"rateAvg":371,"loanLimit":345,"earlyRepaymentFee":346,"delinquencyRate":347,"incidentalExpense":348},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":373,"disclosureMonth":309,"companyCode":338,"companyName":339,"productCode":351,"productName":352,"joinWay":318,"mortgageType":319,"mortgageTypeName":80,"repaymentType":359,"repaymentTypeName":360,"rateType":322,"rateTypeName":323,"rateMin":369,"rateMax":370,"rateAvg":374,"loanLimit":345,"earlyRepaymentFee":346,"delinquencyRate":347,"incidentalExpense":348},"0010001-1054-A-D-C",4.75,{"id":376,"disclosureMonth":309,"companyCode":377,"companyName":378,"productCode":379,"productName":380,"joinWay":318,"mortgageType":333,"mortgageTypeName":334,"repaymentType":359,"repaymentTypeName":360,"rateType":322,"rateTypeName":323,"rateMin":381,"rateMax":382,"rateAvg":9,"loanLimit":383,"earlyRepaymentFee":384,"delinquencyRate":385,"incidentalExpense":386},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":388,"disclosureMonth":309,"companyCode":377,"companyName":378,"productCode":379,"productName":380,"joinWay":318,"mortgageType":319,"mortgageTypeName":80,"repaymentType":359,"repaymentTypeName":360,"rateType":322,"rateTypeName":323,"rateMin":381,"rateMax":382,"rateAvg":389,"loanLimit":383,"earlyRepaymentFee":384,"delinquencyRate":385,"incidentalExpense":386},"0010016-20461501000001001-A-D-C",4.66,{"id":391,"disclosureMonth":309,"companyCode":377,"companyName":378,"productCode":392,"productName":393,"joinWay":318,"mortgageType":333,"mortgageTypeName":334,"repaymentType":359,"repaymentTypeName":360,"rateType":322,"rateTypeName":323,"rateMin":381,"rateMax":382,"rateAvg":394,"loanLimit":383,"earlyRepaymentFee":384,"delinquencyRate":385,"incidentalExpense":386},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":396,"disclosureMonth":309,"companyCode":377,"companyName":378,"productCode":392,"productName":393,"joinWay":318,"mortgageType":319,"mortgageTypeName":80,"repaymentType":359,"repaymentTypeName":360,"rateType":322,"rateTypeName":323,"rateMin":381,"rateMax":382,"rateAvg":397,"loanLimit":383,"earlyRepaymentFee":384,"delinquencyRate":385,"incidentalExpense":386},"0010016-20283701000001001-A-D-C",4.92,{"id":399,"disclosureMonth":309,"companyCode":355,"companyName":356,"productCode":400,"productName":401,"joinWay":318,"mortgageType":333,"mortgageTypeName":334,"repaymentType":359,"repaymentTypeName":360,"rateType":322,"rateTypeName":323,"rateMin":402,"rateMax":403,"rateAvg":404,"loanLimit":363,"earlyRepaymentFee":364,"delinquencyRate":365,"incidentalExpense":366},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":406,"disclosureMonth":309,"companyCode":407,"companyName":408,"productCode":409,"productName":410,"joinWay":411,"mortgageType":319,"mortgageTypeName":80,"repaymentType":320,"repaymentTypeName":321,"rateType":322,"rateTypeName":323,"rateMin":412,"rateMax":413,"rateAvg":9,"loanLimit":345,"earlyRepaymentFee":414,"delinquencyRate":415,"incidentalExpense":416},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":418,"disclosureMonth":309,"companyCode":419,"companyName":420,"productCode":421,"productName":422,"joinWay":423,"mortgageType":319,"mortgageTypeName":80,"repaymentType":359,"repaymentTypeName":360,"rateType":322,"rateTypeName":323,"rateMin":424,"rateMax":425,"rateAvg":426,"loanLimit":427,"earlyRepaymentFee":428,"delinquencyRate":429,"incidentalExpense":430},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":432,"disclosureMonth":309,"companyCode":433,"companyName":434,"productCode":435,"productName":436,"joinWay":437,"mortgageType":333,"mortgageTypeName":334,"repaymentType":359,"repaymentTypeName":360,"rateType":322,"rateTypeName":323,"rateMin":438,"rateMax":439,"rateAvg":440,"loanLimit":441,"earlyRepaymentFee":442,"delinquencyRate":443,"incidentalExpense":444},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":446,"disclosureMonth":309,"companyCode":433,"companyName":434,"productCode":435,"productName":436,"joinWay":437,"mortgageType":319,"mortgageTypeName":80,"repaymentType":359,"repaymentTypeName":360,"rateType":322,"rateTypeName":323,"rateMin":438,"rateMax":439,"rateAvg":447,"loanLimit":441,"earlyRepaymentFee":442,"delinquencyRate":443,"incidentalExpense":444},"0013175-2001104780001-A-D-C",5.13,{"id":449,"disclosureMonth":309,"companyCode":433,"companyName":434,"productCode":435,"productName":436,"joinWay":437,"mortgageType":319,"mortgageTypeName":80,"repaymentType":320,"repaymentTypeName":321,"rateType":322,"rateTypeName":323,"rateMin":438,"rateMax":439,"rateAvg":450,"loanLimit":441,"earlyRepaymentFee":442,"delinquencyRate":443,"incidentalExpense":444},"0013175-2001104780001-A-S-C",4.86,{"id":452,"disclosureMonth":309,"companyCode":433,"companyName":434,"productCode":435,"productName":436,"joinWay":437,"mortgageType":333,"mortgageTypeName":334,"repaymentType":320,"repaymentTypeName":321,"rateType":322,"rateTypeName":323,"rateMin":438,"rateMax":439,"rateAvg":397,"loanLimit":441,"earlyRepaymentFee":442,"delinquencyRate":443,"incidentalExpense":444},"0013175-2001104780001-E-S-C",{"id":454,"disclosureMonth":309,"companyCode":455,"companyName":456,"productCode":114,"productName":457,"joinWay":458,"mortgageType":319,"mortgageTypeName":80,"repaymentType":320,"repaymentTypeName":321,"rateType":322,"rateTypeName":323,"rateMin":459,"rateMax":460,"rateAvg":9,"loanLimit":461,"earlyRepaymentFee":462,"delinquencyRate":463,"incidentalExpense":464},"0010030-1-A-S-C","0010030","한국산업은행","산은 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매입비용",{"id":466,"disclosureMonth":309,"companyCode":455,"companyName":456,"productCode":114,"productName":457,"joinWay":458,"mortgageType":333,"mortgageTypeName":334,"repaymentType":320,"repaymentTypeName":321,"rateType":322,"rateTypeName":323,"rateMin":459,"rateMax":460,"rateAvg":9,"loanLimit":461,"earlyRepaymentFee":462,"delinquencyRate":463,"incidentalExpense":464},"0010030-1-E-S-C",{"id":468,"disclosureMonth":309,"companyCode":469,"companyName":470,"productCode":471,"productName":472,"joinWay":318,"mortgageType":319,"mortgageTypeName":80,"repaymentType":320,"repaymentTypeName":321,"rateType":322,"rateTypeName":323,"rateMin":374,"rateMax":473,"rateAvg":9,"loanLimit":345,"earlyRepaymentFee":474,"delinquencyRate":475,"incidentalExpense":476},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":478,"disclosureMonth":309,"companyCode":469,"companyName":470,"productCode":471,"productName":472,"joinWay":318,"mortgageType":333,"mortgageTypeName":334,"repaymentType":320,"repaymentTypeName":321,"rateType":322,"rateTypeName":323,"rateMin":374,"rateMax":473,"rateAvg":9,"loanLimit":345,"earlyRepaymentFee":474,"delinquencyRate":475,"incidentalExpense":476},"0010927-KB200300000002-E-S-C",{"id":480,"disclosureMonth":309,"companyCode":314,"companyName":315,"productCode":481,"productName":482,"joinWay":423,"mortgageType":319,"mortgageTypeName":80,"repaymentType":359,"repaymentTypeName":360,"rateType":322,"rateTypeName":323,"rateMin":483,"rateMax":484,"rateAvg":485,"loanLimit":486,"earlyRepaymentFee":328,"delinquencyRate":329,"incidentalExpense":487},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":489,"disclosureMonth":309,"companyCode":490,"companyName":491,"productCode":492,"productName":493,"joinWay":423,"mortgageType":319,"mortgageTypeName":80,"repaymentType":359,"repaymentTypeName":360,"rateType":322,"rateTypeName":323,"rateMin":494,"rateMax":495,"rateAvg":496,"loanLimit":497,"earlyRepaymentFee":122,"delinquencyRate":498,"incidentalExpense":499},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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