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도움대출II","영업점,모집인","A","아파트","S","만기일시상환방식","C","변동금리",3.95,5.76,5.61,"LTV 80% 이내","중도상환수수료(대출취급 후 3년 경과시 면제)\n = 중도상환대출금액X중도상환수수료율 X(대출잔여일수÷대출기간)\n2)중도상환수수료율 = 취급후 3년 이내 상환시 0.61%","대출금리+3.0%","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율",{"id":1102,"disclosureMonth":841,"companyCode":1083,"companyName":1084,"productCode":1085,"productName":1086,"joinWay":1087,"mortgageType":1103,"mortgageTypeName":1104,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1092,"rateTypeName":1093,"rateMin":1094,"rateMax":1095,"rateAvg":1105,"loanLimit":1097,"earlyRepaymentFee":1098,"delinquencyRate":1099,"incidentalExpense":1100},"0010024-30002130-E-S-C","E","아파트외",5.56,{"id":1107,"disclosureMonth":841,"companyCode":1108,"companyName":1109,"productCode":1110,"productName":1111,"joinWay":1087,"mortgageType":1103,"mortgageTypeName":1104,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1092,"rateTypeName":1093,"rateMin":1112,"rateMax":1113,"rateAvg":1114,"loanLimit":1115,"earlyRepaymentFee":1116,"delinquencyRate":1117,"incidentalExpense":1118},"0010001-1055-E-S-C","0010001","우리은행","1055","우리부동산론",4.27,5.37,4.84,"LTV 70%","- 고정금리 : 중도상환대출금×0.71%×잔존기간÷대출기간\n- 변동금리 : 중도상환대출금×0.95%×잔존기간÷대출기간","- 적용금리+ 3%\n(가계대출 최고연체이자율 : 12%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율",{"id":1120,"disclosureMonth":841,"companyCode":1108,"companyName":1109,"productCode":1121,"productName":1122,"joinWay":1087,"mortgageType":1088,"mortgageTypeName":1089,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1092,"rateTypeName":1093,"rateMin":1112,"rateMax":1113,"rateAvg":9,"loanLimit":1115,"earlyRepaymentFee":1116,"delinquencyRate":1117,"incidentalExpense":1118},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1124,"disclosureMonth":841,"companyCode":1125,"companyName":1126,"productCode":1127,"productName":1128,"joinWay":1087,"mortgageType":1088,"mortgageTypeName":1089,"repaymentType":1129,"repaymentTypeName":1130,"rateType":1092,"rateTypeName":1093,"rateMin":1131,"rateMax":1132,"rateAvg":242,"loanLimit":1133,"earlyRepaymentFee":1134,"delinquencyRate":1135,"incidentalExpense":1136},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1138,"disclosureMonth":841,"companyCode":1108,"companyName":1109,"productCode":1110,"productName":1111,"joinWay":1087,"mortgageType":1103,"mortgageTypeName":1104,"repaymentType":1129,"repaymentTypeName":1130,"rateType":1092,"rateTypeName":1093,"rateMin":1139,"rateMax":1140,"rateAvg":1141,"loanLimit":1115,"earlyRepaymentFee":1116,"delinquencyRate":1117,"incidentalExpense":1118},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1143,"disclosureMonth":841,"companyCode":1108,"companyName":1109,"productCode":1121,"productName":1122,"joinWay":1087,"mortgageType":1088,"mortgageTypeName":1089,"repaymentType":1129,"repaymentTypeName":1130,"rateType":1092,"rateTypeName":1093,"rateMin":1139,"rateMax":1140,"rateAvg":1144,"loanLimit":1115,"earlyRepaymentFee":1116,"delinquencyRate":1117,"incidentalExpense":1118},"0010001-1054-A-D-C",4.75,{"id":1146,"disclosureMonth":841,"companyCode":1147,"companyName":1148,"productCode":1149,"productName":1150,"joinWay":1087,"mortgageType":1103,"mortgageTypeName":1104,"repaymentType":1129,"repaymentTypeName":1130,"rateType":1092,"rateTypeName":1093,"rateMin":1151,"rateMax":1152,"rateAvg":9,"loanLimit":1153,"earlyRepaymentFee":1154,"delinquencyRate":1155,"incidentalExpense":1156},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":1158,"disclosureMonth":841,"companyCode":1147,"companyName":1148,"productCode":1149,"productName":1150,"joinWay":1087,"mortgageType":1088,"mortgageTypeName":1089,"repaymentType":1129,"repaymentTypeName":1130,"rateType":1092,"rateTypeName":1093,"rateMin":1151,"rateMax":1152,"rateAvg":1159,"loanLimit":1153,"earlyRepaymentFee":1154,"delinquencyRate":1155,"incidentalExpense":1156},"0010016-20461501000001001-A-D-C",4.66,{"id":1161,"disclosureMonth":841,"companyCode":1147,"companyName":1148,"productCode":1162,"productName":1163,"joinWay":1087,"mortgageType":1103,"mortgageTypeName":1104,"repaymentType":1129,"repaymentTypeName":1130,"rateType":1092,"rateTypeName":1093,"rateMin":1151,"rateMax":1152,"rateAvg":1164,"loanLimit":1153,"earlyRepaymentFee":1154,"delinquencyRate":1155,"incidentalExpense":1156},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1166,"disclosureMonth":841,"companyCode":1147,"companyName":1148,"productCode":1162,"productName":1163,"joinWay":1087,"mortgageType":1088,"mortgageTypeName":1089,"repaymentType":1129,"repaymentTypeName":1130,"rateType":1092,"rateTypeName":1093,"rateMin":1151,"rateMax":1152,"rateAvg":1167,"loanLimit":1153,"earlyRepaymentFee":1154,"delinquencyRate":1155,"incidentalExpense":1156},"0010016-20283701000001001-A-D-C",4.92,{"id":1169,"disclosureMonth":841,"companyCode":1125,"companyName":1126,"productCode":1170,"productName":1171,"joinWay":1087,"mortgageType":1103,"mortgageTypeName":1104,"repaymentType":1129,"repaymentTypeName":1130,"rateType":1092,"rateTypeName":1093,"rateMin":1172,"rateMax":1173,"rateAvg":1174,"loanLimit":1133,"earlyRepaymentFee":1134,"delinquencyRate":1135,"incidentalExpense":1136},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1176,"disclosureMonth":841,"companyCode":1177,"companyName":1178,"productCode":1179,"productName":1180,"joinWay":1181,"mortgageType":1088,"mortgageTypeName":1089,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1092,"rateTypeName":1093,"rateMin":1182,"rateMax":1183,"rateAvg":9,"loanLimit":1115,"earlyRepaymentFee":1184,"delinquencyRate":1185,"incidentalExpense":1186},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1188,"disclosureMonth":841,"companyCode":1189,"companyName":1190,"productCode":1191,"productName":1192,"joinWay":1193,"mortgageType":1088,"mortgageTypeName":1089,"repaymentType":1129,"repaymentTypeName":1130,"rateType":1092,"rateTypeName":1093,"rateMin":1194,"rateMax":1195,"rateAvg":1196,"loanLimit":1197,"earlyRepaymentFee":1198,"delinquencyRate":1199,"incidentalExpense":1200},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1202,"disclosureMonth":841,"companyCode":1203,"companyName":1204,"productCode":1205,"productName":1206,"joinWay":1207,"mortgageType":1103,"mortgageTypeName":1104,"repaymentType":1129,"repaymentTypeName":1130,"rateType":1092,"rateTypeName":1093,"rateMin":1208,"rateMax":1209,"rateAvg":1210,"loanLimit":1211,"earlyRepaymentFee":1212,"delinquencyRate":1213,"incidentalExpense":1214},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":1216,"disclosureMonth":841,"companyCode":1203,"companyName":1204,"productCode":1205,"productName":1206,"joinWay":1207,"mortgageType":1088,"mortgageTypeName":1089,"repaymentType":1129,"repaymentTypeName":1130,"rateType":1092,"rateTypeName":1093,"rateMin":1208,"rateMax":1209,"rateAvg":1217,"loanLimit":1211,"earlyRepaymentFee":1212,"delinquencyRate":1213,"incidentalExpense":1214},"0013175-2001104780001-A-D-C",5.13,{"id":1219,"disclosureMonth":841,"companyCode":1203,"companyName":1204,"productCode":1205,"productName":1206,"joinWay":1207,"mortgageType":1088,"mortgageTypeName":1089,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1092,"rateTypeName":1093,"rateMin":1208,"rateMax":1209,"rateAvg":1220,"loanLimit":1211,"earlyRepaymentFee":1212,"delinquencyRate":1213,"incidentalExpense":1214},"0013175-2001104780001-A-S-C",4.86,{"id":1222,"disclosureMonth":841,"companyCode":1203,"companyName":1204,"productCode":1205,"productName":1206,"joinWay":1207,"mortgageType":1103,"mortgageTypeName":1104,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1092,"rateTypeName":1093,"rateMin":1208,"rateMax":1209,"rateAvg":1167,"loanLimit":1211,"earlyRepaymentFee":1212,"delinquencyRate":1213,"incidentalExpense":1214},"0013175-2001104780001-E-S-C",{"id":1224,"disclosureMonth":841,"companyCode":1225,"companyName":1226,"productCode":1227,"productName":1228,"joinWay":1229,"mortgageType":1088,"mortgageTypeName":1089,"repaymentType":1090,"repaymentTypeName":1091,"rateType":1092,"rateTypeName":1093,"rateMin":1230,"rateMax":1231,"rateAvg":9,"loanLimit":1232,"earlyRepaymentFee":1233,"delinquencyRate":1234,"incidentalExpense":1235},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 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