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대출금액*120%*1%*채권할인율",{"id":725,"disclosureMonth":665,"companyCode":695,"companyName":696,"productCode":697,"productName":698,"joinWay":674,"mortgageType":690,"mortgageTypeName":691,"repaymentType":716,"repaymentTypeName":717,"rateType":679,"rateTypeName":680,"rateMin":726,"rateMax":727,"rateAvg":728,"loanLimit":702,"earlyRepaymentFee":703,"delinquencyRate":704,"incidentalExpense":705},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":730,"disclosureMonth":665,"companyCode":695,"companyName":696,"productCode":708,"productName":709,"joinWay":674,"mortgageType":675,"mortgageTypeName":676,"repaymentType":716,"repaymentTypeName":717,"rateType":679,"rateTypeName":680,"rateMin":726,"rateMax":727,"rateAvg":731,"loanLimit":702,"earlyRepaymentFee":703,"delinquencyRate":704,"incidentalExpense":705},"0010001-1054-A-D-C",4.75,{"id":733,"disclosureMonth":665,"companyCode":734,"companyName":735,"productCode":736,"productName":737,"joinWay":674,"mortgageType":690,"mortgageTypeName":691,"repaymentType":716,"repaymentTypeName":717,"rateType":679,"rateTypeName":680,"rateMin":738,"rateMax":739,"rateAvg":24,"loanLimit":740,"earlyRepaymentFee":741,"delinquencyRate":742,"incidentalExpense":743},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":745,"disclosureMonth":665,"companyCode":734,"companyName":735,"productCode":736,"productName":737,"joinWay":674,"mortgageType":675,"mortgageTypeName":676,"repaymentType":716,"repaymentTypeName":717,"rateType":679,"rateTypeName":680,"rateMin":738,"rateMax":739,"rateAvg":746,"loanLimit":740,"earlyRepaymentFee":741,"delinquencyRate":742,"incidentalExpense":743},"0010016-20461501000001001-A-D-C",4.66,{"id":748,"disclosureMonth":665,"companyCode":734,"companyName":735,"productCode":749,"productName":750,"joinWay":674,"mortgageType":690,"mortgageTypeName":691,"repaymentType":716,"repaymentTypeName":717,"rateType":679,"rateTypeName":680,"rateMin":738,"rateMax":739,"rateAvg":751,"loanLimit":740,"earlyRepaymentFee":741,"delinquencyRate":742,"incidentalExpense":743},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":753,"disclosureMonth":665,"companyCode":734,"companyName":735,"productCode":749,"productName":750,"joinWay":674,"mortgageType":675,"mortgageTypeName":676,"repaymentType":716,"repaymentTypeName":717,"rateType":679,"rateTypeName":680,"rateMin":738,"rateMax":739,"rateAvg":754,"loanLimit":740,"earlyRepaymentFee":741,"delinquencyRate":742,"incidentalExpense":743},"0010016-20283701000001001-A-D-C",4.92,{"id":756,"disclosureMonth":665,"companyCode":712,"companyName":713,"productCode":757,"productName":758,"joinWay":674,"mortgageType":690,"mortgageTypeName":691,"repaymentType":716,"repaymentTypeName":717,"rateType":679,"rateTypeName":680,"rateMin":759,"rateMax":760,"rateAvg":761,"loanLimit":720,"earlyRepaymentFee":721,"delinquencyRate":722,"incidentalExpense":723},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":763,"disclosureMonth":665,"companyCode":764,"companyName":765,"productCode":766,"productName":767,"joinWay":768,"mortgageType":675,"mortgageTypeName":676,"repaymentType":677,"repaymentTypeName":678,"rateType":679,"rateTypeName":680,"rateMin":769,"rateMax":770,"rateAvg":24,"loanLimit":702,"earlyRepaymentFee":771,"delinquencyRate":772,"incidentalExpense":773},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":775,"disclosureMonth":665,"companyCode":776,"companyName":777,"productCode":778,"productName":779,"joinWay":780,"mortgageType":675,"mortgageTypeName":676,"repaymentType":716,"repaymentTypeName":717,"rateType":679,"rateTypeName":680,"rateMin":781,"rateMax":782,"rateAvg":783,"loanLimit":784,"earlyRepaymentFee":785,"delinquencyRate":786,"incidentalExpense":787},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":789,"disclosureMonth":665,"companyCode":790,"companyName":791,"productCode":792,"productName":793,"joinWay":794,"mortgageType":690,"mortgageTypeName":691,"repaymentType":716,"repaymentTypeName":717,"rateType":679,"rateTypeName":680,"rateMin":795,"rateMax":796,"rateAvg":797,"loanLimit":798,"earlyRepaymentFee":799,"delinquencyRate":800,"incidentalExpense":801},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":803,"disclosureMonth":665,"companyCode":790,"companyName":791,"productCode":792,"productName":793,"joinWay":794,"mortgageType":675,"mortgageTypeName":676,"repaymentType":716,"repaymentTypeName":717,"rateType":679,"rateTypeName":680,"rateMin":795,"rateMax":796,"rateAvg":804,"loanLimit":798,"earlyRepaymentFee":799,"delinquencyRate":800,"incidentalExpense":801},"0013175-2001104780001-A-D-C",5.13,{"id":806,"disclosureMonth":665,"companyCode":790,"companyName":791,"productCode":792,"productName":793,"joinWay":794,"mortgageType":675,"mortgageTypeName":676,"repaymentType":677,"repaymentTypeName":678,"rateType":679,"rateTypeName":680,"rateMin":795,"rateMax":796,"rateAvg":807,"loanLimit":798,"earlyRepaymentFee":799,"delinquencyRate":800,"incidentalExpense":801},"0013175-2001104780001-A-S-C",4.86,{"id":809,"disclosureMonth":665,"companyCode":790,"companyName":791,"productCode":792,"productName":793,"joinWay":794,"mortgageType":690,"mortgageTypeName":691,"repaymentType":677,"repaymentTypeName":678,"rateType":679,"rateTypeName":680,"rateMin":795,"rateMax":796,"rateAvg":754,"loanLimit":798,"earlyRepaymentFee":799,"delinquencyRate":800,"incidentalExpense":801},"0013175-2001104780001-E-S-C",{"id":811,"disclosureMonth":665,"companyCode":812,"companyName":813,"productCode":814,"productName":815,"joinWay":816,"mortgageType":675,"mortgageTypeName":676,"repaymentType":677,"repaymentTypeName":678,"rateType":679,"rateTypeName":680,"rateMin":817,"rateMax":818,"rateAvg":24,"loanLimit":819,"earlyRepaymentFee":820,"delinquencyRate":821,"incidentalExpense":822},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":824,"disclosureMonth":665,"companyCode":812,"companyName":813,"productCode":814,"productName":815,"joinWay":816,"mortgageType":690,"mortgageTypeName":691,"repaymentType":677,"repaymentTypeName":678,"rateType":679,"rateTypeName":680,"rateMin":817,"rateMax":818,"rateAvg":24,"loanLimit":819,"earlyRepaymentFee":820,"delinquencyRate":821,"incidentalExpense":822},"0010030-1-E-S-C",{"id":826,"disclosureMonth":665,"companyCode":827,"companyName":828,"productCode":829,"productName":830,"joinWay":674,"mortgageType":675,"mortgageTypeName":676,"repaymentType":677,"repaymentTypeName":678,"rateType":679,"rateTypeName":680,"rateMin":731,"rateMax":831,"rateAvg":24,"loanLimit":702,"earlyRepaymentFee":832,"delinquencyRate":833,"incidentalExpense":834},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":836,"disclosureMonth":665,"companyCode":827,"companyName":828,"productCode":829,"productName":830,"joinWay":674,"mortgageType":690,"mortgageTypeName":691,"repaymentType":677,"repaymentTypeName":678,"rateType":679,"rateTypeName":680,"rateMin":731,"rateMax":831,"rateAvg":24,"loanLimit":702,"earlyRepaymentFee":832,"delinquencyRate":833,"incidentalExpense":834},"0010927-KB200300000002-E-S-C",{"id":838,"disclosureMonth":665,"companyCode":670,"companyName":671,"productCode":839,"productName":840,"joinWay":780,"mortgageType":675,"mortgageTypeName":676,"repaymentType":716,"repaymentTypeName":717,"rateType":679,"rateTypeName":680,"rateMin":841,"rateMax":842,"rateAvg":843,"loanLimit":844,"earlyRepaymentFee":685,"delinquencyRate":686,"incidentalExpense":845},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":847,"disclosureMonth":665,"companyCode":848,"companyName":849,"productCode":850,"productName":851,"joinWay":780,"mortgageType":675,"mortgageTypeName":676,"repaymentType":716,"repaymentTypeName":717,"rateType":679,"rateTypeName":680,"rateMin":852,"rateMax":853,"rateAvg":854,"loanLimit":855,"earlyRepaymentFee":856,"delinquencyRate":857,"incidentalExpense":858},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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