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대출금액*120%*1%*채권할인율",{"id":647,"disclosureMonth":89,"companyCode":617,"companyName":618,"productCode":619,"productName":620,"joinWay":596,"mortgageType":612,"mortgageTypeName":613,"repaymentType":638,"repaymentTypeName":639,"rateType":601,"rateTypeName":602,"rateMin":648,"rateMax":649,"rateAvg":650,"loanLimit":624,"earlyRepaymentFee":625,"delinquencyRate":626,"incidentalExpense":627},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":652,"disclosureMonth":89,"companyCode":617,"companyName":618,"productCode":630,"productName":631,"joinWay":596,"mortgageType":597,"mortgageTypeName":598,"repaymentType":638,"repaymentTypeName":639,"rateType":601,"rateTypeName":602,"rateMin":648,"rateMax":649,"rateAvg":653,"loanLimit":624,"earlyRepaymentFee":625,"delinquencyRate":626,"incidentalExpense":627},"0010001-1054-A-D-C",4.75,{"id":655,"disclosureMonth":89,"companyCode":656,"companyName":657,"productCode":658,"productName":659,"joinWay":596,"mortgageType":612,"mortgageTypeName":613,"repaymentType":638,"repaymentTypeName":639,"rateType":601,"rateTypeName":602,"rateMin":660,"rateMax":661,"rateAvg":9,"loanLimit":662,"earlyRepaymentFee":663,"delinquencyRate":664,"incidentalExpense":665},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":667,"disclosureMonth":89,"companyCode":656,"companyName":657,"productCode":658,"productName":659,"joinWay":596,"mortgageType":597,"mortgageTypeName":598,"repaymentType":638,"repaymentTypeName":639,"rateType":601,"rateTypeName":602,"rateMin":660,"rateMax":661,"rateAvg":668,"loanLimit":662,"earlyRepaymentFee":663,"delinquencyRate":664,"incidentalExpense":665},"0010016-20461501000001001-A-D-C",4.66,{"id":670,"disclosureMonth":89,"companyCode":656,"companyName":657,"productCode":671,"productName":672,"joinWay":596,"mortgageType":612,"mortgageTypeName":613,"repaymentType":638,"repaymentTypeName":639,"rateType":601,"rateTypeName":602,"rateMin":660,"rateMax":661,"rateAvg":673,"loanLimit":662,"earlyRepaymentFee":663,"delinquencyRate":664,"incidentalExpense":665},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":675,"disclosureMonth":89,"companyCode":656,"companyName":657,"productCode":671,"productName":672,"joinWay":596,"mortgageType":597,"mortgageTypeName":598,"repaymentType":638,"repaymentTypeName":639,"rateType":601,"rateTypeName":602,"rateMin":660,"rateMax":661,"rateAvg":676,"loanLimit":662,"earlyRepaymentFee":663,"delinquencyRate":664,"incidentalExpense":665},"0010016-20283701000001001-A-D-C",4.92,{"id":678,"disclosureMonth":89,"companyCode":634,"companyName":635,"productCode":679,"productName":680,"joinWay":596,"mortgageType":612,"mortgageTypeName":613,"repaymentType":638,"repaymentTypeName":639,"rateType":601,"rateTypeName":602,"rateMin":681,"rateMax":682,"rateAvg":683,"loanLimit":642,"earlyRepaymentFee":643,"delinquencyRate":644,"incidentalExpense":645},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":685,"disclosureMonth":89,"companyCode":686,"companyName":687,"productCode":688,"productName":689,"joinWay":690,"mortgageType":597,"mortgageTypeName":598,"repaymentType":599,"repaymentTypeName":600,"rateType":601,"rateTypeName":602,"rateMin":691,"rateMax":692,"rateAvg":9,"loanLimit":624,"earlyRepaymentFee":693,"delinquencyRate":694,"incidentalExpense":695},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":697,"disclosureMonth":89,"companyCode":698,"companyName":699,"productCode":700,"productName":701,"joinWay":702,"mortgageType":597,"mortgageTypeName":598,"repaymentType":638,"repaymentTypeName":639,"rateType":601,"rateTypeName":602,"rateMin":703,"rateMax":704,"rateAvg":705,"loanLimit":706,"earlyRepaymentFee":707,"delinquencyRate":708,"incidentalExpense":709},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":711,"disclosureMonth":89,"companyCode":712,"companyName":713,"productCode":714,"productName":715,"joinWay":716,"mortgageType":612,"mortgageTypeName":613,"repaymentType":638,"repaymentTypeName":639,"rateType":601,"rateTypeName":602,"rateMin":717,"rateMax":718,"rateAvg":719,"loanLimit":720,"earlyRepaymentFee":721,"delinquencyRate":722,"incidentalExpense":723},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":725,"disclosureMonth":89,"companyCode":712,"companyName":713,"productCode":714,"productName":715,"joinWay":716,"mortgageType":597,"mortgageTypeName":598,"repaymentType":638,"repaymentTypeName":639,"rateType":601,"rateTypeName":602,"rateMin":717,"rateMax":718,"rateAvg":726,"loanLimit":720,"earlyRepaymentFee":721,"delinquencyRate":722,"incidentalExpense":723},"0013175-2001104780001-A-D-C",5.13,{"id":728,"disclosureMonth":89,"companyCode":712,"companyName":713,"productCode":714,"productName":715,"joinWay":716,"mortgageType":597,"mortgageTypeName":598,"repaymentType":599,"repaymentTypeName":600,"rateType":601,"rateTypeName":602,"rateMin":717,"rateMax":718,"rateAvg":729,"loanLimit":720,"earlyRepaymentFee":721,"delinquencyRate":722,"incidentalExpense":723},"0013175-2001104780001-A-S-C",4.86,{"id":731,"disclosureMonth":89,"companyCode":712,"companyName":713,"productCode":714,"productName":715,"joinWay":716,"mortgageType":612,"mortgageTypeName":613,"repaymentType":599,"repaymentTypeName":600,"rateType":601,"rateTypeName":602,"rateMin":717,"rateMax":718,"rateAvg":676,"loanLimit":720,"earlyRepaymentFee":721,"delinquencyRate":722,"incidentalExpense":723},"0013175-2001104780001-E-S-C",{"id":733,"disclosureMonth":89,"companyCode":734,"companyName":735,"productCode":736,"productName":737,"joinWay":738,"mortgageType":597,"mortgageTypeName":598,"repaymentType":599,"repaymentTypeName":600,"rateType":601,"rateTypeName":602,"rateMin":739,"rateMax":740,"rateAvg":9,"loanLimit":741,"earlyRepaymentFee":742,"delinquencyRate":743,"incidentalExpense":744},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":746,"disclosureMonth":89,"companyCode":734,"companyName":735,"productCode":736,"productName":737,"joinWay":738,"mortgageType":612,"mortgageTypeName":613,"repaymentType":599,"repaymentTypeName":600,"rateType":601,"rateTypeName":602,"rateMin":739,"rateMax":740,"rateAvg":9,"loanLimit":741,"earlyRepaymentFee":742,"delinquencyRate":743,"incidentalExpense":744},"0010030-1-E-S-C",{"id":748,"disclosureMonth":89,"companyCode":749,"companyName":750,"productCode":751,"productName":752,"joinWay":596,"mortgageType":597,"mortgageTypeName":598,"repaymentType":599,"repaymentTypeName":600,"rateType":601,"rateTypeName":602,"rateMin":653,"rateMax":753,"rateAvg":9,"loanLimit":624,"earlyRepaymentFee":754,"delinquencyRate":755,"incidentalExpense":756},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":758,"disclosureMonth":89,"companyCode":749,"companyName":750,"productCode":751,"productName":752,"joinWay":596,"mortgageType":612,"mortgageTypeName":613,"repaymentType":599,"repaymentTypeName":600,"rateType":601,"rateTypeName":602,"rateMin":653,"rateMax":753,"rateAvg":9,"loanLimit":624,"earlyRepaymentFee":754,"delinquencyRate":755,"incidentalExpense":756},"0010927-KB200300000002-E-S-C",{"id":760,"disclosureMonth":89,"companyCode":592,"companyName":593,"productCode":761,"productName":762,"joinWay":702,"mortgageType":597,"mortgageTypeName":598,"repaymentType":638,"repaymentTypeName":639,"rateType":601,"rateTypeName":602,"rateMin":763,"rateMax":764,"rateAvg":765,"loanLimit":766,"earlyRepaymentFee":607,"delinquencyRate":608,"incidentalExpense":767},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":769,"disclosureMonth":89,"companyCode":770,"companyName":771,"productCode":772,"productName":773,"joinWay":702,"mortgageType":597,"mortgageTypeName":598,"repaymentType":638,"repaymentTypeName":639,"rateType":601,"rateTypeName":602,"rateMin":774,"rateMax":775,"rateAvg":776,"loanLimit":777,"earlyRepaymentFee":778,"delinquencyRate":779,"incidentalExpense":780},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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