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채권할인율",{"id":1037,"disclosureMonth":94,"companyCode":1025,"companyName":1026,"productCode":1038,"productName":1039,"joinWay":1004,"mortgageType":1005,"mortgageTypeName":1006,"repaymentType":1007,"repaymentTypeName":1008,"rateType":1009,"rateTypeName":1010,"rateMin":1029,"rateMax":1030,"rateAvg":24,"loanLimit":1032,"earlyRepaymentFee":1033,"delinquencyRate":1034,"incidentalExpense":1035},"0010001-1054-A-S-C","1054","우리아파트론",{"id":1041,"disclosureMonth":94,"companyCode":1042,"companyName":1043,"productCode":1044,"productName":1045,"joinWay":1004,"mortgageType":1005,"mortgageTypeName":1006,"repaymentType":1046,"repaymentTypeName":1047,"rateType":1009,"rateTypeName":1010,"rateMin":1048,"rateMax":1049,"rateAvg":152,"loanLimit":1050,"earlyRepaymentFee":1051,"delinquencyRate":1052,"incidentalExpense":1053},"0011625-WR0001B-A-D-C","0011625","신한은행","WR0001B","신한주택대출(아파트)","D","분할상환방식",4.38,5.78,"-LTV40%","-중도상환해약금:중도상환대출금*중도상환해약금률(고정금리0.59%, 변동금리0.59%)*(대출잔여일수\u002F대출기간)","-1개월이내:대출금리+3%\n-3개월이내:대출금리+3%\n-3개월초과:대출금리+3%(최고연체이자율:15%)","- 인지세: 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권매입: 대출금액*120%*1%*채권할인율",{"id":1055,"disclosureMonth":94,"companyCode":1025,"companyName":1026,"productCode":1027,"productName":1028,"joinWay":1004,"mortgageType":1020,"mortgageTypeName":1021,"repaymentType":1046,"repaymentTypeName":1047,"rateType":1009,"rateTypeName":1010,"rateMin":1056,"rateMax":1057,"rateAvg":1058,"loanLimit":1032,"earlyRepaymentFee":1033,"delinquencyRate":1034,"incidentalExpense":1035},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":1060,"disclosureMonth":94,"companyCode":1025,"companyName":1026,"productCode":1038,"productName":1039,"joinWay":1004,"mortgageType":1005,"mortgageTypeName":1006,"repaymentType":1046,"repaymentTypeName":1047,"rateType":1009,"rateTypeName":1010,"rateMin":1056,"rateMax":1057,"rateAvg":1061,"loanLimit":1032,"earlyRepaymentFee":1033,"delinquencyRate":1034,"incidentalExpense":1035},"0010001-1054-A-D-C",4.75,{"id":1063,"disclosureMonth":94,"companyCode":1064,"companyName":1065,"productCode":1066,"productName":1067,"joinWay":1004,"mortgageType":1020,"mortgageTypeName":1021,"repaymentType":1046,"repaymentTypeName":1047,"rateType":1009,"rateTypeName":1010,"rateMin":1068,"rateMax":1069,"rateAvg":24,"loanLimit":1070,"earlyRepaymentFee":1071,"delinquencyRate":1072,"incidentalExpense":1073},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 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대출금액×115%×1%×채권할인율",{"id":1075,"disclosureMonth":94,"companyCode":1064,"companyName":1065,"productCode":1066,"productName":1067,"joinWay":1004,"mortgageType":1005,"mortgageTypeName":1006,"repaymentType":1046,"repaymentTypeName":1047,"rateType":1009,"rateTypeName":1010,"rateMin":1068,"rateMax":1069,"rateAvg":1076,"loanLimit":1070,"earlyRepaymentFee":1071,"delinquencyRate":1072,"incidentalExpense":1073},"0010016-20461501000001001-A-D-C",4.66,{"id":1078,"disclosureMonth":94,"companyCode":1064,"companyName":1065,"productCode":1079,"productName":1080,"joinWay":1004,"mortgageType":1020,"mortgageTypeName":1021,"repaymentType":1046,"repaymentTypeName":1047,"rateType":1009,"rateTypeName":1010,"rateMin":1068,"rateMax":1069,"rateAvg":1081,"loanLimit":1070,"earlyRepaymentFee":1071,"delinquencyRate":1072,"incidentalExpense":1073},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":1083,"disclosureMonth":94,"companyCode":1064,"companyName":1065,"productCode":1079,"productName":1080,"joinWay":1004,"mortgageType":1005,"mortgageTypeName":1006,"repaymentType":1046,"repaymentTypeName":1047,"rateType":1009,"rateTypeName":1010,"rateMin":1068,"rateMax":1069,"rateAvg":1084,"loanLimit":1070,"earlyRepaymentFee":1071,"delinquencyRate":1072,"incidentalExpense":1073},"0010016-20283701000001001-A-D-C",4.92,{"id":1086,"disclosureMonth":94,"companyCode":1042,"companyName":1043,"productCode":1087,"productName":1088,"joinWay":1004,"mortgageType":1020,"mortgageTypeName":1021,"repaymentType":1046,"repaymentTypeName":1047,"rateType":1009,"rateTypeName":1010,"rateMin":1089,"rateMax":1090,"rateAvg":1091,"loanLimit":1050,"earlyRepaymentFee":1051,"delinquencyRate":1052,"incidentalExpense":1053},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":1093,"disclosureMonth":94,"companyCode":1094,"companyName":1095,"productCode":1096,"productName":1097,"joinWay":1098,"mortgageType":1005,"mortgageTypeName":1006,"repaymentType":1007,"repaymentTypeName":1008,"rateType":1009,"rateTypeName":1010,"rateMin":1099,"rateMax":1100,"rateAvg":24,"loanLimit":1032,"earlyRepaymentFee":1101,"delinquencyRate":1102,"incidentalExpense":1103},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":1105,"disclosureMonth":94,"companyCode":1106,"companyName":1107,"productCode":1108,"productName":1109,"joinWay":1110,"mortgageType":1005,"mortgageTypeName":1006,"repaymentType":1046,"repaymentTypeName":1047,"rateType":1009,"rateTypeName":1010,"rateMin":1111,"rateMax":1112,"rateAvg":1113,"loanLimit":1114,"earlyRepaymentFee":1115,"delinquencyRate":1116,"incidentalExpense":1117},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":1119,"disclosureMonth":94,"companyCode":1120,"companyName":1121,"productCode":1122,"productName":1123,"joinWay":1124,"mortgageType":1020,"mortgageTypeName":1021,"repaymentType":1046,"repaymentTypeName":1047,"rateType":1009,"rateTypeName":1010,"rateMin":1125,"rateMax":1126,"rateAvg":1127,"loanLimit":1128,"earlyRepaymentFee":1129,"delinquencyRate":1130,"incidentalExpense":1131},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 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매입비용",{"id":1154,"disclosureMonth":94,"companyCode":1142,"companyName":1143,"productCode":1144,"productName":1145,"joinWay":1146,"mortgageType":1020,"mortgageTypeName":1021,"repaymentType":1007,"repaymentTypeName":1008,"rateType":1009,"rateTypeName":1010,"rateMin":1147,"rateMax":1148,"rateAvg":24,"loanLimit":1149,"earlyRepaymentFee":1150,"delinquencyRate":1151,"incidentalExpense":1152},"0010030-1-E-S-C",{"id":1156,"disclosureMonth":94,"companyCode":1157,"companyName":1158,"productCode":1159,"productName":1160,"joinWay":1004,"mortgageType":1005,"mortgageTypeName":1006,"repaymentType":1007,"repaymentTypeName":1008,"rateType":1009,"rateTypeName":1010,"rateMin":1061,"rateMax":1161,"rateAvg":24,"loanLimit":1032,"earlyRepaymentFee":1162,"delinquencyRate":1163,"incidentalExpense":1164},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 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채권할인율\n주택신보출연료(주택자금용도)",{"id":1177,"disclosureMonth":94,"companyCode":1178,"companyName":1179,"productCode":1180,"productName":1181,"joinWay":1110,"mortgageType":1005,"mortgageTypeName":1006,"repaymentType":1046,"repaymentTypeName":1047,"rateType":1009,"rateTypeName":1010,"rateMin":1182,"rateMax":1183,"rateAvg":1184,"loanLimit":1185,"earlyRepaymentFee":1186,"delinquencyRate":1187,"incidentalExpense":1188},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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