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대출금액*120%*1%*채권할인율",{"id":446,"disclosureMonth":386,"companyCode":415,"companyName":416,"productCode":417,"productName":418,"joinWay":395,"mortgageType":410,"mortgageTypeName":411,"repaymentType":436,"repaymentTypeName":437,"rateType":399,"rateTypeName":400,"rateMin":447,"rateMax":448,"rateAvg":449,"loanLimit":422,"earlyRepaymentFee":423,"delinquencyRate":424,"incidentalExpense":425},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":451,"disclosureMonth":386,"companyCode":415,"companyName":416,"productCode":428,"productName":429,"joinWay":395,"mortgageType":396,"mortgageTypeName":86,"repaymentType":436,"repaymentTypeName":437,"rateType":399,"rateTypeName":400,"rateMin":447,"rateMax":448,"rateAvg":452,"loanLimit":422,"earlyRepaymentFee":423,"delinquencyRate":424,"incidentalExpense":425},"0010001-1054-A-D-C",4.75,{"id":454,"disclosureMonth":386,"companyCode":455,"companyName":456,"productCode":457,"productName":458,"joinWay":395,"mortgageType":410,"mortgageTypeName":411,"repaymentType":436,"repaymentTypeName":437,"rateType":399,"rateTypeName":400,"rateMin":459,"rateMax":460,"rateAvg":9,"loanLimit":461,"earlyRepaymentFee":462,"delinquencyRate":463,"incidentalExpense":464},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":466,"disclosureMonth":386,"companyCode":455,"companyName":456,"productCode":457,"productName":458,"joinWay":395,"mortgageType":396,"mortgageTypeName":86,"repaymentType":436,"repaymentTypeName":437,"rateType":399,"rateTypeName":400,"rateMin":459,"rateMax":460,"rateAvg":467,"loanLimit":461,"earlyRepaymentFee":462,"delinquencyRate":463,"incidentalExpense":464},"0010016-20461501000001001-A-D-C",4.66,{"id":469,"disclosureMonth":386,"companyCode":455,"companyName":456,"productCode":470,"productName":471,"joinWay":395,"mortgageType":410,"mortgageTypeName":411,"repaymentType":436,"repaymentTypeName":437,"rateType":399,"rateTypeName":400,"rateMin":459,"rateMax":460,"rateAvg":472,"loanLimit":461,"earlyRepaymentFee":462,"delinquencyRate":463,"incidentalExpense":464},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":474,"disclosureMonth":386,"companyCode":455,"companyName":456,"productCode":470,"productName":471,"joinWay":395,"mortgageType":396,"mortgageTypeName":86,"repaymentType":436,"repaymentTypeName":437,"rateType":399,"rateTypeName":400,"rateMin":459,"rateMax":460,"rateAvg":475,"loanLimit":461,"earlyRepaymentFee":462,"delinquencyRate":463,"incidentalExpense":464},"0010016-20283701000001001-A-D-C",4.92,{"id":477,"disclosureMonth":386,"companyCode":432,"companyName":433,"productCode":478,"productName":479,"joinWay":395,"mortgageType":410,"mortgageTypeName":411,"repaymentType":436,"repaymentTypeName":437,"rateType":399,"rateTypeName":400,"rateMin":480,"rateMax":481,"rateAvg":482,"loanLimit":441,"earlyRepaymentFee":442,"delinquencyRate":443,"incidentalExpense":444},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":484,"disclosureMonth":386,"companyCode":485,"companyName":486,"productCode":487,"productName":488,"joinWay":489,"mortgageType":396,"mortgageTypeName":86,"repaymentType":397,"repaymentTypeName":398,"rateType":399,"rateTypeName":400,"rateMin":490,"rateMax":491,"rateAvg":9,"loanLimit":422,"earlyRepaymentFee":492,"delinquencyRate":493,"incidentalExpense":494},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":496,"disclosureMonth":386,"companyCode":497,"companyName":498,"productCode":499,"productName":500,"joinWay":501,"mortgageType":396,"mortgageTypeName":86,"repaymentType":436,"repaymentTypeName":437,"rateType":399,"rateTypeName":400,"rateMin":502,"rateMax":503,"rateAvg":504,"loanLimit":505,"earlyRepaymentFee":506,"delinquencyRate":507,"incidentalExpense":508},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":510,"disclosureMonth":386,"companyCode":511,"companyName":512,"productCode":513,"productName":514,"joinWay":515,"mortgageType":410,"mortgageTypeName":411,"repaymentType":436,"repaymentTypeName":437,"rateType":399,"rateTypeName":400,"rateMin":516,"rateMax":517,"rateAvg":518,"loanLimit":519,"earlyRepaymentFee":520,"delinquencyRate":521,"incidentalExpense":522},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":524,"disclosureMonth":386,"companyCode":511,"companyName":512,"productCode":513,"productName":514,"joinWay":515,"mortgageType":396,"mortgageTypeName":86,"repaymentType":436,"repaymentTypeName":437,"rateType":399,"rateTypeName":400,"rateMin":516,"rateMax":517,"rateAvg":525,"loanLimit":519,"earlyRepaymentFee":520,"delinquencyRate":521,"incidentalExpense":522},"0013175-2001104780001-A-D-C",5.13,{"id":527,"disclosureMonth":386,"companyCode":511,"companyName":512,"productCode":513,"productName":514,"joinWay":515,"mortgageType":396,"mortgageTypeName":86,"repaymentType":397,"repaymentTypeName":398,"rateType":399,"rateTypeName":400,"rateMin":516,"rateMax":517,"rateAvg":528,"loanLimit":519,"earlyRepaymentFee":520,"delinquencyRate":521,"incidentalExpense":522},"0013175-2001104780001-A-S-C",4.86,{"id":530,"disclosureMonth":386,"companyCode":511,"companyName":512,"productCode":513,"productName":514,"joinWay":515,"mortgageType":410,"mortgageTypeName":411,"repaymentType":397,"repaymentTypeName":398,"rateType":399,"rateTypeName":400,"rateMin":516,"rateMax":517,"rateAvg":475,"loanLimit":519,"earlyRepaymentFee":520,"delinquencyRate":521,"incidentalExpense":522},"0013175-2001104780001-E-S-C",{"id":532,"disclosureMonth":386,"companyCode":533,"companyName":534,"productCode":535,"productName":536,"joinWay":537,"mortgageType":396,"mortgageTypeName":86,"repaymentType":397,"repaymentTypeName":398,"rateType":399,"rateTypeName":400,"rateMin":538,"rateMax":539,"rateAvg":9,"loanLimit":540,"earlyRepaymentFee":541,"delinquencyRate":542,"incidentalExpense":543},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 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매입비용",{"id":545,"disclosureMonth":386,"companyCode":533,"companyName":534,"productCode":535,"productName":536,"joinWay":537,"mortgageType":410,"mortgageTypeName":411,"repaymentType":397,"repaymentTypeName":398,"rateType":399,"rateTypeName":400,"rateMin":538,"rateMax":539,"rateAvg":9,"loanLimit":540,"earlyRepaymentFee":541,"delinquencyRate":542,"incidentalExpense":543},"0010030-1-E-S-C",{"id":547,"disclosureMonth":386,"companyCode":548,"companyName":549,"productCode":550,"productName":551,"joinWay":395,"mortgageType":396,"mortgageTypeName":86,"repaymentType":397,"repaymentTypeName":398,"rateType":399,"rateTypeName":400,"rateMin":452,"rateMax":552,"rateAvg":9,"loanLimit":422,"earlyRepaymentFee":553,"delinquencyRate":554,"incidentalExpense":555},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":557,"disclosureMonth":386,"companyCode":548,"companyName":549,"productCode":550,"productName":551,"joinWay":395,"mortgageType":410,"mortgageTypeName":411,"repaymentType":397,"repaymentTypeName":398,"rateType":399,"rateTypeName":400,"rateMin":452,"rateMax":552,"rateAvg":9,"loanLimit":422,"earlyRepaymentFee":553,"delinquencyRate":554,"incidentalExpense":555},"0010927-KB200300000002-E-S-C",{"id":559,"disclosureMonth":386,"companyCode":391,"companyName":392,"productCode":560,"productName":561,"joinWay":501,"mortgageType":396,"mortgageTypeName":86,"repaymentType":436,"repaymentTypeName":437,"rateType":399,"rateTypeName":400,"rateMin":562,"rateMax":563,"rateAvg":564,"loanLimit":565,"earlyRepaymentFee":405,"delinquencyRate":406,"incidentalExpense":566},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":568,"disclosureMonth":386,"companyCode":569,"companyName":570,"productCode":571,"productName":572,"joinWay":501,"mortgageType":396,"mortgageTypeName":86,"repaymentType":436,"repaymentTypeName":437,"rateType":399,"rateTypeName":400,"rateMin":573,"rateMax":574,"rateAvg":575,"loanLimit":576,"earlyRepaymentFee":127,"delinquencyRate":577,"incidentalExpense":578},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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