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대출금액*120%*1%*채권할인율",{"id":288,"disclosureMonth":227,"companyCode":257,"companyName":258,"productCode":259,"productName":260,"joinWay":236,"mortgageType":252,"mortgageTypeName":253,"repaymentType":278,"repaymentTypeName":279,"rateType":241,"rateTypeName":242,"rateMin":289,"rateMax":290,"rateAvg":291,"loanLimit":264,"earlyRepaymentFee":265,"delinquencyRate":266,"incidentalExpense":267},"0010001-1055-E-D-C",4.42,5.62,4.89,{"id":293,"disclosureMonth":227,"companyCode":257,"companyName":258,"productCode":270,"productName":271,"joinWay":236,"mortgageType":237,"mortgageTypeName":238,"repaymentType":278,"repaymentTypeName":279,"rateType":241,"rateTypeName":242,"rateMin":289,"rateMax":290,"rateAvg":294,"loanLimit":264,"earlyRepaymentFee":265,"delinquencyRate":266,"incidentalExpense":267},"0010001-1054-A-D-C",4.75,{"id":296,"disclosureMonth":227,"companyCode":297,"companyName":298,"productCode":299,"productName":300,"joinWay":236,"mortgageType":252,"mortgageTypeName":253,"repaymentType":278,"repaymentTypeName":279,"rateType":241,"rateTypeName":242,"rateMin":301,"rateMax":302,"rateAvg":9,"loanLimit":303,"earlyRepaymentFee":304,"delinquencyRate":305,"incidentalExpense":306},"0010016-20461501000001001-E-D-C","0010016","아이엠뱅크","20461501000001001","장기모기지론-코픽스6개월변동(구입)",4.45,5.55,"담보인정비율(LTV) 70%","중도상환대출금액×0.51%×(3년-대출경과일수)÷3년(일수)","○ 대출이자율 + 3.0%\n○ 최고 연체이자율 : 15.0%","1.인지세:해당세액의 50%\n2.국민주택채권매입비용 : 대출금액×115%×1%×채권할인율",{"id":308,"disclosureMonth":227,"companyCode":297,"companyName":298,"productCode":299,"productName":300,"joinWay":236,"mortgageType":237,"mortgageTypeName":238,"repaymentType":278,"repaymentTypeName":279,"rateType":241,"rateTypeName":242,"rateMin":301,"rateMax":302,"rateAvg":309,"loanLimit":303,"earlyRepaymentFee":304,"delinquencyRate":305,"incidentalExpense":306},"0010016-20461501000001001-A-D-C",4.66,{"id":311,"disclosureMonth":227,"companyCode":297,"companyName":298,"productCode":312,"productName":313,"joinWay":236,"mortgageType":252,"mortgageTypeName":253,"repaymentType":278,"repaymentTypeName":279,"rateType":241,"rateTypeName":242,"rateMin":301,"rateMax":302,"rateAvg":314,"loanLimit":303,"earlyRepaymentFee":304,"delinquencyRate":305,"incidentalExpense":306},"0010016-20283701000001001-E-D-C","20283701000001001","장기모기지론-코픽스6개월변동(생활)",5.01,{"id":316,"disclosureMonth":227,"companyCode":297,"companyName":298,"productCode":312,"productName":313,"joinWay":236,"mortgageType":237,"mortgageTypeName":238,"repaymentType":278,"repaymentTypeName":279,"rateType":241,"rateTypeName":242,"rateMin":301,"rateMax":302,"rateAvg":317,"loanLimit":303,"earlyRepaymentFee":304,"delinquencyRate":305,"incidentalExpense":306},"0010016-20283701000001001-A-D-C",4.92,{"id":319,"disclosureMonth":227,"companyCode":274,"companyName":275,"productCode":320,"productName":321,"joinWay":236,"mortgageType":252,"mortgageTypeName":253,"repaymentType":278,"repaymentTypeName":279,"rateType":241,"rateTypeName":242,"rateMin":322,"rateMax":323,"rateAvg":324,"loanLimit":283,"earlyRepaymentFee":284,"delinquencyRate":285,"incidentalExpense":286},"0011625-WR0001C-E-D-C","WR0001C","신한주택대출",4.48,5.88,5.26,{"id":326,"disclosureMonth":227,"companyCode":327,"companyName":328,"productCode":329,"productName":330,"joinWay":331,"mortgageType":237,"mortgageTypeName":238,"repaymentType":239,"repaymentTypeName":240,"rateType":241,"rateTypeName":242,"rateMin":332,"rateMax":333,"rateAvg":9,"loanLimit":264,"earlyRepaymentFee":334,"delinquencyRate":335,"incidentalExpense":336},"0010022-WR0001A-A-S-C","0010022","전북은행","WR0001A","JB해피홈론","영업점,스마트폰",4.58,6.58,"상환금액×수수료율(변동0.63%, 고정0.76%)×대출잔여일수÷대출기간(최장 3년)","대출금리+3%\n(최고 연체이자율:15%)","인지세:50%\n주택채권매입:대출금액×120%×1%×할인율\n화재보험료(아파트외)\n주택신보출연료(주택구입)",{"id":338,"disclosureMonth":227,"companyCode":339,"companyName":340,"productCode":341,"productName":342,"joinWay":343,"mortgageType":237,"mortgageTypeName":238,"repaymentType":278,"repaymentTypeName":279,"rateType":241,"rateTypeName":242,"rateMin":344,"rateMax":345,"rateAvg":346,"loanLimit":347,"earlyRepaymentFee":348,"delinquencyRate":349,"incidentalExpense":350},"0013909-0300386-1-A-D-C","0013909","주식회사 하나은행","0300386-1","하나원큐아파트론2","스마트폰",4.64,5.84,5.12,"담보별 가용가 범위내","중도상환금액 × 중도상환해약금률* × ( 대출잔여일수 ÷ 대출기간** )\n* 중도상환해약금률 : 0.65%(혼합), 0.78%(변동)\n** 대출약정일로부터 최장 3년","적용금리+3% ( 최고 15% )","1. 인지세 : 50%\n2. 근저당 설정비 중 고객부담 항목\n   - 주택채권매입비용 등",{"id":352,"disclosureMonth":227,"companyCode":353,"companyName":354,"productCode":355,"productName":356,"joinWay":357,"mortgageType":252,"mortgageTypeName":253,"repaymentType":278,"repaymentTypeName":279,"rateType":241,"rateTypeName":242,"rateMin":358,"rateMax":359,"rateAvg":360,"loanLimit":361,"earlyRepaymentFee":362,"delinquencyRate":363,"incidentalExpense":364},"0013175-2001104780001-E-D-C","0013175","농협은행주식회사","2001104780001","NH주택담보대출","영업점",4.68,6.48,5.18,"해당 주택의 담보평가금액에 따라 산출된 가능금액 이내","중도상환원금 × 적용요율 × (대출기간 - 경과일수) ÷ 대출기간\n- 대출기간 : 3년을 초과하는 경우 3년\n- 적용요율 : 고정0.63% \u002F 변동0.93%","연체기간에 관계없이 대출금리 + 3%\n최대 연 15%","1. 인지세\n  - 해당 세액의 50%\n2. 국민주택채권매입비용\n  - 근저당권 설정금액 × 10 ÷ 1,000\n3. 주택신보출연료",{"id":366,"disclosureMonth":227,"companyCode":353,"companyName":354,"productCode":355,"productName":356,"joinWay":357,"mortgageType":237,"mortgageTypeName":238,"repaymentType":278,"repaymentTypeName":279,"rateType":241,"rateTypeName":242,"rateMin":358,"rateMax":359,"rateAvg":367,"loanLimit":361,"earlyRepaymentFee":362,"delinquencyRate":363,"incidentalExpense":364},"0013175-2001104780001-A-D-C",5.13,{"id":369,"disclosureMonth":227,"companyCode":353,"companyName":354,"productCode":355,"productName":356,"joinWay":357,"mortgageType":237,"mortgageTypeName":238,"repaymentType":239,"repaymentTypeName":240,"rateType":241,"rateTypeName":242,"rateMin":358,"rateMax":359,"rateAvg":370,"loanLimit":361,"earlyRepaymentFee":362,"delinquencyRate":363,"incidentalExpense":364},"0013175-2001104780001-A-S-C",4.86,{"id":372,"disclosureMonth":227,"companyCode":353,"companyName":354,"productCode":355,"productName":356,"joinWay":357,"mortgageType":252,"mortgageTypeName":253,"repaymentType":239,"repaymentTypeName":240,"rateType":241,"rateTypeName":242,"rateMin":358,"rateMax":359,"rateAvg":317,"loanLimit":361,"earlyRepaymentFee":362,"delinquencyRate":363,"incidentalExpense":364},"0013175-2001104780001-E-S-C",{"id":374,"disclosureMonth":227,"companyCode":375,"companyName":376,"productCode":377,"productName":378,"joinWay":379,"mortgageType":237,"mortgageTypeName":238,"repaymentType":239,"repaymentTypeName":240,"rateType":241,"rateTypeName":242,"rateMin":380,"rateMax":381,"rateAvg":9,"loanLimit":382,"earlyRepaymentFee":383,"delinquencyRate":384,"incidentalExpense":385},"0010030-1-A-S-C","0010030","한국산업은행","1","산은 주택대출\n(생활자금)","기타",4.73,5.53,"- LTV 70% 등","- 중도상환금액 × 중도상환수수료율* × (대출잔여일수 ÷ 대출기간** )\n* 담보대출 : 고정금리 1.2%, 변동금리 0.9% \u002F 신용대출 : 고정금리 0.8%, 변동금리 0.5%\n**대출기간이 3년을 초과하는 경우 3년","대출금리+3%\n최고 이자율 : 15%","* 구입자금 취급중단, 기존 주택담보대출 고객에 대한 추가 생활자금대출만 취급\n\n- 인지세 : 해당세액의 50%\n- 국민주택채권 매입비용",{"id":387,"disclosureMonth":227,"companyCode":375,"companyName":376,"productCode":377,"productName":378,"joinWay":379,"mortgageType":252,"mortgageTypeName":253,"repaymentType":239,"repaymentTypeName":240,"rateType":241,"rateTypeName":242,"rateMin":380,"rateMax":381,"rateAvg":9,"loanLimit":382,"earlyRepaymentFee":383,"delinquencyRate":384,"incidentalExpense":385},"0010030-1-E-S-C",{"id":389,"disclosureMonth":227,"companyCode":390,"companyName":391,"productCode":392,"productName":393,"joinWay":236,"mortgageType":237,"mortgageTypeName":238,"repaymentType":239,"repaymentTypeName":240,"rateType":241,"rateTypeName":242,"rateMin":294,"rateMax":394,"rateAvg":9,"loanLimit":264,"earlyRepaymentFee":395,"delinquencyRate":396,"incidentalExpense":397},"0010927-KB200300000002-A-S-C","0010927","국민은행","KB200300000002","KB주택담보대출변동\n(일반자금)",5.65,"중도상환금액 × 0.55% × (대출잔여일수 ÷ 3년)","대출금리+3.0%\n최고연체이자율:15%","ㅇ 인지세 : 해당세액의 50%\nㅇ 국민주택채권 매입 : 대출금액 × 120% × 1% × 채권할인율\nㅇ 화재보험료 (아파트 외 물건지에 한함)",{"id":399,"disclosureMonth":227,"companyCode":390,"companyName":391,"productCode":392,"productName":393,"joinWay":236,"mortgageType":252,"mortgageTypeName":253,"repaymentType":239,"repaymentTypeName":240,"rateType":241,"rateTypeName":242,"rateMin":294,"rateMax":394,"rateAvg":9,"loanLimit":264,"earlyRepaymentFee":395,"delinquencyRate":396,"incidentalExpense":397},"0010927-KB200300000002-E-S-C",{"id":401,"disclosureMonth":227,"companyCode":232,"companyName":233,"productCode":402,"productName":403,"joinWay":343,"mortgageType":237,"mortgageTypeName":238,"repaymentType":278,"repaymentTypeName":279,"rateType":241,"rateTypeName":242,"rateMin":404,"rateMax":405,"rateAvg":406,"loanLimit":407,"earlyRepaymentFee":247,"delinquencyRate":248,"incidentalExpense":408},"0010024-30002497-A-D-C","30002497","BNK모바일주택담보대출",4.76,7.14,4.55,"LTV 70% 이내(KB시세 확인 가능한 아파트만 가능)","인지세: 대출금액 구간별 해당 세액의 50%\n[대출금 5천만원 미만시 면제]\n국민주택채권매입비: 대출금 X 110% X 1% X 채권할인율\n주택신보출연료(주택자금용도)",{"id":410,"disclosureMonth":227,"companyCode":411,"companyName":412,"productCode":413,"productName":414,"joinWay":343,"mortgageType":237,"mortgageTypeName":238,"repaymentType":278,"repaymentTypeName":279,"rateType":241,"rateTypeName":242,"rateMin":415,"rateMax":416,"rateAvg":417,"loanLimit":418,"earlyRepaymentFee":419,"delinquencyRate":420,"incidentalExpense":421},"0015130-03005-A-D-C","0015130","주식회사 카카오뱅크","03005","주택담보대출",4.77,5.42,4.69,"최대 10억원","없음","대출금리+3%\n(최고 연체이자율 : 15%)","- 인지세 : 해당세액의 50%(대출금액 5천만원 이하시 없음)\n- 국민주택채권 본인부담금 : 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